Femka
ActiveSummary
Femka has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €182,303 and a net result of €5,018. Equity is growing by ~31.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▲+36
Solvency87▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 7.68 against 6.94 in 2023; short-term debt: 5.9% and cash: 18.2% of total assets), and 38.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
43 d early
2023
19 d late
2022
7 d late
2021
12 d late
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet
Equity
€182,303▲ 0.8%
2023 · €180,808
Total assets
€295,184▼ 5.1%
2023 · €310,920
Net result
€5,018
2023 · -€15,872
Working capital
€115,794▼ 4.8%
2023 · €121,670
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€42,987▲ 243%€22,330▼ 48.1%€227,217▲ 918%-€8,433€11,880
Net result€24,257within the sector's middle half▲ 297%€10,518within the sector's middle half▼ 56.6%€152,266above the sector's middle half▲ 1,348%-€15,872below the sector's middle half€5,018within the sector's middle half
Equity€72,396below the sector's middle half▲ 50.4%€82,914below the sector's middle half▲ 14.5%€235,180within the sector's middle half▲ 184%€180,808within the sector's middle half▼ 23.1%€182,303within the sector's middle half▲ 0.8%
Total assets€585,124within the sector's middle half▲ 2.7%€625,419within the sector's middle half▲ 6.9%€397,514below the sector's middle half▼ 36.4%€310,920below the sector's middle half▼ 21.8%€295,184below the sector's middle half▼ 5.1%
Debt€512,728▼ 1.7%€542,505▲ 5.8%€162,334▼ 70.1%€130,112▼ 19.8%€112,881▼ 13.2%
Working capital€120,105within the sector's middle half▲ 15.8%€129,337within the sector's middle half▲ 7.7%€160,867within the sector's middle half▲ 24.4%€121,670within the sector's middle half▼ 24.4%€115,794within the sector's middle half▼ 4.8%
Solvency12.4%below the sector's middle half▲ 3.9pp13.3%below the sector's middle half▲ 0.9pp59.2%within the sector's middle half▲ 45.9pp58.2%within the sector's middle half▼ 1.0pp61.8%within the sector's middle half▲ 3.6pp
Current ratio1.41within the sector's middle half▲ 0.041.38within the sector's middle half▼ 0.034.90above the sector's middle half▲ 3.526.94above the sector's middle half▲ 2.047.68above the sector's middle half▲ 0.74
Return on assets (ROA)4.1%within the sector's middle half▲ 3.1pp1.7%within the sector's middle half▼ 2.5pp38.3%above the sector's middle half▲ 36.6pp-5.1%below the sector's middle half▼ 43.4pp1.7%within the sector's middle half▲ 6.8pp
Staff (FTE)3.9within the sector's middle half▲ 39.3%5.4within the sector's middle half▲ 38.5%0.1below the sector's middle half▼ 98.1%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11,880 after a loss of €8,433 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €295,184
Fixed assets
€162,044 ▼ 4.0%
Current assets
€133,140 ▼ 6.3%
Equity and liabilities €295,184
Equity
€182,303 ▲ 0.8%
Debt
€112,881 ▼ 13.2%
Debt's share of the balance-sheet total falls from 41.8% to 38.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40,504▲
2023 · €19,724
Cash flow
€33,642▲
2023 · €12,284
Debt to equity
0.62▼
2023 · 0.72
ROE
2.8%▲
2023 · -8.8%
Interest coverage
6.05▲
2023 · 2.71
Debt ≤ 1 year
€17,346▼
2023 · €20,490
Debt > 1 year
€95,535▼
2023 · €109,622
Income taxes
€171▲
2023 · €157
Staff costs
€1,872▲
2023 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €302,311 | - | - | - |
| Remuneration, social security and pensions62 | - | €235,223 | €15,907 | €250 | €1,872 | ▲ 649% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,003 | €17,525 | €23,210 | €28,157 | €28,624 | ▲ 1.7% |
| Other operating charges640/8 | - | €2,803 | €1,752 | €1,684 | €1,837 | ▲ 9.1% |
| Gross operating margin9900 | €205,919 | €277,882 | €268,086 | €21,658 | €44,213 | ▲ 104% |
| Operating profit (loss)9901 | €42,987 | €22,330 | €227,217 | -€8,433 | €11,880 | ▲ 241% |
| Financial income75/76B | - | €8,557 | €824 | €0 | - | - |
| Recurring financial income75 | €7,057 | €8,557 | €824 | €0 | - | - |
| Financial charges65/66B | - | €13,316 | €10,093 | €7,283 | €6,690 | ▼ 8.1% |
| Recurring financial charges65 | €16,657 | €13,316 | €10,093 | €7,283 | €6,690 | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €33,387 | €17,571 | €217,949 | -€15,716 | €5,190 | ▲ 133% |
| Income taxes67/77 | €9,130 | €7,053 | €65,682 | €157 | €171 | ▲ 9.4% |
| Profit (loss) for the period9904 | €24,257 | €10,518 | €152,266 | -€15,872 | €5,018 | ▲ 132% |
| Profit (loss) for the period to be appropriated9905 | €24,257 | €10,518 | €152,266 | -€15,872 | €5,018 | ▲ 132% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €585,124 | €625,419 | €397,514 | €310,920 | €295,184 | ▼ 5.1% |
| Fixed assets21/28 | €168,721 | €154,572 | €195,348 | €168,760 | €162,044 | ▼ 4.0% |
| Tangible fixed assets22/27 | €160,814 | €146,665 | €191,298 | €164,710 | €157,994 | ▼ 4.1% |
| Land and buildings22 | - | €133,977 | €119,387 | €105,161 | €90,935 | ▼ 13.5% |
| Plant, machinery and equipment23 | - | €6,590 | €15,802 | €16,079 | €14,762 | ▼ 8.2% |
| Furniture and vehicles24 | - | €979 | €55,011 | €42,508 | €51,470 | ▲ 21.1% |
| Other tangible fixed assets26 | - | €5,120 | €1,097 | €962 | €827 | ▼ 14.0% |
| Financial fixed assets28 | €7,907 | €7,907 | €4,050 | €4,050 | €4,050 | = |
| Current assets29/58 | €416,403 | €470,847 | €202,167 | €142,160 | €133,140 | ▼ 6.3% |
| Amounts receivable after more than one year29 | - | - | €36,111 | €19,444 | €2,778 | ▼ 85.7% |
| Other amounts receivable291 | - | - | €36,111 | €19,444 | €2,778 | ▼ 85.7% |
| Stocks and contracts in progress3 | €313,930 | €409,011 | - | - | - | - |
| Stocks30/36 | - | €409,011 | - | - | - | - |
| Amounts receivable within one year40/41 | €58,262 | €48,377 | €91,921 | €79,344 | €73,532 | ▼ 7.3% |
| Trade receivables40 | - | €36,844 | €90,723 | €51,446 | €25,592 | ▼ 50.3% |
| Other amounts receivable41 | - | €11,533 | €1,199 | €27,898 | €47,940 | ▲ 71.8% |
| Cash at bank and in hand54/58 | €42,969 | €11,441 | €73,394 | €42,422 | €53,859 | ▲ 27.0% |
| Deferred charges and accrued income490/1 | - | €2,018 | €740 | €950 | €2,971 | ▲ 213% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €585,124 | €625,419 | €397,514 | €310,920 | €295,184 | ▼ 5.1% |
| Equity10/15 | €72,396 | €82,914 | €235,180 | €180,808 | €182,303 | ▲ 0.8% |
| Contributions10/11 | - | €35,000 | €35,000 | - | - | - |
| Reserves13 | €37,396 | €47,914 | €200,180 | €196,680 | €193,157 | ▼ 1.8% |
| Non-distributable reserves130/1 | - | €3,500 | €3,500 | - | - | - |
| Reserves not available under the articles1311 | - | €3,500 | €3,500 | - | - | - |
| Distributable reserves133 | - | €44,414 | €196,680 | €196,680 | €193,157 | ▼ 1.8% |
| Profit (loss) carried forward14 | - | - | - | -€15,872 | -€10,854 | ▲ 31.6% |
| Amounts payable17/49 | €512,728 | €542,505 | €162,334 | €130,112 | €112,881 | ▼ 13.2% |
| Amounts payable after more than one year17 | €214,583 | €199,346 | €121,034 | €109,622 | €95,535 | ▼ 12.9% |
| Financial debts170/4 | - | €199,346 | €115,334 | €103,922 | €89,835 | ▼ 13.6% |
| Other amounts payable178/9 | - | - | €5,700 | €5,700 | €5,700 | = |
| Amounts payable within one year42/48 | €296,298 | €341,509 | €41,300 | €20,490 | €17,346 | ▼ 15.3% |
| Current portion of amounts payable after more than one year42 | - | €15,236 | €12,913 | €12,427 | €14,087 | ▲ 13.4% |
| Financial debts43 | - | €125,000 | - | - | - | - |
| Credit institutions430/8 | - | €125,000 | - | - | - | - |
| Trade debts44 | €53,312 | €107,450 | €167 | €366 | €1,379 | ▲ 276% |
| Suppliers440/4 | - | €107,450 | €167 | €366 | €1,379 | ▲ 276% |
| Advances received on contracts in progress46 | - | €1,175 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €72,820 | €27,431 | €7,697 | €1,880 | ▼ 75.6% |
| Taxes450/3 | - | €26,038 | €26,274 | €7,697 | €1,880 | ▼ 75.6% |
| Remuneration and social security454/9 | - | €46,782 | €1,157 | - | - | - |
| Other amounts payable47/48 | - | €19,828 | €789 | - | - | - |
| Accrued charges and deferred income492/3 | - | €1,649 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,257 | €10,518 | €152,266 | -€15,872 | €5,018 | ▲ 132% |
| + Depreciation and write-downs630 | €19,003 | €17,525 | €23,210 | €28,157 | €28,624 | ▲ 1.7% |
| Operating cash flow (approximation) | €43,260 | €28,044 | €175,476 | €12,284 | €33,642 | ▲ 174% |
| Investment in fixed assets (approximation) | - | -€3,377 | -€63,985 | -€1,569 | -€21,908 | ▼ 1,296% |
| Change in cash | - | -€31,528 | €61,952 | -€30,972 | €11,437 | ▲ 137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €5,018
Net result €5,018 after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet -€15,872
Net result drops to -€15,872, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
31-12
Financial
Highest result since 2018net €152,266 ▲1,348%
Operating result €227,217, net result €152,266, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 4.90
Current ratio from 1.38 to 4.90; short-term debt falls from €341,509 to €41,300.
31-12
Financial
Equity above €200,000Eq €235,180 ▲184%
5 profitable years in a row build equity to €235,180.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2011
Ground area
716 m²
Building footprint
394 m²
Parcel 11662C0525/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
PRO BIKES BUYSEN
since 20112.202.696.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0525/00X000 | Flanders | 716 m² | 1 · 394 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedFietshersteller (vwo)
Fietshersteller duaal (so)
Fietsmecanicien (so)
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Company details
Identification
Legal formPrivate limited company
Founded22-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47632Retail sale of bicycles
47830Retail sale of motorcycles and motorcycle parts and accessories
95290Repair and maintenance of other personal and household goods
Contact
E-mail
info@probikes.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0839690990
Also
9925:BE0839690990
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.