Fertigent
ActiveFertigent has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €926k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 71% of 712 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+30
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.34 in 2024), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
33.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
8 d early
2023
33 d early
2022
11 d early
2021
45 d early
2020
22 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.60M▼ 4.4%
2024 · €1.67M
2018: €1.60M
2019: €1.87M
2020: €2.43M
2021: €2.77M
2022: €3.20M
2023: €2.90M
2024: €1.67M
2018 → 2025
Total assets
€2.74M▼ 36.3%
2024 · €4.30M
2018: €4.32M
2019: €4.09M
2020: €3.99M
2021: €3.54M
2022: €3.96M
2023: €3.96M
2024: €4.30M
2018 → 2025
Net result
€926k▼ 27.6%
2024 · €1.28M
2018: €474k
2019: €575k
2020: €765k
2021: €532k
2022: €938k
2023: €691k
2024: €1.28M
2018 → 2025
Working capital
€1.09M▲ 22.6%
2024 · €885k
2018: €-210k
2019: €30k
2020: €-214k
2021: €-25k
2022: €1.17M
2023: €1.42M
2024: €885k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.77M-€3.20M▲ 15.8%€2.90M▼ 9.7%€1.67M▼ 42.2%€1.60M▼ 4.4%
Operating result€722k-€1.26M▲ 74.5%€921k▼ 26.9%€1.66M▲ 80.0%€1.22M▼ 26.3%
Net result€532k-€938k▲ 76.3%€691k▼ 26.4%€1.28M▲ 85.1%€926k▼ 27.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.74M
Fixed assets
€586k▼ 29.6%
Current assets
€2.15M▼ 37.9%
Equity and liabilities €2.74M
Equity
€1.60M▼ 4.4%
Debt
€1.14M▼ 56.6%
The debt ratio falls from 61.0% to 41.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€1.89M▼
2024 · €2.33M
Cash flow
€1.59M▼
2024 · €1.95M
Solvency
58.5%▲
2024 · 39.0%
Current ratio
2.02▲
2024 · 1.34
Quick ratio
2.02▲
2024 · 1.34
Debt / equity
0.71▼
2024 · 1.57
ROE
57.9%▼
2024 · 76.4%
ROA
33.8%▲
2024 · 29.8%
Interest coverage
5284.52▼
2024 · 11592.39
Debt
€1.14M▼
2024 · €2.62M
Debt ≤ 1 year
€1.07M▼
2024 · €2.58M
Income taxes
€309k▼
2024 · €426k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.30M€2.74M▼
Fixed assets21/28€832k€586k▼
Tangible fixed assets22/27€832k€586k▼
Land and buildings22€28k€19k▼
Plant, machinery and equipment23€803k€567k▼
Furniture and vehicles24€1k€726▼
Current assets29/58€3.46M€2.15M▼
Amounts receivable within one year40/41€289k€401k▲
Trade receivables40€283k€280k▼
Other amounts receivable41€6k€121k▲
Current investments50/53€1.75M-
Cash at bank and in hand54/58€1.40M€1.75M▲
Deferred charges and accrued income490/1€28k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4.30M€2.74M▼
Equity10/15€1.67M€1.60M▼
Contributions10/11€580k€580k=
Reserves13€58k€58k=
Non-distributable reserves130/1€58k€58k=
Reserves not available under the articles1311€58k€58k=
Profit (loss) carried forward14€1.04M€962k▼
Amounts payable17/49€2.62M€1.14M▼
Amounts payable within one year42/48€2.58M€1.07M▼
Trade debts44€39k€60k▲
Suppliers440/4€39k€60k▲
Taxes, remuneration and social security45€40k€5k▼
Taxes450/3€40k€5k▼
Other amounts payable47/48€2.50M€1.00M▼
Accrued charges and deferred income492/3€43k€72k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€672k€664k▼
Other operating charges640/8€22k€14k▼
Gross operating margin9900€2.35M€1.90M▼
Operating profit (loss)9901€1.66M€1.22M▼
Financial income75/76B€47k€13k▼
Recurring financial income75€47k€13k▼
Financial charges65/66B€201€357▲
Recurring financial charges65€201€357▲
Profit (loss) for the period before taxes9903€1.70M€1.23M▼
Income taxes67/77€426k€309k▼
Profit (loss) for the period9904€1.28M€926k▼
Profit (loss) for the period to be appropriated9905€1.28M€926k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.54M€1.96M▼
Profit (loss) brought forward from the previous period14P€2.26M€1.04M▼
Profit to be distributed694/7€2.50M€1.00M▼
Return on contributions (dividend)694€2.50M€1.00M▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €1.28M ▲85.1%
Operating result €1.66M, net result €1.28M, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 2.82
Current ratio from 0.97 to 2.82; short-term debt falls from €738k to €643k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €2MEq €2.43M ▲30.2%
3 profitable years in a row build equity to €2.43M.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2024
BIENFET Yves
CurrentDirector · since 11-01-2024
DELASNERIE Thomas
CurrentDirector · since 11-01-2024
11-01-2024
BIENFET Yves: Resigned as Director
11-01-2024
BIENFET Yves: Appointed as Director
11-01-2024
DELASNERIE Thomas: Resigned as Director
11-01-2024
DELASNERIE Thomas: Appointed as Director
09-03-2023
DELASNERIE Thomas: Appointed as Director
09-03-2023
Zuoza Andrius: Resigned as Director
06-02-2023
Zuoza Andrius: Appointed as Director
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Christoffel Columbuslaan 359042 GentGround area
15.0 ha
Building footprint
3.5 ha
Volume, LiDAR
98,650 m³
3 parcels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Fertigent
since 20042.142.122.363
Fertigent BVBA
since 20172.262.175.701
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44814G0004/00E000 | Flanders | 5.7 ha | 1 · 8,900 m² | - |
| 44814G0069/00C000 | Flanders | 5.4 ha | 1 · 1.1 ha | 11.9 m · 3 fl. |
| 44812P0322/00W009 | Flanders | 3.9 ha | 1 · 1.5 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.142.122.363
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Of 1,029 companies in sector 52100 we hold annual accounts for 762. 516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2004
Fiscal year end31-12
Activities, NACEBEL
52100Warehousing and storage
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:092280651