Result
€568,913 ▲ 555%
The result rose in 2025 from €86,870 to €568,913.
Ferromac Europe
Lifetime
3 annual accounts with figures on one time axisGross marginpeak €550,126 (2025)
€550,126▲ 226%
Resultlowest -€987,295 (2023)
€568,913▲ 555%
Equitypeak €168,488 (2025)
€168,488▲ €568,913
Debts
€2.9m▲ 46.8%
Board6 names since 2022
2 directorsBVD - TRADE, CONSULTING & MANAGEMENT and 1 other
Owners
100%FERROMAC GROUP
Documentsfilings and deeds
15-04-2026107 days before the deadline
2025abbreviated format
Gross margin from €168,835 to €550,126Result from €86,870 to €568,913Equity from -€400,425 to €168,488Debts from €1.9m to €2.9mCash from €148,183 to €876,813
Key points
from the 2025 annual accountsTurnover
≈ €2.8m estimated
The abbreviated format states no turnover.
Debts
€2.9m 94% of the balance sheet
Starting capital
€500,000
At the same address
10 companies
Position in the sector
€568,913
Higher net result than 95% of companies in wholesale trade. Sector median €26,745 · 9,862 companies.
Checked score
85
Excellent
Financially stronger than 58% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,376 companies (NACE 46, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%highest value
01-2025: 2.4%● unchanged vs 12-2024
02-2025: 2.3%▼ -0.1 percentage points vs 01-2025
03-2025: 2.3%● unchanged vs 02-2025
04-2025: 2.3%● unchanged vs 03-2025
05-2025: 1.3%▼ -1.0 percentage point vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.3%● unchanged vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.1%▼ -0.2 percentage points vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 0.4%▼ -0.7 percentage points vs 04-2026lowest value
06-2026: 0.4%● unchanged vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €168,488 (5.6% of total assets)
No registered site in the KBO
lowers risk
Size: total assets €3.0m
Figures for financial year 2025 (filed on 17-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 9% of them on solvency, 39% on liquidity, 88% on profitability and 97% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 513 companies had the same profile as Ferromac Europe has now. Each dot stands for 2 companies, two years later.
96.3%
were still trading
1.4%
stopped another way
2.3%
went bankrupt
The bankruptcy probability of Ferromac Europe itself is lower: 0.4% within 12 months. It rests on far more data about Ferromac Europe than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 513 companies, not a prediction for Ferromac Europe. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.79 in 2024), below the usual 1.5. Short-term debt is 94.4% and cash 29% of total assets. 94.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9886 sector peers (2025).
NBB · sector comparisonPosition among 9886 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
107 days early
2024
99 days early
2023
65 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 90 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 April (3 of the last 3 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0785799473
Permanent representative: Bart Van Damme
Board meeting of 21-03-2024 · Gazette deed
Boekjaar
General meeting of 23-10-2023 · Gazette deed
Incorporation
Founding capital of €500,000 · Founder: FERROMAC GROUP · Appointments: FERROMAC GROUP; BVD – Trade,Consulting & Management; SMETS Lieve Annie Wilfried (day-to-day manager); SOMLAI Philippe Alice Jozef (day-to-day manager); VERSTRAETEN Charlotte Greet Yvonne (day-to-day manager) and ERNST & YOUNG BEDRIJFSREVISOREN - REVISEURS D’ENTREPRISES (statutory auditor) · published on 10-05-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Ferromac Europe Antwerp | €3.0m | €550,126 | 5.6% | - |
| OR'GENT Bruges | €1.7m | €541,687 | 11.6% | 2 |
| G-TEK Evergem | €2.5m | €375,548 | 3.5% | 2.6 |
| Anwer Nieuwe Metalen Heist-op-den-Berg | €1.5m | €419,854 | 0.2% | 3 |
| JSV METALEN Balen | €1.7m | €202,407 | 17.1% | 1 |
| Pfenixx Mol | €1.1m | €226,493 | 7.4% | - |
| Dacapo Stainless Mechelen | €1.5m | €383,833 | 37.2% | 3 |
These companies have the same main activity as Ferromac Europe: wholesale trade (NACE 46820). They are comparable in size and age: total assets between €1.1m and €2.5m, founded between 2018 and 2023.
Official details
Source: KBO- Status
- Active since 06-05-2022Normal situation
- Registered office
- 12 active companies are registered at this addressSource: KBO register, as of 6 November 2026.
- Activity
- Wholesale tradeNACE 46820and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 26-12-2025
Annual accounts 2025
- Total assets
- €3.0m▲ 95.7%
- Filing
- Filed on 15-04-2026, 107 days before the end of the filing period
Insights on Ferromac Europe
Ferromac Europe files the abbreviated format. That format states no turnover. The gross margin rose from -€906,510 in 2023 to €550,126 in 2025.
FERROMAC GROUP holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ferromac Europe
- What is the company number of Ferromac Europe?
- The company number of Ferromac Europe is 0785.799.473. The VAT number is the same number with BE in front: BE 0785.799.473.
- Where is Ferromac Europe based?
- The registered office is at Frankrijklei 112, 2000 Antwerp.Company details
- What does Ferromac Europe do?
- According to the KBO register, the main activity is wholesale trade (NACE 46820).
- What is the legal form of Ferromac Europe?
- Ferromac Europe is a private limited company (BV).
- When was Ferromac Europe founded?
- Ferromac Europe was founded on 06-05-2022.
- Is Ferromac Europe still active?
- Yes, Ferromac Europe is an active enterprise in the KBO register.
- What is the turnover of Ferromac Europe?
- The turnover in financial year 2025 is ≈ €2.8m. This figure is estimated from the gross margin of €550,126 and 138 comparable companies (NACE 46). It probably lies between €1.7m and €4.7m.Financials
- Is Ferromac Europe profitable?
- In financial year 2025, Ferromac Europe made a profit of €568,913.
- Where can I find the annual accounts of Ferromac Europe?
- Ferromac Europe filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ferromac Europe due?
- Ferromac Europe must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.