Skip to content

LIBRASERVICE

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 200323 yrs activeLibramont,Dessous la Ville 43, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0860.151.656
Summary

LIBRASERVICE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43,194 and a net result of €840. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 16% of 15377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Other tax advisory services
NACE 69209Certified accountants and tax accountants NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€221,804total assets 2024
Staff
2 FTE
Equity
€43,194
Profit
€840
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2024
Bankruptcy chance 12 m
0.7%
Structure
Accounts 65 d overdue0 of 5 deeds read
Why 68- 1 change of registered office in 24 months- Figures for FY 2024 (filed 13-09-2025)+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.22, cash €49,982Show the evidence

Checked score

Score 2024
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 31% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 44+1
equity 19.5% of total assets
Liquidity 57-2
short-term debt 43.2% · cash 22.5%
Profitability 69=
return on assets 0.4%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,836 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +7.1% vs 02-2025 04-2025: < 0.1%▲ +2.2% vs 03-2025 05-2025: 0.2%▲ +230% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▲ +40.1% vs 06-2025 08-2025: 0.3%▲ +46.5% vs 07-2025 09-2025: 0.4%▲ +25.0% vs 08-2025 10-2025: 0.2%▼ -45.4% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.9% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▲ +15.6% vs 02-2026 04-2026: 0.2%▼ -2.5% vs 03-2026 05-2026: 0.2%▼ -4.2% vs 04-2026 06-2026: 0.2%▲ +0.9% vs 05-2026 07-2026: 0.3%▲ +18.7% vs 06-2026 08-2026: 0.4%▲ +35.9% vs 07-2026 09-2026: 0.5%▲ +22.9% vs 08-2026 10-2026: 0.7%▲ +49.3% vs 09-2026highest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2024 (filed 13-09-2025) raises the probability
  • Liquidity: current ratio 1.22, cash €49,982 lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.24 in 2023; short-term debt: 43.2% and cash: 22.5% of total assets), and 80.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 22%, liquidity 43%, profitability 18%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Figures for FY 2024 (filed 13-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.22, cash €49,982
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 15377 sector peers (2024).
NBB · sector comparison
Position among 15377 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-09-2025, 44 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
44 d late
2023
29 d late
2022
24 d late
2021
19 d late
2020
25 d late
2019
77 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Among the weakest 13% on net resultsector median €34,126 · 15,371 companies €840 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €840 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€221,804
Profit
€840
Solvency
19.5%
Total assets▼ 6.3%
Net result
20182024
Go to Financials

Timeline

Events
11
Since
2016
  1. 13-09-2025Annual accounts filed
  2. 29-08-2024Annual accounts filed
  3. 24-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Other tax advisory servicesNACE 69209
Founded
30-06-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.