FENSTORE
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 9 June 2022
- Supervising judge
- Nadia Ajvazov
- Official Gazette
- 15-06-2022 (pdf) ↗search the document for 2022/122313
Deadlines
- Appeal or third-party opposition until
- passed on 30 June 2022Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 9 July 2022art. XX.104 and XX.155 CEL
- First verification report
- passed on 19 July 2022Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 9 June 2023Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Christel DelvauxRue Daoust 63, 5500 Dinantc.delvaux2@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 02-07-2021, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2020
29 d early
2019
on the day
2018
26 d late
2017
24 d late
2016
29 d late
2015
2 d late
2014
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2020 is on the deadline day, and 50% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Turnover
€430,690▲ 14.8%
2019 · €375,046
EBIT margin
-3.0%▼ 5.7pp
2019 · 2.7%
Net result
-€13,050
2019 · €9,200
Working capital
-€78,992▼ 48.5%
2019 · -€53,206
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Turnover€288,848-€375,046▲ 29.8%€430,690▲ 14.8%
Operating result-€8,380-€10,066-€13,101
Net result-€8,271-€9,200-€13,050below the sector's middle half
EBIT margin-2.9%-2.7%▲ 5.6pp-3.0%▼ 5.7pp
Equity-€43,736--€34,536▲ 21.0%-€47,586below the sector's middle half▼ 37.8%
Total assets€87,955-€208,835▲ 137%€303,281within the sector's middle half▲ 45.2%
Debt€131,691-€243,371▲ 84.8%€350,867▲ 44.2%
Working capital-€62,313--€53,206▲ 14.6%-€78,992below the sector's middle half▼ 48.5%
Solvency-49.7%--16.5%▲ 33.2pp-15.7%below the sector's middle half▲ 0.8pp
Current ratio0.53-0.78▲ 0.250.77below the sector's middle half▼ 0.01
Return on assets (ROA)-9.4%-4.4%▲ 13.8pp-4.3%below the sector's middle half▼ 8.7pp
Staff (FTE)2
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2020: a loss of €13,101 after €10,066 in 2019, the lowest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €303,281
Fixed assets
€31,406 ▲ 68.2%
Current assets
€271,875 ▲ 43.0%
Equity and liabilities
Equity-€47,586
Debt€350,867
Equity is negative: debt (€350,867) exceeds the balance-sheet total (€303,281).
Key figures and ratios
EBITDA
-€5,843▼
2019 · €16,973
Cash flow
-€5,792▼
2019 · €16,107
Quick ratio
0.53▼
2019 · 0.56
Debt ≤ 1 year
€350,867▲
2019 · €243,371
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Turnover70 | €288,848 | €375,046 | €430,690 | ▲ 14.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,292 | €6,907 | €7,258 | ▲ 5.1% |
| Gross operating margin9900 | €59,246 | €97,106 | €89,716 | ▼ 7.6% |
| Operating profit (loss)9901 | -€8,380 | €10,066 | -€13,101 | ▼ 230% |
| Recurring financial income75 | €336 | €14 | €433 | ▲ 2,993% |
| Recurring financial charges65 | €227 | €690 | €382 | ▼ 44.6% |
| Profit (loss) for the period before taxes9903 | -€8,271 | €9,390 | -€13,050 | ▼ 239% |
| Income taxes67/77 | - | €190 | - | - |
| Profit (loss) for the period9904 | -€8,271 | €9,200 | -€13,050 | ▼ 242% |
| Profit (loss) for the period to be appropriated9905 | -€8,271 | €9,200 | -€13,050 | ▼ 242% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €87,955 | €208,835 | €303,281 | ▲ 45.2% |
| Fixed assets21/28 | €18,577 | €18,670 | €31,406 | ▲ 68.2% |
| Tangible fixed assets22/27 | €15,644 | €15,737 | €28,473 | ▲ 80.9% |
| Financial fixed assets28 | €2,933 | €2,933 | €2,933 | = |
| Current assets29/58 | €69,378 | €190,165 | €271,875 | ▲ 43.0% |
| Stocks and contracts in progress3 | €25,459 | €53,840 | €87,045 | ▲ 61.7% |
| Amounts receivable within one year40/41 | €26,255 | €129,867 | €144,698 | ▲ 11.4% |
| Cash at bank and in hand54/58 | €16,741 | €6,458 | €40,132 | ▲ 521% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €87,955 | €208,835 | €303,281 | ▲ 45.2% |
| Equity10/15 | -€43,736 | -€34,536 | -€47,586 | ▼ 37.8% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€64,187 | -€54,987 | -€68,037 | ▼ 23.7% |
| Amounts payable17/49 | €131,691 | €243,371 | €350,867 | ▲ 44.2% |
| Amounts payable within one year42/48 | €131,691 | €243,371 | €350,867 | ▲ 44.2% |
| Trade debts44 | €102,279 | €107,957 | €151,187 | ▲ 40.0% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,271 | €9,200 | -€13,050 | ▼ 242% |
| + Depreciation and write-downs630 | €13,292 | €6,907 | €7,258 | ▲ 5.1% |
| Operating cash flow (approximation) | €5,021 | €16,107 | -€5,792 | ▼ 136% |
| Investment in fixed assets (approximation) | - | -€7,000 | -€19,994 | ▼ 186% |
| Change in cash | - | -€10,283 | €33,674 | ▲ 427% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2022
15-06
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 09-06-2022
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
03-03
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise de Liège · event 26-02-2021
2020
31-12
Financial
Weakest financial yearnet -€13,050
Net result drops to -€13,050, the lowest in the series.
17-12
Judicial reorganisation
Extension
Tribunal de l’entreprise de Liège · collective agreement · event 11-12-2020
08-10
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collective agreement · event 02-10-2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9,200
Net result €9,200 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 2 days late
Show earlier events
2015
22-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
11-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 11 days late
2013
19-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 19 days late
2012
31-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 1970
Ground area
5,996 m²
Building footprint
2,269 m²
Parcel 91114D0002/00C012, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue du Quartz 1, 5580 Rochefort
since 19702.005.242.002
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0002/00C012 | Wallonia | 5,996 m² | 1 · 2,269 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTEL DELVAUX Rue Daoust 63, 5500 Dinant |
09-06-2022 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,766 companies in this sector we hold annual accounts for 16,066. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded22-10-1970
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.