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FG CONSTRUCTION

Active
Private limited company (pre-2019)founded 200224 yrs activeBaneux 81, 4990 Lierneux, BelgiumKBO/BCE: BE 0478.275.524
Summary

FG CONSTRUCTION has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101,151 and a net result of -€10,753. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 9970 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisWatch ReportCompare
FG CONSTRUCTIONActiveChecked score 60/100
Risk analysis ReportCompare

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
#4 oldest company in Lierneux, Construction sector1 site
How big
€127,022total assets 2024
Staff
0.7 FTE
Equity
€101,151
Loss
-€10,753
Turnover not published (abridged schema)
Financially healthy?
60 Healthy Checked score 2024
Bankruptcy chance 12 m
1.0%
Who decides
Accounts 62 d overdue0 of 1 deed read
Why 60- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Persistent losses+ Long track recordFiled after the deadlineShow the evidence

Checked score

Score 2024
60 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability8▼-43
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.72 against 4.66 in 2023; short-term debt: 17.6% and cash: 6.3% of total assets), and 20.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
79.6%
Return on assets
-8.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€10,753
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
90 d late
2023
58 d late
2022
25 d late
2021
19 d late
2020
26 d late
2019
80 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€10,753 View
  • Caution: Among the weakest 14% on net resultsector median €7,818 · 9,958 companies -€10,753 View
  • Caution: Accounts not fileddeadline was 31-07-2026 62 d late View

By topic

Financials

Fiscal year
2024
Total assets
€127,022
Loss
-€10,753
Solvency
79.6%
Total assets▼ 13.2%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 29-10-2025Annual accounts filed
  2. 27-09-2024Annual accounts filed
  3. 25-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
06-09-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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