Starting capital
€1,000 100 shares
FERDY CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €4,487 (2024)
€4,487
peak €3,540 (2024)
€3,540
peak €4,540 (2024)
€4,540
€6,206
Board1 name since 2024
1 directorWALOCHA Ferdy Jonathan
Documentsfilings and deeds
04-07-202527 days before the deadline
2024micro format
Incorporation 29-071 establishment registeredFirst year with figures
Key points
from the 2024 annual accountsAt the same address
290 companies
Position in the sector
€4,540
Less equity than 83% of companies in construction of buildings. Sector median €45,395 · 9,844 companies.
Checked score
35
Weak
Financially stronger than 53% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
8.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 2.7%lowest value
09-2025: 2.7%● unchanged vs 08-2025lowest value
10-2025: 2.7%● unchanged vs 09-2025
11-2025: 2.9%▲ +0.2 percentage points vs 10-2025
12-2025: 3.0%▲ +0.1 percentage points vs 11-2025
01-2026: 3.0%● unchanged vs 12-2025
02-2026: 3.0%● unchanged vs 01-2026
03-2026: 3.2%▲ +0.2 percentage points vs 02-2026
04-2026: 3.3%▲ +0.1 percentage points vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026
06-2026: 3.3%● unchanged vs 05-2026
07-2026: 6.6%▲ +3.3 percentage points vs 06-2026
08-2026: 7.6%▲ +1.0 percentage point vs 07-2026
09-2026: 7.7%▲ +0.1 percentage points vs 08-2026
10-2026: 8.6%▲ +0.9 percentage points vs 09-2026highest value
11-2026: 8.6%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Ex-officio strike-off in the KBO
Sector: Construction of residential and non-residential buildings (NACE 41)
Figures for financial year 2024 (filed on 04-07-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 50% of them on solvency, 17% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as FERDY CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FERDY CONSTRUCT itself is higher: 8.6% within 12 months. It rests on far more data about FERDY CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for FERDY CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 1.5, above the usual 1.5. Short-term debt is 57.8% and cash 0.5% of total assets. However, 57.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
27 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 27 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Recent changes
Address struck
effective 13-06-2026 · KBO administration
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011946758
Incorporation
Founding capital of €1,000, 100 shares · Founder: WALOCHA Ferdy Jonathan · Appointment: WALOCHA Ferdy Jonathan (director) · published on 29-07-2024 · Gazette deed
First establishment
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FERDY CONSTRUCT | €10,746 | €4,487 | 42.2% | - |
| VASMAT BUILD Grimbergen | €11,710 | €4,518 | 34.5% | - |
| LOGIS GREEN Stoumont | €10,441 | €4,877 | 41.6% | - |
| Teka Group Sint-Pieters-Leeuw | €10,044 | €5,490 | 34.0% | - |
| SEEB CONCEPT Sint-Pieters-Leeuw | €10,318 | €3,851 | 44.2% | - |
| TOITURE SDJ Wemmel | €9,916 | €3,565 | 27.9% | - |
| BT SOLUTION Drogenbos | €9,688 | €5,485 | -4.1% | - |
These companies have the same main activity as FERDY CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €9,690 and €11,700, founded in 2024.
Official details
Source: KBO- Status
- Active since 25-07-2024Normal situation
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.362.434.109since 25-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2024
- €0
- €3,540
- €4,540
- €10,746
- Filing
- Filed on 04-07-2025, 27 days before the end of the filing period
Insights on FERDY CONSTRUCT
The computed 12-month bankruptcy probability of FERDY CONSTRUCT is 8.6% (elevated). The 2024 annual accounts show equity of €4,540 and a net result of €3,540.
Its solvency ranks better than 50% of 9,833 sector peers (NACE 41, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 04-07-2025, 27 days before the deadline€0
€4,464
€4,484
€3,559
42.2%
1.50
Balance sheet
balance sheet total €10,746 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
42.2%
Higher than 50% of 9,833 companies in 2024.
1.50
Higher than 44% of 9,553 companies in 2024.
32.9%
Higher than 86% of 9,646 companies in 2024.
FERDY CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
10,746 | |
21/28 |
1,430 | |
22/27 |
1,430 | |
23 |
1,430 | |
29/58 |
9,316 | |
40/41 |
9,260 | |
40 |
7,995 | |
41 |
1,265 | |
54/58 |
56 | |
| Balance sheet: equity and liabilities | ||
10/49 |
10,746 | |
10/15 |
4,540 | |
10/11 |
1,000 | |
14 |
3,540 | |
17/49 |
6,206 | |
42/48 |
6,206 | |
44 |
5,283 | |
440/4 |
5,283 | |
45 |
924 | |
450/3 |
924 | |
454/9 |
0 | |
47/48 |
0 | |
| Income statement | ||
70 |
0 | |
9900 |
4,487 | |
60/61 |
0 | |
630 |
20 | |
640/8 |
3 | |
9901 |
4,464 | |
65/66B |
1 | |
66B |
1 | |
9903 |
4,463 | |
67/77 |
924 | |
9904 |
3,540 | |
9905 |
3,540 | |
| Appropriation of the result | ||
9906 |
3,540 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2024 at the NBB, filed on 04-07-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 04-07-2025 | 2025-00236673 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| 4,484 | ||
| 3,559 | ||
| 1,450 | ||
| 3,109 | ||
| 42.2% | ||
| 1.50 | ||
| 1.37 | ||
| 78.0% | ||
| 32.9% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 |
|---|---|
| Tangible fixed assets | €1,450 |
| €20 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Insights on FERDY CONSTRUCT
Debt's share of the balance-sheet total is 57.8%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 24-07-2024
term without a fixed end
listed in the 2024 annual accounts, filed on 04-07-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 29-07-2024
Mandates through the years
1 name, the dashed line is todayWALOCHA Ferdy Jonathan
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- WALOCHA Ferdy Jonathan
- Director (not named in the articles), from 24-07-2024 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €45.40 in 2024
- Source
- deed of 29-07-2024
Articles of association
deed of 29-07-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “De algemene vergadering die de bestuurder(s) benoemt bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”“Hij kan bijzondere machten toekennen aan elke mandataris., Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de…”“Vergoeding, Indien het mandaat van de bestuurder bezoldigd is, dan bepaalt de algemene vergadering, beslissend met absolute meerderheid van…”“Het bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden., dagelijks bestuur”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, De aandeelhouders mogen kennis nemen van dit register betreffende hun effecten.”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Alle procedure- en expertisekosten zijn voor de helft ten laste van de overdrager en voor de andere helft ten laste van de koper(s), naar…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Minstens vijftien dagen te rekenen van de dag van de openstelling van de intekening, recht van voorkeur”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 29-07-2024 ↗
- WALOCHA Ferdy Jonathan 100 shares (100%) · €1,000 in cash
Network & group
No group
FERDY CONSTRUCT has no parent and no holdings in its annual accounts. WALOCHA Ferdy Jonathan is the only director. FERDY CONSTRUCT shares no director with another company.
At the same address
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Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Address struck effective 13-06-2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011946758
2025
Annual accounts 2024 filed NBBmicro format · 27 days before the deadline
2024
IncorporationFounding capital of €1,000, 100 shares · Founder: WALOCHA Ferdy Jonathan · Appointment: WALOCHA Ferdy Jonathan (director) · published on 29-07-20245 points ▸
- Founding capital, €1,000, 100 shares
- Founder, WALOCHA Ferdy Jonathan
- Capital, €1,000, 100 shares
- Registered office clause, Bergensesteenweg 421 / 13, 1600 Sint-Pieters-Leeuw
- Director appointment, WALOCHA Ferdy Jonathan (director (not named in the articles))
- The deed holds 12 more points.
First establishment
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 25 July 2024, FERDY CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 WALOCHA Ferdy Jonathan has served as director since 2024.3 The company has filed annual accounts once, for financial year 2024.3
Company details
Identity
- Enterprise number
- 1011.946.758
- VAT number
- BE 1011.946.758
- Peppol ID
- 0208:1011946758
- Other Peppol ID
- 9925:BE1011946758
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-07-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 06-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FERDY CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 29-07-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest en in of in het Brussels Hoofdstedelijk Gewest”deed of 29-07-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
41001
General construction of residential buildings main activity
Social security (RSZ) activities
41001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwonderneming zonder beperking van activiteit, gereglementeerde activiteiten worden uitgeoefend vanaf het bekomen van de vereiste…”deed of 29-07-2024 (in Dutch)
28 activities
- Algemene bouwonderneming zonder beperking van activiteit, gereglementeerde activiteiten worden uitgeoefend vanaf het bekomen van de vereiste machtiging
- Het bouwrijp maken van terreinen, burgerlijke en utiliteitsgebouw
- Individuele huizen, residentiële en kantoorgebouwen, gebouwen van industriële, commerciële aard
- Chape, plafonneerwerken, cementwerken
- Afwerking (verven en behangen)
- Oprichting, afwerking, renovatie en onderhoud van alle onroerende goederen
- Makelaar in immobiliën
- Onderneming voor grond- en waterbouwkundige werken
- Het leggen in gebouwen en andere bouwwerken van parket en andere houten vloerbekleding, tapijt en vloerbedekking van linoleum, rubber of kunststof
- Aannemer van metsel- en betonwerken, waterdicht maken van bouwwerken
- Aannemer van slopingswerken
- Installeren van individuele verwarmingsinstallaties
- Het uitoefenen van het beroep van sanitair installateur, loodgieter, installateur van centrale verwarming en het plaatsen van elektrotechnische installaties, airco-installaties, enzovoort
- Het kopen en verkopen, huren en verhuren van allerhande machines en infrastructuur noodzakelijk voor de bouwnijverheid, met bedieningspersoneel of zonder
- Het leggen van opritten in klinkers, kasseien en andere gelijkaardige materialen
- Aannemer van schrijnwerk in hout, kunststof en metaal
- Montage van buiten- en binnenschrijnwerk in hout, kunststof en metaal
- Dakbedekking en bouw van daken en dakconstructies, het plaatsen van dakbedekking van ongeacht welk materiaal, het plaatsen van dakgoten en regenafvoerbuizen, het waterdicht maken van daken en dakterrassen
- Het aanbrengen van pleister- en stukadoorswerk (inclusief het aanbrengen van een hechtgrond) aan de binnen- of buitenzijde van gebouwen en andere bouwwerken
- Het behandelen van muren met vochtwerende en waterafstotende producten
- Gevelreiniging door middel van zandstralen, met behulp van stoom, enzovoort, het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Het leggen van ondergrondse nutskabels
- Rioleringswerken en het uitvoeren van bestratingen
- Wegenwerken
- Plaatsing van signalisatie
- Alle aannemersactiviteiten
- Plaatsen van ramen en deuren
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| FERDY CONSTRUCT | 25-07-2024 | 2.362.434.109 |
Buildings and parcels at the addresses
- Ground area
- 9,680 m²
- Buildings
- 1,740 m²
- Volume, LiDAR
- 13,307 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,330 m² | 9.5 m · 3 |
| 62053A0397/00E000 | Wallonia | 1,368 m² | 1 · 410 m² | 10.6 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1011.946.758