Equity
€144,515 from €393,057 in 2020
Equity fell by 63% in 5 years.
FERROBELLISSIMO
Lifetime
19 annual accounts with figures on one time axispeak €439,630 (2020)
-€4,352▼ €103,491
lowest -€142,478 (2025)
-€142,478▼ €109,908
peak €393,057 (2020)
€144,515▼ 42.6%
€692,247▼ 2.4%
peak 2.8 FTE (2021)
-not published
Board2 names since 2009
1 directorBollen Wouter
Documentsfilings and deeds
10-05-202682 days before the deadline
2025micro format
Gross margin from €99,138 to -€4,352Loss of €142,478Resignation: Vandervoort Frank (director) 07-04Equity from €251,790 to €144,515Cash from €7,853 to €16,171
Key points
from the 2025 annual accountsLosses
-€223,745 in five years
Every financial year from 2021 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€692,247 83% of the balance sheet
Financial debts 77%Taxes and wages 2%Other 20%
Of this, €223,602 falls due within a year.
Liquidity
0.42 was 0.98 in 2024
Short-term debts rose from €187,287 to €223,602.
Filings
19 annual accounts since 2007
Three of the last ten came late. The 2019 accounts came latest: 45 days after the end of the period.
Position in the sector
-€142,478
Lower net result than 95% of companies in wholesale trade. Sector median €5,606 · 13,811 companies.
Turnover not published (abbreviated or micro format)Net result -337%: other schema
Checked score
54
Fair
Financially stronger than 22% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.6%▲ +0.1 percentage points vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.5%▼ -0.1 percentage points vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.6%▲ +0.1 percentage points vs 05-2025
07-2025: 1.8%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.7%▼ -1.1 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.6%● unchanged vs 06-2026lowest value
08-2026: 0.6%● unchanged vs 07-2026lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €142,478, the second in a row (financial year 2025)
Sector: Wholesale trade (NACE 46)
lowers risk
Size: total assets €836,762
Figures for financial year 2025 (filed on 11-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 29% of them on solvency, 40% on liquidity, 6% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 307 companies had the same profile as FERROBELLISSIMO has now. Each dot is one company, two years later.
88.9%
were still trading
5.2%
stopped another way
4.9%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FERROBELLISSIMO itself is lower: 0.6% within 12 months. It rests on far more data about FERROBELLISSIMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 307 companies, not a prediction for FERROBELLISSIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.42 (0.98 in 2024), below 1. Short-term debt is 26.7% and cash 1.9% of total assets. 82.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€142,478
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-05-2026, 82 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
82 days early
2024
30 days early
2023
2 days early
2022
31 days late
2021
31 days late
2020
29 days early
2019
45 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879379432
Resignation: Vandervoort Frank (director)
Appointment: Bollen Wouter (director) · Director discharge: Vandervoort Frank · General meeting of 31-12-2024 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Balen
Registered office moved from Mol to Balen
New registered office: Poeierstraat 11, 2490 Balen · Previous registered office: Emiel Becquartlaan 2 B2 41/42, 2400 Mol · General meeting of 07-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FERROBELLISSIMO Balen | €836,762 | -€4,352 | 17.3% | - |
| BEAU INVEST Bonheiden | €493,991 | -€5,250 | 97.3% | - |
| LEE & LEWIS HOME FURNITURE Tessenderlo-Ham | €369,435 | -€4,244 | 82.3% | - |
| Steele Nazareth-De Pinte | €303,188 | -€392 | 63.2% | 0 |
| MANUCO Ghent | €389,990 | -€2,223 | 72.0% | - |
| DEPECHE AGENCIES Aarschot | €972,329 | €4,553 | 49.3% | - |
| GARDEN CENTER LIFESTYLE Aarschot | €581,612 | -€13,725 | 97.1% | - |
These companies have the same main activity as FERROBELLISSIMO: wholesale of non-electrical household articles (NACE 46494). They are comparable in size and age: total assets between €303,000 and €972,000, founded between 1997 and 2006.
Official details
Source: KBO- Status
- Active since 15-02-2006Normal situation
- Activity
- Wholesale of non-electrical household articlesNACE 46494and 1 other
- Establishment unit
- 2.174.717.6302490 Balen, since 04-09-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 16-06-2026
Annual accounts 2025
- €836,762▼ 16.0%
- ≈ 1.2 FTEestimated
- Filing
- Filed on 10-05-2026, 82 days before the end of the filing period
Insights on FERROBELLISSIMO
FERROBELLISSIMO files the micro format. That format states no turnover. The gross margin fell from €13,138 in 2007 to -€4,352 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FERROBELLISSIMO
- What is the company number of FERROBELLISSIMO?
- The company number of FERROBELLISSIMO is 0879.379.432. The VAT number is the same number with BE in front: BE 0879.379.432.
- Where is FERROBELLISSIMO based?
- The registered office is at Poeierstraat 11, 2490 Balen.Company details
- What does FERROBELLISSIMO do?
- According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
- What is the legal form of FERROBELLISSIMO?
- FERROBELLISSIMO is a private limited company (pre-2019) (BVBA).
- When was FERROBELLISSIMO founded?
- FERROBELLISSIMO was founded on 15-02-2006.
- Is FERROBELLISSIMO still active?
- Yes, FERROBELLISSIMO is an active enterprise in the KBO register.
- How many employees does FERROBELLISSIMO have?
- FERROBELLISSIMO had an average of 0.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of FERROBELLISSIMO?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is FERROBELLISSIMO profitable?
- In financial year 2025, FERROBELLISSIMO made a loss of €142,478.
- Where can I find the annual accounts of FERROBELLISSIMO?
- FERROBELLISSIMO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FERROBELLISSIMO due?
- FERROBELLISSIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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