Fergusi
ActiveFergusi has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551k and a net result of €36k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+17
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.56 against 4.82 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
6%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
24 d early
2023
on the day
2022
42 d early
2021
48 d early
2020
9 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€124k
EBIT margin
32.4%
Net result
€36k▼ 42.9%
2024 · €62k
2018: €11k
2019: €24k
2020: €52k
2021: €49k
2022: €59k
2023: €59k
2024: €62k
2018 → 2025
Working capital
€245k▲ 19.0%
2024 · €206k
2018: €15k
2019: €26k
2020: €22k
2021: €42k
2022: €97k
2023: €148k
2024: €206k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€124k
Equity€335k-€394k▲ 17.5%€453k▲ 15.0%€515k▲ 13.8%€551k▲ 6.9%
Operating result€71k-€85k▲ 19.5%€83k▼ 1.9%€87k▲ 4.3%€40k▼ 53.7%
Net result€49k-€59k▲ 20.0%€59k▲ 0.4%€62k▲ 5.7%€36k▼ 42.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €597k
Fixed assets
€309k▼ 5.8%
Current assets
€289k▲ 11.2%
Equity and liabilities €597k
Equity
€551k▲ 6.9%
Debt
€47k▼ 35.5%
The debt ratio falls from 12.3% to 7.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▼
2024 · €106k
Cash flow
€55k▼
2024 · €81k
Solvency
92.2%▲
2024 · 87.7%
Current ratio
6.56▲
2024 · 4.82
Quick ratio
6.56▲
2024 · 4.82
Debt / equity
0.08▼
2024 · 0.14
ROE
6.5%▼
2024 · 12.1%
ROA
6.0%▼
2024 · 10.6%
Interest coverage
68.36▼
2024 · 90.27
Debt
€47k▼
2024 · €72k
Debt ≤ 1 year
€44k▼
2024 · €54k
Income taxes
€13k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€587k€597k▲
Fixed assets21/28€328k€309k▼
Tangible fixed assets22/27€328k€309k▼
Land and buildings22€328k€309k▼
Current assets29/58€260k€289k▲
Amounts receivable within one year40/41€49k€30k▼
Trade receivables40€29k€3k▼
Other amounts receivable41€20k€27k▲
Current investments50/53€89k€122k▲
Cash at bank and in hand54/58€119k€134k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€587k€597k▲
Equity10/15€515k€551k▲
Contributions10/11€6k€8k▲
Reserves13€411k€445k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€409k€445k▲
Profit (loss) carried forward14€98k€98k=
Amounts payable17/49€72k€47k▼
Amounts payable after more than one year17€18k-
Financial debts170/4€18k-
Amounts payable within one year42/48€54k€44k▼
Current portion of amounts payable after more than one year42€24k€18k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9-€0
Other amounts payable47/48€16k€20k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Turnover70-€124k
Goods, raw materials, services and sundry goods60/61-€88k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€111k€65k▼
Operating profit (loss)9901€87k€40k▼
Financial income75/76B€966€9k▲
Recurring financial income75€966€9k▲
Financial charges65/66B€1k€866▼
Recurring financial charges65€1k€866▼
Profit (loss) for the period before taxes9903€86k€48k▼
Income taxes67/77€24k€13k▼
Profit (loss) for the period9904€62k€36k▼
Profit (loss) for the period to be appropriated9905€62k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€161k€134k▼
Profit (loss) brought forward from the previous period14P€98k€98k=
Transfer to equity691/2€62k€36k▼
To other reserves6921€62k€36k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €62k ▲5.7%
Operating result €87k, net result €62k, both a record.
31-12
Financial
Equity above €500kEq €515k ▲13.8%
7 profitable years in a row build equity to €515k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodeheide 363980 Tessenderlo-HamGround area
480 m²
Building footprint
296 m²
Volume, LiDAR
4,385 m³
Parcel 71362B0179/02S004, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FERGUSI
since 20052.148.017.785
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B0179/02S004 | Flanders | 480 m² | 1 · 296 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 11,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46360Wholesale trade
46641Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.