FERO
ActiveSummary
FERO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of €571,561. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 5071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+20
Solvency64▲+13
Growth33▲+3
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.31 in 2024; short-term debt: 46.2% and cash: 3.9% of total assets), but 60.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
7.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €2.9m
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
84 d early
2023
51 d early
2022
54 d early
2021
10 d early
2020
71 d early
2019
122 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 8 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€16.2m▲ 13.5%
2024 · €14.2m
EBIT margin
5.8%▲ 2.9pp
2024 · 2.8%
Net result
€571,561▲ 133%
2024 · €245,442
Working capital
€3.6m▲ 78.2%
2024 · €2.0m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€15.3m▲ 4.3%€20.7m▲ 34.7%€25.2m▲ 21.7%€14.2m▼ 43.4%€16.2m▲ 13.5%
Operating result€308,053▼ 58.7%€2.4m▲ 690%€2.8m▲ 14.7%€404,379▼ 85.5%€933,824▲ 131%
Net result€206,625within the sector's middle half▼ 59.7%€1.8mabove the sector's middle half▲ 760%€2.1mabove the sector's middle half▲ 15.7%€245,442within the sector's middle half▼ 88.1%€571,561within the sector's middle half▲ 133%
EBIT margin2.0%▼ 3.1pp11.8%▲ 9.8pp11.1%▼ 0.7pp2.8%▼ 8.3pp5.8%▲ 2.9pp
Equity€4.1mwithin the sector's middle half▲ 0.2%€3.2mwithin the sector's middle half▼ 21.6%€2.1mwithin the sector's middle half▼ 33.6%€2.3mwithin the sector's middle half▲ 11.0%€2.9mwithin the sector's middle half▲ 23.2%
Total assets€5.7mwithin the sector's middle half▲ 5.6%€6.2mwithin the sector's middle half▲ 9.0%€7.9mwithin the sector's middle half▲ 26.2%€8.9mwithin the sector's middle half▲ 12.9%€7.4mwithin the sector's middle half▼ 16.9%
Debt€1.7m▲ 21.9%€3.1m▲ 83.9%€5.8m▲ 88.3%€6.5m▲ 13.5%€4.5m▼ 31.3%
Working capital€3.8mabove the sector's middle half▲ 0.3%€3.0mwithin the sector's middle half▼ 23.1%€1.8mwithin the sector's middle half▼ 39.9%€2.0mwithin the sector's middle half▲ 13.7%€3.6mwithin the sector's middle half▲ 78.2%
Solvency70.9%above the sector's middle half▼ 3.9pp51.0%within the sector's middle half▼ 19.9pp26.9%within the sector's middle half▼ 24.1pp26.4%within the sector's middle half▼ 0.4pp39.2%within the sector's middle half▲ 12.7pp
Current ratio3.35above the sector's middle half▼ 0.581.97within the sector's middle half▼ 1.381.31within the sector's middle half▼ 0.661.31within the sector's middle half=2.06within the sector's middle half▲ 0.75
Return on assets (ROA)3.6%within the sector's middle half▼ 5.9pp28.5%above the sector's middle half▲ 24.9pp26.2%above the sector's middle half▼ 2.4pp2.8%within the sector's middle half▼ 23.4pp7.8%within the sector's middle half▲ 5.0pp
Staff (FTE)19.7within the sector's middle half▼ 2.0%20within the sector's middle half▲ 1.5%21.5within the sector's middle half▲ 7.5%22within the sector's middle half▲ 2.3%21.1within the sector's middle half▼ 4.1%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2022 Net result +760% on 2021. The previous fiscal year ran 15 months, this one 12.
- 2021 Net result -60% on 2020. This fiscal year ran 15 months, the previous one 12.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 131% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.4m
Fixed assets
€369,124 ▲ 0.4%
Current assets
€7.0m ▼ 17.7%
Equity and liabilities €7.4m
Equity
€2.9m ▲ 23.2%
Debt
€4.5m ▼ 31.3%
Debt's share of the balance-sheet total falls from 73.6% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.0m▲
2024 · €487,728
Cash flow
€640,530▲
2024 · €328,791
Quick ratio
0.57▲
2024 · 0.27
Debt to equity
1.55▼
2024 · 2.78
ROE
19.8%▲
2024 · 10.5%
Interest coverage
7.29▲
2024 · 3.86
Debt ≤ 1 year
€3.4m▼
2024 · €6.5m
Debt > 1 year
€1.1m▲
2024 · €18,629
Income taxes
€201,677▲
2024 · €99,542
Staff costs
€1.4m▼
2024 · €1.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €20.8m | €25.2m | €14.3m | €16.2m | ▲ 13.5% |
| Turnover70 | €15.3m | €20.7m | €25.2m | €14.2m | €16.2m | ▲ 13.5% |
| Other operating income74 | - | €32,966 | €31,861 | €20,685 | €23,465 | ▲ 13.4% |
| Non-recurring operating income76A | - | €83,762 | €12,740 | €5,361 | €4,132 | ▼ 22.9% |
| Operating charges60/66A | - | €18.3m | €22.4m | €13.9m | €15.2m | ▲ 10.1% |
| Goods for resale, raw materials and consumables60 | - | €14.6m | €18.0m | €10.2m | €11.2m | ▲ 9.4% |
| Purchases600/8 | - | €13.9m | €20.6m | €12.3m | €9.5m | ▼ 23.0% |
| Change in stocks: decrease (increase)609 | - | €739,190 | -€2.6m | -€2.1m | €1.7m | ▲ 180% |
| Services and other goods61 | - | €2.3m | €2.8m | €2.1m | €2.5m | ▲ 21.2% |
| Remuneration, social security and pensions62 | - | €1.4m | €1.5m | €1.5m | €1.4m | ▼ 5.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €104,511 | €74,018 | €86,452 | €83,349 | €68,969 | ▼ 17.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€33,842 | -€64,763 | -€29,847 | €44,429 | ▲ 249% |
| Other operating charges640/8 | - | €15,869 | €107,178 | €4,788 | €9,070 | ▲ 89.4% |
| Non-recurring operating charges66A | - | - | - | €347 | €0 | ▼ 100% |
| Operating profit (loss)9901 | €308,053 | €2.4m | €2.8m | €404,379 | €933,824 | ▲ 131% |
| Financial income75/76B | - | €67,833 | €85,304 | €116,070 | €22,923 | ▼ 80.3% |
| Recurring financial income75 | €41,610 | €67,833 | €85,304 | €116,070 | €22,923 | ▼ 80.3% |
| Income from financial fixed assets750 | - | €2,562 | €1,087 | €3,000 | €416 | ▼ 86.1% |
| Income from current assets751 | - | - | - | €294 | €204 | ▼ 30.4% |
| Other financial income752/9 | - | €65,271 | €84,217 | €112,776 | €22,302 | ▼ 80.2% |
| Financial charges65/66B | - | €99,691 | €102,496 | €175,466 | €183,508 | ▲ 4.6% |
| Recurring financial charges65 | €50,659 | €99,691 | €102,496 | €175,466 | €183,508 | ▲ 4.6% |
| Debt charges650 | €6,271 | €7,861 | €31,825 | €126,386 | €137,560 | ▲ 8.8% |
| Other financial charges652/9 | - | €91,829 | €70,671 | €49,079 | €45,948 | ▼ 6.4% |
| Profit (loss) for the period before taxes9903 | €299,004 | €2.4m | €2.8m | €344,983 | €773,238 | ▲ 124% |
| Income taxes67/77 | €92,379 | €624,302 | €716,583 | €99,542 | €201,677 | ▲ 103% |
| Taxes670/3 | - | €624,678 | €716,583 | €99,542 | €201,677 | ▲ 103% |
| Tax adjustments and reversals of tax provisions77 | - | €376 | €0 | - | - | - |
| Profit (loss) for the period9904 | €206,625 | €1.8m | €2.1m | €245,442 | €571,561 | ▲ 133% |
| Profit (loss) for the period to be appropriated9905 | €206,625 | €1.8m | €2.1m | €245,442 | €571,561 | ▲ 133% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.7m | €6.2m | €7.9m | €8.9m | €7.4m | ▼ 16.9% |
| Fixed assets21/28 | €237,858 | €224,000 | €378,121 | €367,686 | €369,124 | ▲ 0.4% |
| Tangible fixed assets22/27 | €193,438 | €180,930 | €335,051 | €325,376 | €326,815 | ▲ 0.4% |
| Plant, machinery and equipment23 | - | €16,568 | €8,556 | €3,772 | €8,929 | ▲ 137% |
| Furniture and vehicles24 | - | €93,347 | €109,076 | €76,585 | €51,790 | ▼ 32.4% |
| Other tangible fixed assets26 | - | €71,015 | €217,419 | €245,020 | €266,095 | ▲ 8.6% |
| Financial fixed assets28 | €44,420 | €43,070 | €43,070 | €42,310 | €42,310 | = |
| Affiliated companies280/1 | - | €625 | €625 | €0 | - | - |
| Participating interests280 | - | €625 | €625 | €0 | - | - |
| Other financial fixed assets284/8 | - | €42,445 | €42,445 | €42,310 | €42,310 | = |
| Amounts receivable and cash guarantees285/8 | - | €42,445 | €42,445 | €42,310 | €42,310 | = |
| Current assets29/58 | €5.5m | €6.0m | €7.5m | €8.5m | €7.0m | ▼ 17.7% |
| Stocks and contracts in progress3 | €2.8m | €2.0m | €4.6m | €6.7m | €5.1m | ▼ 25.1% |
| Stocks30/36 | - | €2.0m | €4.6m | €6.7m | €5.1m | ▼ 25.1% |
| Goods purchased for resale34 | - | €2.0m | €4.6m | €6.7m | €5.1m | ▼ 25.1% |
| Amounts receivable within one year40/41 | €1.5m | €2.4m | €2.3m | €1.2m | €1.6m | ▲ 27.7% |
| Trade receivables40 | - | €2.4m | €2.2m | €1.2m | €1.6m | ▲ 28.3% |
| Other amounts receivable41 | - | €2,636 | €4,377 | €9,600 | €5,940 | ▼ 38.1% |
| Cash at bank and in hand54/58 | €1.2m | €1.6m | €404,927 | €296,960 | €291,179 | ▼ 1.9% |
| Deferred charges and accrued income490/1 | - | €37,794 | €189,227 | €218,302 | €67,380 | ▼ 69.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.7m | €6.2m | €7.9m | €8.9m | €7.4m | ▼ 16.9% |
| Equity10/15 | €4.1m | €3.2m | €2.1m | €2.3m | €2.9m | ▲ 23.2% |
| Contributions10/11 | €62,000 | €62,370 | €62,370 | €62,370 | €62,370 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Outside capital11 | - | €370 | €370 | €370 | €370 | = |
| Share premium1100/10 | - | €370 | €370 | €370 | €370 | = |
| Reserves13 | €4.0m | €3.1m | €2.0m | €2.3m | €2.8m | ▲ 23.8% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | - | €3.1m | €2.0m | €2.3m | €2.8m | ▲ 23.8% |
| Amounts payable17/49 | €1.7m | €3.1m | €5.8m | €6.5m | €4.5m | ▼ 31.3% |
| Amounts payable after more than one year17 | €25,629 | €1,864 | €42,543 | €18,629 | €1.1m | ▲ 5,686% |
| Financial debts170/4 | - | €1,864 | €42,543 | €18,629 | €1.1m | ▲ 5,686% |
| Credit institutions173 | - | €1,864 | €42,543 | €18,629 | €1.1m | ▲ 5,686% |
| Amounts payable within one year42/48 | €1.6m | €3.1m | €5.7m | €6.5m | €3.4m | ▼ 47.5% |
| Current portion of amounts payable after more than one year42 | - | €23,765 | €24,756 | €23,914 | €507,793 | ▲ 2,023% |
| Financial debts43 | - | - | €2.1m | €2.2m | €1.8m | ▼ 18.2% |
| Credit institutions430/8 | - | - | €2.1m | €2.2m | €1.8m | ▼ 18.2% |
| Trade debts44 | €1.1m | €813,765 | €1.1m | €1.1m | €763,791 | ▼ 31.1% |
| Suppliers440/4 | - | €813,765 | €1.1m | €1.1m | €763,791 | ▼ 31.1% |
| Taxes, remuneration and social security45 | - | €455,621 | €385,222 | €250,104 | €278,184 | ▲ 11.2% |
| Taxes450/3 | - | €276,999 | €237,028 | €97,383 | €102,368 | ▲ 5.1% |
| Remuneration and social security454/9 | - | €178,623 | €148,194 | €152,721 | €175,816 | ▲ 15.1% |
| Other amounts payable47/48 | - | €1.8m | €2.1m | €2.9m | €54,705 | ▼ 98.1% |
| Accrued charges and deferred income492/3 | - | - | €174 | €23,729 | €2,690 | ▼ 88.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €206,625 | €1.8m | €2.1m | €245,442 | €571,561 | ▲ 133% |
| + Depreciation and write-downs630 | €104,511 | €74,018 | €86,452 | €83,349 | €68,969 | ▼ 17.3% |
| Operating cash flow (approximation) | €311,136 | €1.9m | €2.1m | €328,791 | €640,530 | ▲ 94.8% |
| Investment in fixed assets (approximation) | - | -€60,160 | -€240,574 | -€72,914 | -€70,407 | ▲ 3.4% |
| Change in cash | - | €399,772 | -€1.1m | -€107,967 | -€5,781 | ▲ 94.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
08-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Highest result since 2019net €2.1m ▲15.7%
Operating result €2.8m, net result €2.1m, both a record.
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Weakest financial yearnet €206,625 ▼59.7%
Net result drops to €206,625, the lowest in the series; recovery starts the following year.
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 1988
Ground area
9,485 m²
Building footprint
6,435 m²
Parcel 45508A0168/00K002, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
FERO
since 19882.040.464.878
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45508A0168/00K002 | Flanders | 9,485 m² | 1 · 6,435 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- UNIFIRE
- FERO
Highest known parent: UNIFIRE. The sources do not say who stands above it.
Owners 1
- UNIFIREparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Subsidies and aid
Flemish government
2024 · 1 entry · 239 EUR awarded · 239 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 239 EUR | 239 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
894500QSH4QAZ0YWKX75
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Of 473 companies in sector 46842 we hold annual accounts for 347. 208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-09-1988
Fiscal year end30-06
Activities, NACEBEL 2025
46842Wholesale trade
46431Wholesale of electrical household appliances and audio-video equipment
46494Wholesale of non-electrical household articles
46841Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0435384203
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.