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FESTER

Active
Private limited companyfounded 20233 yrs activeHaantjeslei 78, 2018 Antwerpen, BelgiumKBO/BCE: BE 0802.781.896
Summary

FESTER has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313k and a net result of €146k. Equity is growing by ~77% per year across the filed fiscal years. Its solvency ranks better than 83% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
95 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.77 against 4.23 in 2024; short-term debt: 14.3% and cash: 92% of total assets), and 14.3% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.7%
Return on assets
39.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
95 d early
2024
59 d early
2023
71 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€313k▲ 87.1%
2024 · €167k
2023: €56k 2024: €167k
2023 → 2025
Total assets
€365k▲ 71.6%
2024 · €213k
2023: €85k 2024: €213k
2023 → 2025
Net result
€146k▲ 29.4%
2024 · €113k
2023: €55k 2024: €113k
2023 → 2025
Working capital
€303k▲ 105%
2024 · €148k
2023: €24k 2024: €148k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€56k-€167k▲ 201%€313k▲ 87.1%
Operating result€70k-€147k▲ 111%€170k▲ 15.5%
Net result€55k-€113k▲ 105%€146k▲ 29.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2023: €70k€70kNet result 2023: €55k€55kOperating result 2024: €147k€147kNet result 2024: €113k€113kOperating result 2025: €170k€170kNet result 2025: €146k€146k202320242025€0€50k€100k€150kOperating result 2023: €70k€70kNet result 2023: €55k€55kOperating result 2024: €147k€147kNet result 2024: €113k€113kOperating result 2025: €170k€170kNet result 2025: €146k€146k202320242025
The operating result has risen two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets €10k ▼ 47.4%
Current assets €355k ▲ 83.7%
Equity and liabilities €365k
Equity €313k ▲ 87.1%
Debt €52k ▲ 14.8%
Debt's share of the balance-sheet total falls from 21.5% to 14.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€183k▲
2024 · €159k
Cash flow
€159k▲
2024 · €125k
Current ratio
6.77▲
2024 · 4.23
Debt to equity
0.17▼
2024 · 0.27
ROE
46.6%▼
2024 · 67.3%
ROA
39.9%▼
2024 · 52.9%
Interest coverage
50.41▼
2024 · 191.15
Debt ≤ 1 year
€52k▲
2024 · €46k
Income taxes
€45k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€213k€365k▲
Fixed assets21/28€20k€10k▼
Tangible fixed assets22/27€20k€10k▼
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€17k€5k▼
Financial fixed assets28€40€40=
Current assets29/58€193k€355k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€14k€18k▲
Current investments50/53€60k€0▼
Cash at bank and in hand54/58€118k€336k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€213k€365k▲
Equity10/15€167k€313k▲
Contributions10/11€2k€2k=
Reserves13€166k€312k▲
Distributable reserves133€166k€312k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€46k€52k▲
Amounts payable within one year42/48€46k€52k▲
Trade debts44€606€2k▲
Suppliers440/4€606€2k▲
Taxes, remuneration and social security45€43k€50k▲
Taxes450/3€43k€50k▲
Other amounts payable47/48€3k€1k▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€462€632▲
Gross operating margin9900€160k€184k▲
Operating profit (loss)9901€147k€170k▲
Financial income75/76B€1€25k▲
Recurring financial income75€1€25k▲
Financial charges65/66B€833€4k▲
Recurring financial charges65€833€4k▲
Profit (loss) for the period before taxes9903€146k€191k▲
Income taxes67/77€34k€45k▲
Profit (loss) for the period9904€113k€146k▲
Profit (loss) for the period to be appropriated9905€113k€146k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€146k▲
Transfer to equity691/2€112k€146k▲
To other reserves6921€112k€146k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €146k ▲29.4%
Operating result €170k, net result €146k, both a record.
31-12
Financial Equity above €200kEq €313k ▲87.1%
3 profitable years in a row build equity to €313k.
02-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity doublescurrent ratio 4.23
Current ratio from 1.79 to 4.23.
31-12
Financial Equity above €150kEq €167k ▲201%
2 profitable years in a row build equity to €167k.
21-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,985 m²
Building footprint
26 m²
Volume, LiDAR
310 m³
Parcel 11810K1739/00X000, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FESTER
Haantjeslei 78, 2018 AntwerpenFinancial service activities, except insurance and pension funding
since 20232.346.159.883
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1739/00X000 Flanders 1,984 m² 1 · 26 m² 12.4 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500R02KOQYZ75MM22
live in the LEI register

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,572. 37,886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.