Pascal Hanique
ActivePascal Hanique has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €441k and a net result of €94k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.2 against 9.79 in 2023; short-term debt: 19.1% and cash: 48.6% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.9%
Return on assets
17.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
69 d early
2022
12 d early
2021
6 d early
2020
24 d late
2019
66 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€441k▲ 4.2%
2023 · €423k
2018: €351k
2019: €427k
2020: €516k
2021: €603k
2022: €574k
2023: €423k
2018 → 2024
Total assets
€545k▲ 15.7%
2023 · €470k
2018: €434k
2019: €485k
2020: €575k
2021: €637k
2022: €610k
2023: €470k
2018 → 2024
Net result
€94k▲ 53.7%
2023 · €61k
2018: €110k
2019: €116k
2020: €109k
2021: €107k
2022: €90k
2023: €61k
2018 → 2024
Working capital
€436k▲ 4.0%
2023 · €419k
2018: €341k
2019: €419k
2020: €507k
2021: €597k
2022: €568k
2023: €419k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€516k-€603k▲ 16.8%€574k▼ 4.8%€423k▼ 26.3%€441k▲ 4.2%
Operating result€152k-€149k▼ 1.5%€125k▼ 16.6%€86k▼ 31.3%€138k▲ 61.0%
Net result€109k-€107k▼ 2.5%€90k▼ 15.7%€61k▼ 32.1%€94k▲ 53.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 61% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €545k
Fixed assets
€5k▲ 23.9%
Current assets
€540k▲ 15.7%
Equity and liabilities €545k
Equity
€441k▲ 4.2%
Debt
€104k▲ 118%
The debt ratio rises from 10.1% to 19.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▲
2023 · €88k
Cash flow
€95k▲
2023 · €63k
Solvency
80.9%▼
2023 · 89.9%
Current ratio
5.20▼
2023 · 9.79
Quick ratio
5.20▼
2023 · 9.79
Debt / equity
0.24▲
2023 · 0.11
ROE
21.3%▲
2023 · 14.4%
ROA
17.2%▲
2023 · 13.0%
Interest coverage
59.67▼
2023 · 203.26
Debt
€104k▲
2023 · €48k
Debt ≤ 1 year
€104k▲
2023 · €48k
Income taxes
€46k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€470k€545k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€2k€3k▲
Land and buildings22€855€570▼
Plant, machinery and equipment23€811€2k▲
Other tangible fixed assets26€138€69▼
Financial fixed assets28€2k€2k=
Current assets29/58€467k€540k▲
Amounts receivable within one year40/41€91k€71k▼
Trade receivables40€75k€71k▼
Other amounts receivable41€16k-
Current investments50/53-€200k
Cash at bank and in hand54/58€369k€265k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€470k€545k▲
Equity10/15€423k€441k▲
Reserves13€423k€441k▲
Distributable reserves133€423k€441k▲
Amounts payable17/49€48k€104k▲
Amounts payable within one year42/48€48k€104k▲
Trade debts44€11k€18k▲
Suppliers440/4€11k€18k▲
Taxes, remuneration and social security45€37k€51k▲
Taxes450/3€37k€51k▲
Other amounts payable47/48-€36k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€832€445▼
Gross operating margin9900€88k€139k▲
Operating profit (loss)9901€86k€138k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€431€2k▲
Recurring financial charges65€431€2k▲
Profit (loss) for the period before taxes9903€86k€140k▲
Income taxes67/77€25k€46k▲
Profit (loss) for the period9904€61k€94k▲
Profit (loss) for the period to be appropriated9905€61k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€94k▲
Transfer from equity791/2€110k€76k▼
Transfer to equity691/2€61k€94k▲
To other reserves6921€61k€94k▲
Profit to be distributed694/7€110k€76k▼
Return on contributions (dividend)694€110k€76k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €61k ▼32.1%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Equity above €500kEq €516k ▲20.9%
3 profitable years in a row build equity to €516k.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €116k ▲5.7%
Operating result €163k, net result €116k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Piroy 111342 Ottignies-Louvain-la-NeuveGround area
782 m²
Building footprint
137 m²
Volume, LiDAR
877 m³
Parcel 25056B0334/00S000, Wallonia · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pascal Hanique
since 20072.161.856.420
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056B0334/00S000 | Wallonia | 782 m² | 1 · 137 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Inge Demuynck
BE 0458.867.309
Leuven · Eq €441k
PSLAB
BE 0472.423.553
Antwerpen · Eq €441k
Credibility Delivering Solutions in Logistics
BE 0879.470.294
Sint-Lievens-Houtem · Eq €441k
HEXIS CONSULTING
BE 0475.380.073
Lubbeek · Eq €441k
3 X
BE 0449.457.814
Oostende · Eq €440k
Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 12,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2007
Fiscal year end31-12
Abbreviation FR
PH Consult
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
69109Other legal services
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.