DELHIMA IEPER

Active

Private limited companyfounded 20233 yrs activeHaiglaan 31, 8900 Ieper, BelgiumKBO/BCE: BE 0804.571.547

The computed 12-month bankruptcy probability of DELHIMA IEPER is 1.7% (moderate). The 2025 annual accounts show equity of €432k and a net result of €799k. Its solvency ranks better than 19% of 10345 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability89▲+17

Solvency34▲+5

Growth78

Track record94

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €25k at 30 days acceptable

Liquidity ample (current ratio 1.57 against 1.36 in 2024; short-term debt: 30.5% and cash: 16.8% of total assets), but 91.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

8.6%

Return on assets

16%

Age of the figures

12 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 10345 sector peers (2025).

NBB · sector comparison

Position among 10345 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 d early

2024

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€432k▲ 85.2%

2024 · €233k

2024: €233k

2024 → 2025

Total assets

€5.00M▼ 6.6%

2024 · €5.35M

2024: €5.35M

2024 → 2025

Net result

€799k▲ 499%

2024 · €133k

2024: €133k

2024 → 2025

Working capital

€876k▲ 28.4%

2024 · €682k

2024: €682k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€233k-€432k▲ 85.2%

Operating result€183k-€936k▲ 412%

Net result€133k-€799k▲ 499%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 412% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €5.00M

52.0%

48.0%

Fixed assets €2.60M▼ 6.3%

Current assets €2.40M▼ 6.9%

Equity and liabilities €5.00M

91.4%

Equity €432k▲ 85.2%

Debt €4.57M▼ 10.8%

The debt ratio falls from 95.6% to 91.4%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€1.35M▲

2024 · €406k

Cash flow

€1.21M▲

2024 · €357k

Solvency

8.6%▲

2024 · 4.4%

Current ratio

1.57▲

2024 · 1.36

Quick ratio

1.00▲

2024 · 0.91

Debt / equity

10.57▼

2024 · 21.95

ROE

184.9%▲

2024 · 57.1%

ROA

16.0%▲

2024 · 2.5%

Interest coverage

12.87▲

2024 · 6.40

Debt

€4.57M▼

2024 · €5.12M

Debt ≤ 1 year

€1.53M▼

2024 · €1.90M

Debt > 1 year

€1.44M▼

2024 · €1.68M

Income taxes

€55k▲

2024 · €14k

Staff costs

€2.50M▲

2024 · €2.17M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€5.35M€5.00M▼

Fixed assets21/28€2.77M€2.60M▼

Intangible fixed assets21€45k€40k▼

Tangible fixed assets22/27€2.73M€2.56M▼

Land and buildings22€1.20M€1.08M▼

Plant, machinery and equipment23€1.53M€1.47M▼

Furniture and vehicles24€5k€4k▼

Current assets29/58€2.58M€2.40M▼

Stocks and contracts in progress3€844k€872k▲

Stocks30/36€844k€872k▲

Amounts receivable within one year40/41€225k€395k▲

Trade receivables40€42k€293k▲

Other amounts receivable41€183k€102k▼

Current investments50/53€1.10M-

Cash at bank and in hand54/58€226k€838k▲

Deferred charges and accrued income490/1€185k€297k▲

Equity and liabilities

Total equity and liabilities10/49€5.35M€5.00M▼

Equity10/15€233k€432k▲

Contributions10/11€100k€100k=

Reserves13€133k€332k▲

Distributable reserves133€133k€332k▲

Amounts payable17/49€5.12M€4.57M▼

Amounts payable after more than one year17€1.68M€1.44M▼

Financial debts170/4€1.68M€1.44M▼

Amounts payable within one year42/48€1.90M€1.53M▼

Current portion of amounts payable after more than one year42€240k€240k=

Trade debts44€1.21M€218k▼

Suppliers440/4€1.21M€218k▼

Taxes, remuneration and social security45€372k€389k▲

Taxes450/3€27k€21k▼

Remuneration and social security454/9€345k€368k▲

Other amounts payable47/48€81k€679k▲

Accrued charges and deferred income492/3€1.54M€1.60M▲

Income statement Code20242025

Remuneration, social security and pensions62€2.17M€2.50M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223k€415k▲

Other operating charges640/8€11k€7k▼

Gross operating margin9900€2.59M€3.85M▲

Operating profit (loss)9901€183k€936k▲

Financial income75/76B€28k€23k▼

Recurring financial income75€28k€23k▼

Financial charges65/66B€63k€105k▲

Recurring financial charges65€63k€105k▲

Profit (loss) for the period before taxes9903€147k€854k▲

Income taxes67/77€14k€55k▲

Profit (loss) for the period9904€133k€799k▲

Profit (loss) for the period to be appropriated9905€133k€799k▲

Appropriation of the result

Profit (loss) to be appropriated9906€133k€799k▲

Transfer to equity691/2€133k€199k▲

To other reserves6921€133k€199k▲

Profit to be distributed694/7-€600k

Directors or managers695-€600k

Social balance

Average headcount (FTE)908748.246.1▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 30-04-2027

2026

28-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-04

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ieper · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Haiglaan 318900 Ieper

Ground area

1.5 ha

Building footprint

3,378 m²

Volume, LiDAR

16,144 m³

Parcel 33303E0254/00W000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DELHIMA IEPER

Haiglaan 31, 8900 IeperSupermarkets

since 20232.348.719.495

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
33303E0254/00W000	Flanders	1.5 ha	1 · 3,378 m²	6.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 6 entries · 41,182 EUR awarded · 6,006 EUR paid

Year	Entries	awarded	paid
2025	3	980 EUR	980 EUR
2024	3	40,202 EUR	5,026 EUR

Schemes

Ecologiepremie+

3 entries · 35,176 EUR · Fonds voor Innoveren en Ondernemen

Vlaams opleidingsverlof (VOV)

1 entry · 4,488 EUR · 4,488 EUR paid · Departement Werk en Sociale Economie

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 1,518 EUR · 1,518 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site · 1 with a smiley

Ieper2.348.719.495

4 permissions · smiley 2027NL00877 valid until 26-12-2027

Toelating · Bakkerij · since 08-09-2023

Toelating · Detailhandel · since 08-09-2023

Toelating · Viswinkel · since 08-09-2023

and 1 more

Similar companies · same sector, comparable size

Sint-Niklaas · Eq €433k

Supermarkten De Rynck

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,343 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-08-2023

Fiscal year end30-09

Activities, NACEBEL

47110Non-specialised retail sale with food, beverages or tobacco predominating

47114Supermarkets

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.