FEBELFIN ACADEMY
ActiveFEBELFIN ACADEMY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.96M and a net result of €52k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-3
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €430k at 30 days acceptable
Liquidity ample (current ratio 6.26 against 7.37 in 2024), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
101 d early
2024
108 d early
2023
100 d early
2022
105 d early
2021
110 d early
2020
109 d early
2019
147 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€52k▼ 34.6%
2024 · €79k
2018: €183k
2019: €325k
2020: €139k
2021: €593k
2022: €317k
2023: €271k
2024: €79k
2018 → 2025
Working capital
€5.39M▼ 1.5%
2024 · €5.47M
2018: €4.29M
2019: €4.93M
2020: €4.50M
2021: €4.72M
2022: €5.21M
2023: €5.40M
2024: €5.47M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.24M-€4.56M▲ 7.5%€4.83M▲ 6.0%€4.91M▲ 1.6%€4.96M▲ 1.1%
Operating result€602k-€401k▼ 33.4%€220k▼ 45.2%€18k▼ 92.0%€18k▲ 3.8%
Net result€593k-€317k▼ 46.5%€271k▼ 14.4%€79k▼ 70.9%€52k▼ 34.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.89M
Fixed assets
€472k▼ 18.5%
Current assets
€6.42M▲ 1.4%
Equity and liabilities €6.89M
Equity
€4.96M▲ 1.1%
Debt
€1.93M▼ 3.6%
The debt ratio falls from 29.0% to 28.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€144k▼
2024 · €172k
Cash flow
€177k▼
2024 · €234k
Solvency
72.0%▲
2024 · 71.0%
Current ratio
6.26▼
2024 · 7.37
Quick ratio
6.26▼
2024 · 7.37
Debt / equity
0.39▼
2024 · 0.41
ROE
1.0%▼
2024 · 1.6%
ROA
0.8%▼
2024 · 1.1%
Interest coverage
12.68▲
2024 · -24.81
Debt
€1.93M▼
2024 · €2.00M
Debt ≤ 1 year
€1.03M▲
2024 · €859k
Income taxes
€19k▼
2024 · €23k
Staff costs
€1.94M▲
2024 · €1.87M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.91M€6.89M▼
Fixed assets21/28€579k€472k▼
Intangible fixed assets21€0€0▼
Tangible fixed assets22/27€464k€338k▼
Plant, machinery and equipment23€717€0▼
Furniture and vehicles24€82k€41k▼
Other tangible fixed assets26€382k€297k▼
Financial fixed assets28€115k€134k▲
Current assets29/58€6.33M€6.42M▲
Amounts receivable within one year40/41€630k€1.23M▲
Trade receivables40€630k€1.23M▲
Current investments50/53€4.08M€4.08M=
Cash at bank and in hand54/58€1.31M€912k▼
Deferred charges and accrued income490/1€316k€197k▼
Equity and liabilities
Total equity and liabilities10/49€6.91M€6.89M▼
Equity10/15€4.91M€4.96M▲
Contributions10/11€480k€480k=
Capital10€480k€480k=
Reserves13€599k€599k=
Profit (loss) carried forward14€3.83M€3.88M▲
Amounts payable17/49€2.00M€1.93M▼
Amounts payable within one year42/48€859k€1.03M▲
Trade debts44€509k€613k▲
Suppliers440/4€509k€613k▲
Taxes, remuneration and social security45€350k€413k▲
Taxes450/3€31k€39k▲
Remuneration and social security454/9€320k€374k▲
Accrued charges and deferred income492/3€1.14M€905k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.87M€1.94M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155k€126k▼
Other operating charges640/8€117k€122k▲
Gross operating margin9900€2.13M€2.20M▲
Operating profit (loss)9901€18k€18k▲
Financial income75/76B€78k€64k▼
Recurring financial income75€78k€64k▼
Financial charges65/66B€-7k€11k▲
Recurring financial charges65€-7k€11k▲
Profit (loss) for the period before taxes9903€102k€71k▼
Income taxes67/77€23k€19k▼
Profit (loss) for the period9904€79k€52k▼
Profit (loss) for the period to be appropriated9905€79k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.83M€3.88M▲
Profit (loss) brought forward from the previous period14P€3.75M€3.83M▲
Social balance
Average headcount (FTE)908716.016.1▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €52k ▼34.6%
Net result drops to €52k, the lowest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €593k ▲327%
Operating result €602k, net result €593k, both a record.
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-05-2025
Clarisse Blavier: Resigned as Director
07-05-2024
Bénédicte Marchal: Resigned as Director
07-05-2024
Frédéric De Bleye: Resigned as Director
12-07-2023
Denul Kris: Resigned as Director
12-07-2023
Marc Vermeiren: Resigned as Director
12-07-2023
Ryckaert Cedric: Resigned as Director
16-10-2020
Bart Van Herzele: Resigned as Director
02-01-2019
Ansie De Jaegher: Resigned as Director
05-02-2018
Camille Gillon: Resigned as Director
05-02-2018
Desmedt Johan: Resigned as Director
05-02-2018
Eric Pulinx: Resigned as Director
05-02-2018
Hilde Brackeva: Resigned as Director
05-02-2018
Werner Abelshausen: Resigned as Director
30-03-2017
Benedikte De Meestere: Resigned as Director
30-03-2017
Dujardin Catherine: Resigned as Director
30-03-2017
Kog Elly: Resigned as Director
30-03-2017
Van den Branden: Resigned as Director
18-05-2016
Petra De Cort: Resigned as Director
24-02-2015
Michel Vermaerke: Resigned as Director
01-09-2013
VAN DEN BRANDEN Johan: Resigned as Director
19-10-2009
DECHAMPS Hans: Resigned as Director
19-10-2009
LEONARD Cecile: Resigned as Director
22-05-2008
LUTS Eric: Resigned as Director
13-02-2008
Bruno COLMANT: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albert II-laan 191210 Sint-Joost-ten-NodeGround area
2,542 m²
Building footprint
1,816 m²
Volume, LiDAR
63,447 m³
Parcel 21014A0003/00M022, Brussels · tallest building 53.4 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
FEBELFIN ACADEMY
since 20072.159.890.486
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0003/00M022 | Brussels | 2,542 m² | 1 · 1,816 m² | 53.4 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Legal Entity Identifier
875500JW5JIUSWL7CW55
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Of 3,007 companies in sector 85592 we hold annual accounts for 984. 215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded31-10-2006
Fiscal year end31-12
Abbreviation NL
FA
Activities, NACEBEL
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.