Fiber Factory
ActiveFiber Factory has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256k and a net result of €47k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 2269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+13
Solvency42▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.18 in 2024; short-term debt: 14.1% and cash: 0.9% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
3.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
7 d early
2022
18 d early
2021
17 d early
2020
11 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€256k▲ 22.7%
2024 · €208k
2018: €101k
2019: €120k
2020: €104k
2021: €-7k
2022: €-93k
2023: €217k
2024: €208k
2018 → 2025
Total assets
€1.51M▲ 2.3%
2024 · €1.47M
2018: €1.93M
2019: €1.77M
2020: €1.75M
2021: €1.57M
2022: €1.45M
2023: €1.37M
2024: €1.47M
2018 → 2025
Net result
€47k
2024 · €-9k
2018: €14k
2019: €19k
2020: €-18k
2021: €-111k
2022: €-86k
2023: €10k
2024: €-9k
2018 → 2025
Working capital
€-164k▼ 16.7%
2024 · €-141k
2018: €-424k
2019: €-375k
2020: €-424k
2021: €-153k
2022: €-198k
2023: €-211k
2024: €-141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-93k▼ 1,257%€217k€208k▼ 4.0%€256k▲ 22.7%
Operating result€-78k-€-48k▲ 38.3%€61k€57k▼ 6.1%€109k▲ 91.0%
Net result€-111k-€-86k▲ 22.2%€10k€-9k€47k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€1.46M▲ 1.2%
Current assets
€49k▲ 56.6%
Equity and liabilities €1.51M
Equity
€256k▲ 22.7%
Debt
€1.25M▼ 1.0%
The debt ratio falls from 85.8% to 83.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€189k▲
2024 · €133k
Cash flow
€126k▲
2024 · €67k
Solvency
17.0%▲
2024 · 14.2%
Current ratio
0.23▲
2024 · 0.18
Quick ratio
0.18▲
2024 · 0.17
Debt / equity
4.89▼
2024 · 6.06
ROE
18.5%▲
2024 · -4.2%
ROA
3.1%▲
2024 · -0.6%
Interest coverage
3.03▲
2024 · 2.01
Debt
€1.25M▼
2024 · €1.26M
Debt ≤ 1 year
€213k▲
2024 · €172k
Debt > 1 year
€1.04M▼
2024 · €1.09M
Income taxes
€0▲
2024 · €-63
Staff costs
€122k▲
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.51M▲
Fixed assets21/28€1.44M€1.46M▲
Tangible fixed assets22/27€1.44M€1.46M▲
Land and buildings22€1.22M€1.27M▲
Plant, machinery and equipment23€219k€175k▼
Furniture and vehicles24€2k€11k▲
Financial fixed assets28€0-
Current assets29/58€31k€49k▲
Stocks and contracts in progress3€3k€10k▲
Stocks30/36€3k€10k▲
Amounts receivable within one year40/41€9k€25k▲
Trade receivables40€4k€15k▲
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€2k€56▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.51M▲
Equity10/15€208k€256k▲
Contributions10/11€350k€350k=
Reserves13€72k€72k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€-213k€-166k▲
Amounts payable17/49€1.26M€1.25M▼
Amounts payable after more than one year17€1.09M€1.04M▼
Financial debts170/4€1.09M€1.04M▼
Amounts payable within one year42/48€172k€213k▲
Current portion of amounts payable after more than one year42€96k€110k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€19k€42k▲
Suppliers440/4€19k€42k▲
Advances received on contracts in progress46€0€1k▲
Taxes, remuneration and social security45€7k€23k▲
Taxes450/3€0€4k▲
Remuneration and social security454/9€7k€19k▲
Other amounts payable47/48€49k€37k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€90k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€79k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€226k€315k▲
Operating profit (loss)9901€57k€109k▲
Financial income75/76B€16€0▼
Recurring financial income75€16€0▼
Financial charges65/66B€66k€62k▼
Recurring financial charges65€66k€62k▼
Profit (loss) for the period before taxes9903€-9k€47k▲
Income taxes67/77€-63€0▲
Profit (loss) for the period9904€-9k€47k▲
Profit (loss) for the period to be appropriated9905€-9k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-213k€-166k▲
Profit (loss) brought forward from the previous period14P€-205k€-213k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €217k
Equity rises from €-93k to €217k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-111k
Net result drops to €-111k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 142260 WesterloGround area
3,623 m²
Building footprint
2,414 m²
Volume, LiDAR
19,888 m³
Parcel 13049B0889/00A000, Flanders · tallest building 30.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fiber Factory
since 20162.252.978.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0889/00A000 | Flanders | 3,623 m² | 1 · 2,414 m² | 30.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWesterlo2.252.978.814
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Of 1,516 companies in sector 93130 we hold annual accounts for 687. 455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2016
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
70200Business and other management consultancy
70220Business consulting
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.