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Ferm Vastgoed

Active
Private limited companyfounded 2024active for 2 yearsStatiestraat 169, 8810 Lichtervelde, BelgiumKBO/BCE: BE 1014.230.416
Summary

Ferm Vastgoed has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39,895 and a net result of €35,728. Its solvency ranks better than 66% of 19,393 sector peers (NACE 68, financial year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€75,707total assets 2024
Equity
€39,895
Profit
€35,728
Turnover not published (micro format)
Financial health
68 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts filed 28 days late0 of 1 deed read
Why 68raises riskFigures for financial year 2024 (filed 28-08-2025)Founded in 2024lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.94, cash €21,985Show the evidence

Checked score

Score 2024
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 79% of its sector peers (NACE 68, micro)
Financial strength
Strong
Solvency 78
equity 52.7% of total assets
Liquidity 63
short-term debt 47.3% · cash 29.0%
Profitability 100
return on assets 47.2%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,557 companies, NACE 68, micro)
Last 24 months 10-2025: 0.1%lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.94; short-term debt: 47.3% and cash: 29% of total assets), and 47.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 66% on solvency, 75% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 28-08-2025)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.94, cash €21,985
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 28 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Total assets 2024first financial year filed €75,707 View
  • Active since 2024founded 27-09-2024 2 years View

By topic

Financials

Financial year
2024
Total assets
€75,707
Profit
€35,728
Solvency
52.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
27-09-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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