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Complete company report
Generated 13-08-2026
Active BE 0415.440.904Public limited company

Fermalux

Chaussée de Marche(EP) 564 ·5101 Namur, Belgium· 50 yrs active
Sector: Vervaardiging van kunststofartikelen voor de bouw (22240)
Conclusion Checked

The computed 12-month bankruptcy probability of Fermalux is 0.4% (very low). The company has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 50 yrs
Board 3
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1975, 50 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 03-07-2025 2025-00231079
31-12-2023 volledig 09-07-2024 2024-00227864
31-12-2022 volledig 06-07-2023 2023-00216242
31-12-2021 volledig 05-07-2022 2022-20132954
31-12-2020 volledig 12-07-2021 2021-34400443
31-12-2019 volledig 18-09-2020 2020-53900339
31-12-2018 volledig 29-08-2019 2019-58900078
31-12-2017 volledig 24-08-2018 2018-49300546
31-12-2016 volledig 29-08-2017 2017-50100338
31-12-2015 volledig 31-08-2016 2016-55800543
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (25132085). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Claudine Blavier
    Director
    State Gazette act 25132085 (16-10-2025)
    Current
    07-06-2019 → present
    3 events
    • 16-10-2025 Mandate renewed· Director
    • 07-06-2019 Appointed· Director
    • 15-06-2017 Resigned· Daily management
  • David Massart
    Director
    State Gazette act 25132085 (16-10-2025)
    Current
    15-06-2017 → present
    3 events
    • 16-10-2025 Mandate renewed· Director
    • 07-06-2019 Appointed· Managing director
    • 15-06-2017 Appointed· Daily management
  • Serge Massart
    Director
    State Gazette act 25132085 (16-10-2025)
    Current
    15-06-2017 → present
    3 events
    • 16-10-2025 Mandate renewed· Director
    • 07-06-2019 Appointed· Managing director
    • 15-06-2017 Appointed· Daily management
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Vervaardiging van kunststofartikelen voor de bouw(22240)
Legal form Public limited company(014)
Incorporation30-10-1975
StatusActive
Postal code5101
Establishment units 1 location
FERMALUX SPRL
Chaussée de Marche(WD) 564, 5100 NamurVERV. DEUREN, RAMEN, KOZIJNEN, LUIKEN ..
since 19752.011.523.840
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92039B0025/00E000 Wallonia 7,783 m² 1 · 2,871 m² 13.0 m · 2 fl.
92039A0074/00F000indicative Wallonia 1,633 m² 1 · 221 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-10-2025
State Gazette act Director changes
v3.2
03-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
09-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
31-07-2023
State Gazette act Director changes
v3.2
06-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
05-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
12-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
18-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
24-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
05-12-2017
State Gazette act Statutes amendment
v3.2
29-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
15-06-2017
State Gazette act Director changes
v3.2
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 10 months ago
2025
16-10-2025 3 reappointed Director changes
  • David Massart, Bestuurder
  • Serge Massart, Bestuurder
  • Claudine Blavier, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "David Massart",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de renouveler, pour une dur\u00E9e de six (6) ann\u00E9es, les mandats d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur David Massart et de Monsieur Serge Massart, ainsi que le mandat d\u0027administrateur de Madame Claudine Blavier, arriv\u00E9s \u00E0 \u00E9ch\u00E9ance."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge Massart",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de renouveler, pour une dur\u00E9e de six (6) ann\u00E9es, les mandats d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur David Massart et de Monsieur Serge Massart, ainsi que le mandat d\u0027administrateur de Madame Claudine Blavier, arriv\u00E9s \u00E0 \u00E9ch\u00E9ance."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Claudine Blavier",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de renouveler, pour une dur\u00E9e de six (6) ann\u00E9es, les mandats d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur David Massart et de Monsieur Serge Massart, ainsi que le mandat d\u0027administrateur de Madame Claudine Blavier, arriv\u00E9s \u00E0 \u00E9ch\u00E9ance."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0415.440.904",
    "name_full": "FERMALUX",
    "legal_form": "SA"
  }
}
2023
31-07-2023 3 directors appointed Director changes
  • Claudine BLAVIER, Bestuurder
  • Serge MASSART, Gedelegeerd bestuurder
  • David MASSART, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Claudine BLAVIER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-06-07",
      "evidence_quote": "L\u0027Assembl\u00E9e d\u00E9cide de nommer, pour une dur\u00E9e de 6 ans, les mandats de: - Madame Claudine BLAVIER, domicili\u00E9e Les Hauts de Meuse 13 \u00E0 5101 NAMUR, au poste d\u0027Administrateur;"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge MASSART",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-06-07",
      "evidence_quote": "- Monsieur Serge MASSART, domicili\u00E9 rue des Vignobles 4 \u00E0 5170 PROFONDEVILLE, au poste d\u0027Administrateur d\u00E9l\u00E9gu\u00E9;"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "David MASSART",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-06-07",
      "evidence_quote": "- et Monsieur David MASSART, domicili\u00E9 route Les Tiennes 71 \u00E0 5100 WIERDE, au poste d\u0027Administrateur d\u00E9l\u00E9gu\u00E9."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0415.440.904",
    "name_full": "FERMALUX",
    "legal_form": "SA"
  }
}
2017
05-12-2017 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2017-10-27",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0415.440.904",
    "name_full": "FERMALUX",
    "legal_form": "SA"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
15-06-2017 2 directors appointed, 1 resigning Director changes
  • Serge MASSART, Dagelijks bestuur
  • David MASSART, Dagelijks bestuur
  • Claudine BLAVIER, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Claudine BLAVIER",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Le conseil accepte la d\u00E9mission de Madame Claudine Blavier de son poste d\u0027administratrice d\u00E9l\u00E9gu\u00E9e."
    },
    {
      "kind": "director_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Serge MASSART",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Le conseil d\u00E9cide de confier la gestion journali\u00E8re de la soci\u00E9t\u00E9 \u00E0 Messieurs Serge Massart et David Massart."
    },
    {
      "kind": "director_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "David MASSART",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Le conseil d\u00E9cide de confier la gestion journali\u00E8re de la soci\u00E9t\u00E9 \u00E0 Messieurs Serge Massart et David Massart."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0415.440.904",
    "name_full": "FERMALUX",
    "legal_form": "SA"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van kunststofartikelen voor de bouw22230Vervaardiging van deuren en vensters van kunststof22230Vervaardiging van kunststofartikelen voor de bouw22240Vervaardiging van kunststofelementen voor de bouw25230Vervaardiging van overige geconfectioneerde artikelen van textiel, m.u.v. kleding13929Vervaardiging van overige geconfectioneerde artikelen van textiel, muv kleding13929Confectie van overige textielartikelen17402Vervaardiging van metalen deuren en vensters25120Vervaardiging van metalen deuren en vensters25120Schrijnwerk43320Schrijnwerk43320Schrijnwerk van hout of van kunststof45421
Primary activity highlighted.
Names & trade names
Legal nameFR Fermalux
Registered office
Chaussée de Marche(EP) 564
5101 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative