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Acore

Active Private limited companyfounded 2024active for 2 yearsGroeningenlei 120, 2550 KontichKBO/BCE: BE 1004.523.783

Lifetime

2 annual accounts with figures on one time axis
peak €83,256 (2024)
€60,045▼ 27.9%
peak €65,819 (2024)
€42,539▼ 35.4%
peak €109,358 (2025)
€109,358▲ 63.7%
€39,037▲ 31.2%
Board1 name since 2024
Documentsfilings and deeds
19-03-2026134 days before the deadline
2025micro format
Gross margin from €83,256 to €60,045Result from €65,819 to €42,539Equity from €66,819 to €109,358Debts from €29,748 to €39,037Cash from €42,367 to €87,845

Key points

from the 2025 annual accounts

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Checked score

94
Excellent
Financially stronger than 82% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 02-2025: 1.7% 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.2 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025highest value 07-2025: 0.2%▼ -1.7 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

99+5equity 73.7% of total assets
90+3short-term debt 26.3% · cash 59.2%
100=return on assets 28.7%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 3.80, cash €87,845
Sector: Employment activities (NACE 78)
Equity €109,358 (73.7% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 75% of them on solvency, 82% on liquidity, 87% on profitability and 84% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Acore has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Acore itself is lower: 0.2% within 12 months. It rests on far more data about Acore than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Acore. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 3.8 (3.29 in 2024), above the usual 1.5. Short-term debt is 26.3% and cash 59.2% of total assets. 26.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.80, cash €87,845
NBB · annual accounts
lowers risk · Sector: Employment activities (NACE 78)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €109,358 (73.7% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
134 days early
2024
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 89 days before the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

JA
Director, since 10-01-2024
  • JORIS Annabel Lise Arnout 100 sharesdeed of 12-01-2024
Board & ownership

Recent changes

Registered office moved from Ixelles to Kontich New registered office: Groeningenlei 120, 2550 Kontich · Previous registered office: Brouwerijstraat 25-27, bus 11, 1050 Elsene · Board meeting of 29-08-2026 · Gazette deed
Registered office moved from Mechelen to Ixelles New registered office: Brouwerijstraat 25-27 bus 11 te 1050 Elsene · Previous registered office: Begijnenstraat 25 te 2800 Mechelen · Board meeting of 08-05-2024 · Gazette deed
Incorporation Founding capital of €1,000, 100 shares · Founder: JORIS Annabel Lise Arnout · Appointment: JORIS Annabel Lise Arnout (director) · published on 12-01-2024 · Gazette deed
First establishment Groeningenlei 120, Kontich
All 7 events

Comparable companies

same main activity, similar in size and age
Company
Acore Kontich €148,395 €60,045 73.7% -
JMB-Partners Antwerp €111,867 €76,268 28.3% -
Helder HR Antwerp €111,446 €45,094 72.0% -
HENSACON Beerse €96,247 €83,383 66.4% -
FHU Consult Liège €109,110 €68,549 89.5% -
W.D. Sourcing Ghent €159,175 €39,491 79.7% -
EDWARD MOUNT Forest €106,449 €71,062 44.7% -

These companies have the same main activity as Acore: temporary employment agencies and other provision of personnel (NACE 78200). They are comparable in size and age: total assets between €96,200 and €159,000, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 10-01-2024Normal situation
Activity
Temporary employment agencies and other provision of personnelNACE 78200and 1 other
Establishment unit
2.353.977.0932550 Kontich, since 10-01-2024
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€148,395▲ 53.7%
Filing
Filed on 19-03-2026, 134 days before the end of the filing period
Financials

Insights on Acore

Acore has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,358 and a net result of €42,539.

Its solvency ranks better than 73% of 981 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Acore

What is the company number of Acore?
The company number of Acore is 1004.523.783. The VAT number is the same number with BE in front: BE 1004.523.783.
Where is Acore based?
The registered office is at Groeningenlei 120, 2550 Kontich.Company details
What does Acore do?
According to the KBO register, the main activity is temporary employment agencies and other provision of personnel (NACE 78200).
What is the legal form of Acore?
Acore is a private limited company (BV).
When was Acore founded?
Acore was founded on 10-01-2024.
Is Acore still active?
Yes, Acore is an active enterprise in the KBO register.
What is the turnover of Acore?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €60,045 and 2,667 comparable companies of the same size. It probably lies between €120,000 and €310,000. It is a rough estimate.Financials
Is Acore profitable?
In financial year 2025, Acore made a profit of €42,539.
Where can I find the annual accounts of Acore?
Acore filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Acore due?
Acore must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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