Turnover
≈ €210,000 estimated
The micro format states no turnover.
FHU Consult
Lifetime
2 annual accounts with figures on one time axispeak €68,549 (2025)
€68,549▲ 5.1%
peak €49,880 (2025)
€49,880▲ 4.5%
peak €97,627 (2025)
€97,627▲ 104%
€11,483▼ 20.1%
Board1 name since 2024
1 directorHUMBLET Florienne Yvette Marguerite
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Equity from €47,746 to €97,627Debts from €14,369 to €11,483Cash from €52,400 to €101,955
Key points
from the 2025 annual accountsLiquidity
9.02 was 3.71 in 2024
Short-term debts fell from €14,369 to €11,483.
Position in the sector
89.5%
Higher solvency than 90% of companies in employment activities. Sector median 49.4% · 981 companies.
Checked score
99
Excellent
Financially stronger than 90% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.0%
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.2%▲ +0.1 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -1.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 9.02, cash €101,955
Equity €97,627 (89.5% of total assets)
Sector: Employment activities (NACE 78)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 89% of them on solvency, 94% on liquidity, 87% on profitability and 89% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as FHU Consult has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FHU Consult itself is lower: < 0.1% within 12 months. It rests on far more data about FHU Consult than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for FHU Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 9.02 (3.71 in 2024), above the usual 1.5. Short-term debt is 10.5% and cash 93.4% of total assets. 10.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
36 days early
2024
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HUMBLET Florienne Yvette Marguerite 100 sharesdeed of 11-01-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004460536
Incorporation
Founding capital of €1, 100 shares · Founder: HUMBLET Florienne Yvette Marguerite · Appointment: HUMBLET Florienne Yvette Marguerite (director) · published on 11-01-2024 · Gazette deed
First establishment
FHU Consult SRL, Rue de la Faille 5A, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FHU Consult Liège | €109,110 | €68,549 | 89.5% | - |
| EDWARD MOUNT Forest | €106,449 | €71,062 | 44.7% | - |
| JMB-Partners Antwerp | €111,867 | €76,268 | 28.3% | - |
| The Perfect Match Sint-Gillis (bij-Brussel) | €99,075 | €48,354 | 64.9% | - |
| HENSACON Beerse | €96,247 | €83,383 | 66.4% | - |
| Acore Kontich | €148,395 | €60,045 | 73.7% | - |
| HR Flow Braine-l'Alleud | €116,658 | €62,917 | 52.1% | - |
These companies have the same main activity as FHU Consult: temporary employment agencies and other provision of personnel (NACE 78200). They are comparable in size and age: total assets between €96,200 and €148,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 09-01-2024Normal situation
- Activity
- Temporary employment agencies and other provision of personnelNACE 78200and 4 others
- Establishment unit
- 2.354.352.6234000 Liège, since 09-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 05-02-2024
Annual accounts 2025
- €109,110▲ 75.7%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on FHU Consult
FHU Consult has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,627 and a net result of €49,880.
Its solvency ranks better than 91% of 981 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FHU Consult
- What is the company number of FHU Consult?
- The company number of FHU Consult is 1004.460.536. The VAT number is the same number with BE in front: BE 1004.460.536.
- Where is FHU Consult based?
- The registered office is at Rue de la Faille 5 A, 4000 Liège.Company details
- What does FHU Consult do?
- According to the KBO register, the main activity is temporary employment agencies and other provision of personnel (NACE 78200).
- What is the legal form of FHU Consult?
- FHU Consult is a private limited company (BV).
- When was FHU Consult founded?
- FHU Consult was founded on 09-01-2024.
- Is FHU Consult still active?
- Yes, FHU Consult is an active enterprise in the KBO register.
- What is the turnover of FHU Consult?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €68,549 and 2,667 comparable companies of the same size. It probably lies between €140,000 and €360,000. It is a rough estimate.Financials
- Is FHU Consult profitable?
- In financial year 2025, FHU Consult made a profit of €49,880.
- Where can I find the annual accounts of FHU Consult?
- FHU Consult filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FHU Consult due?
- FHU Consult must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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