Fenix Retail
ActiveThe computed 12-month bankruptcy probability of Fenix Retail is 1.8% (moderate). The 2025 annual accounts show equity of €1.10M and a net result of €1.10M. Its solvency ranks better than 31% of 10345 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability95
Solvency46
Growth-
Track record79
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.61; short-term debt: 26.2% and cash: 33.1% of total assets), but 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
21%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€1.10M
Total assets
€5.24M
Net result
€1.10M
Working capital
€2.21M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €5.22M
Fixed assets
€1.63M
Current assets
€3.59M
Equity and liabilities €5.24M
Equity
€1.10M
Debt
€4.14M
Debt finances 79.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€1.82M
Cash flow
€1.40M
Solvency
21.0%
Current ratio
2.61
Quick ratio
1.96
Debt / equity
3.76
ROE
100.0%
ROA
21.0%
Interest coverage
9.92
Debt
€4.14M
Debt ≤ 1 year
€1.37M
Debt > 1 year
€2.76M
Income taxes
€235k
Staff costs
€5.68M
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€5.24M
Formation expenses20€19k
Fixed assets21/28€1.63M
Intangible fixed assets21€1.33M
Tangible fixed assets22/27€301k
Plant, machinery and equipment23€220k
Furniture and vehicles24€48k
Other tangible fixed assets26€32k
Current assets29/58€3.59M
Stocks and contracts in progress3€892k
Stocks30/36€892k
Amounts receivable within one year40/41€438k
Trade receivables40€298k
Other amounts receivable41€140k
Current investments50/53€500k
Cash at bank and in hand54/58€1.73M
Deferred charges and accrued income490/1€24k
Equity and liabilities
Total equity and liabilities10/49€5.24M
Equity10/15€1.10M
Contributions10/11€500k
Reserves13€601k
Distributable reserves133€601k
Profit (loss) carried forward14€0
Amounts payable17/49€4.14M
Amounts payable after more than one year17€2.76M
Financial debts170/4€870k
Trade debts175€1.89M
Amounts payable within one year42/48€1.37M
Current portion of amounts payable after more than one year42€170k
Trade debts44€256k
Suppliers440/4€256k
Taxes, remuneration and social security45€448k
Taxes450/3€90k
Remuneration and social security454/9€359k
Other amounts payable47/48€500k
Income statement
Code2025
Remuneration, social security and pensions62€5.68M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€303k
Other operating charges640/8€22k
Gross operating margin9900€7.52M
Operating profit (loss)9901€1.52M
Financial income75/76B€2k
Recurring financial income75€2k
Financial charges65/66B€184k
Recurring financial charges65€184k
Profit (loss) for the period before taxes9903€1.34M
Income taxes67/77€235k
Profit (loss) for the period9904€1.10M
Profit (loss) for the period to be appropriated9905€1.10M
Appropriation of the result
Profit (loss) to be appropriated9906€1.10M
Transfer to equity691/2€601k
To other reserves6921€601k
Profit to be distributed694/7€500k
Directors or managers695€500k
Social balance
Average headcount (FTE)908744.5
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilvoordsesteenweg 2991850 GrimbergenGround area
1.6 ha
Building footprint
3,704 m²
Volume, LiDAR
20,452 m³
Parcel 23403H0105/00K000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fenix Retail
since 20232.348.916.168
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23403H0105/00K000 | Flanders | 1.6 ha | 1 · 3,704 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,372 EUR awarded · 1,372 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,372 EUR | 1,372 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGrimbergen2.348.916.168
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 2,139 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2023
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.