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TECHNOFUTUR TIC

Active
Non-profit associationfounded 199828 yrs activeAvenue Jean Mermoz 18, 6041 Charleroi, BelgiumKBO/BCE: BE 0463.962.381
Summary

TECHNOFUTUR TIC has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.8m and a net result of €8,048. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
TECHNOFUTUR TICActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Vocational training
NACE 85592NACE 80421
#6 company by total assets in Charleroi, Education sector1 site
Size
€10.6mtotal assets 2025
Staff
38 FTE
Equity
€4.8m
Profit
€8,048
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 22 d early1 of 26 deeds read
Why 95+ Legal form Non-profit association+ Liquidity: current ratio 9.52, cash €5.2m+ Founded in 1998+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 85, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 70-3
equity 45.2% of total assets
Liquidity 100+6
short-term debt 9.7% · cash 48.8%
Profitability 69=
return on assets 0.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (588 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +10.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +9.1% vs 05-2025highest value 07-2025: < 0.1%▼ -25.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +11.1% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +10.0% vs 06-2026 08-2026: < 0.1%▼ -9.1% vs 07-2026 09-2026: < 0.1%▼ -10.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 9.52, cash €5.2m lowers the probability
  • Founded in 1998 lowers the probability for this profile
  • Sector Education (NACE 85) lowers the probability
Credit up to €450,000 at 30 days acceptable
Liquidity ample (current ratio 9.52 against 9.15 in 2024; short-term debt: 9.7% and cash: 48.8% of total assets), but 54.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, small). Better than this share of them on solvency 38%, liquidity 99%, profitability 37%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 9.52, cash €5.2m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
34 d early
2023
30 d early
2022
28 d early
2021
38 d early
2020
32 d early
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Permanent representatives: Alain Rebier and Daniel…Approval · Auditor report ·…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Among the best 6% on equitysector median €567,164 · 534 companies €4.8m View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Active since 1998founded 03-04-1998 28 years View

By topic

Financials

Fiscal year
2025
Total assets
€10.6m
Profit
€8,048
Solvency
45.2%
Total assets▲ 14.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 05-08-2026Permanent representatives: Alain Rebier and Daniel Trepagne
  2. 09-07-2026Annual accounts filed
  3. 27-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Vocational trainingNACE 85592
Founded
03-04-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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