FG Digital
ActiveFG Digital has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €44k. Equity is growing by ~39.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 6.71 against 8.26 in 2024; short-term debt: 14.2% and cash: 88.6% of total assets), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
21.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 32.6%
2024 · €136k
2022: €49k
2023: €88k
2024: €136k
2022 → 2025
Total assets
€210k▲ 36.7%
2024 · €154k
2022: €72k
2023: €111k
2024: €154k
2022 → 2025
Net result
€44k▼ 8.4%
2024 · €48k
2022: €39k
2023: €38k
2024: €48k
2022 → 2025
Working capital
€171k▲ 32.4%
2024 · €129k
2022: €47k
2023: €81k
2024: €129k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€49k-€88k▲ 77.9%€136k▲ 55.3%€180k▲ 32.6%
Operating result€39k-€49k▲ 24.2%€60k▲ 23.1%€58k▼ 3.0%
Net result€39k-€38k▼ 2.3%€48k▲ 26.3%€44k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€10k▲ 36.4%
Current assets
€201k▲ 36.7%
Equity and liabilities €210k
Equity
€180k▲ 32.6%
Debt
€30k▲ 68.3%
The debt ratio rises from 11.5% to 14.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▼
2024 · €63k
Cash flow
€46k▼
2024 · €51k
Solvency
85.8%▼
2024 · 88.5%
Current ratio
6.71▼
2024 · 8.26
Quick ratio
6.71▼
2024 · 8.26
Debt / equity
0.17▲
2024 · 0.13
ROE
24.6%▼
2024 · 35.6%
ROA
21.1%▼
2024 · 31.5%
Interest coverage
166.36▼
2024 · 229.53
Debt
€30k▲
2024 · €18k
Debt ≤ 1 year
€30k▲
2024 · €18k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€210k▲
Formation expenses20€0€0=
Fixed assets21/28€7k€10k▲
Tangible fixed assets22/27€7k€10k▲
Land and buildings22€6k€5k▼
Furniture and vehicles24€1k€5k▲
Current assets29/58€147k€201k▲
Amounts receivable within one year40/41€23k€14k▼
Trade receivables40€23k€14k▼
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€124k€186k▲
Equity and liabilities
Total equity and liabilities10/49€154k€210k▲
Equity10/15€136k€180k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€126k€170k▲
Amounts payable17/49€18k€30k▲
Amounts payable within one year42/48€18k€30k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€8k€20k▲
Taxes450/3€6k€20k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€7k€7k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€754€537▼
Gross operating margin9900€63k€61k▼
Operating profit (loss)9901€60k€58k▼
Financial charges65/66B€273€362▲
Recurring financial charges65€273€362▲
Profit (loss) for the period before taxes9903€60k€58k▼
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€48k€44k▼
Profit (loss) for the period to be appropriated9905€48k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€170k▲
Profit (loss) brought forward from the previous period14P€78k€126k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €180k ▲32.6%
4 profitable years in a row build equity to €180k.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €48k ▲26.3%
Operating result €60k, net result €48k, both a record.
30-09
Financial
Equity above €100kEq €136k ▲55.3%
3 profitable years in a row build equity to €136k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €38k ▼2.3%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leenstraat 309870 ZulteGround area
547 m²
Building footprint
127 m²
Volume, LiDAR
681 m³
Parcel 44081B0610/00E005, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FG Digital
since 20212.320.240.196
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081B0610/00E005 | Flanders | 547 m² | 1 · 127 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KODIAX
BE 0770.555.330
Grez-Doiceau · Eq €180k
Polsec
BE 0701.736.305
Duffel · Eq €180k
THE STAFF SOLUTIONS
BE 0643.600.839
Anzegem · Eq €180k
PERSOONS
BE 0457.272.252
Braine-l'Alleud · Eq €181k
CASS-CONSULT
BE 0783.830.571
Kalmthout · Eq €180k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2021
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.