Skip to content

Ets DETANDT - SIMON

Active
Public limited companyfounded 1988active for 37 yearsRue d'Herchies (G.) 37, 7011 Mons, BelgiumKBO/BCE: BE 0435.712.815
Summary

The computed 12-month bankruptcy probability of Ets DETANDT - SIMON is 2.1% (moderate). The 2024 annual accounts show equity of €1.9m and a net result of €107,258. Equity is shrinking by about 6.2% per year across the filed financial years. Its solvency ranks better than 23% of 6,065 sector peers (NACE 46, financial year 2024). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46842
3 sites
Size
€19.8mturnover 2024
Staff
39.1 FTE
Equity
€1.9m
Profit
€107,258
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Parent
D.S. DIFFUSION · 100%
Auditor: PRAGMA AUDITAccounts 85 days overdue2 of 16 deeds read
Why 52raises riskFigures for financial year 2024 (filed 29-12-2025)Equity €1.9m (19.2% of total assets)1 financial year not filed after the legal deadline; latest accounts 148 days late; 1 of the last 3 latelowers riskFounded in 1988Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 26% of its sector peers (NACE 46, small)
Financial strength · tick = 2023
Weak
Solvency 44+3
equity 19.2% of total assets
Liquidity 27+3
short-term debt 62.0% · cash 7.6%
Profitability 38+15
return on assets 1.1%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.5 percentage points vs 07-2025 09-2025: 1.6%▲ +0.3 percentage points vs 08-2025 10-2025: 2.5%▲ +0.9 percentage points vs 09-2025 11-2025: 2.6%▲ +0.1 percentage points vs 10-2025 12-2025: 3.0%▲ +0.4 percentage points vs 11-2025highest value 01-2026: 0.6%▼ -2.4 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026lowest value 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 2.1%▲ +0.8 percentage points vs 09-2026
Credit of up to €100,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.42, compared with 1.31 in 2023, below the usual 1.5; short-term debt: 62% and cash: 7.6% of total assets), and 80.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 21% on solvency, 25% on liquidity, 24% on profitability and 32% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 29-12-2025)
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €1.9m (19.2% of total assets)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 148 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 6065 sector peers (2024).
NBB · sector comparison
Position among 6065 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-12-2025, 148 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
148 days late
2023
27 days late
2022
7 days late
2021
16 days late
2020
25 days late
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 47 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Back to profitnet €107,258
  3. Reappointment: Pragma Audit (statutory auditor)Gazette deed

Key points

  • Positive: Back in profit in 2024after -€364,258 in 2023 €107,258 View
  • Caution: Accounts not fileddeadline was 31-07-2026 85 days late View
  • Controlled by D.S. DIFFUSION 100% View
  • Among the largest 18% on staffsector median 10.2 FTE · 4,784 companies 39.1 FTE View

By topic

Financials

Financial year
2024
Turnover
€19.8m
Profit
€107,258
Solvency
19.2%
Turnover▼ 18.1%
Net result
20182024
Go to Financials

Timeline

Events
44
Since
1990
  1. 27-09-2024Resignation: Juan Baldo (director)
  2. 27-08-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Wholesale tradeNACE 46842
Founded
22-11-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.