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Complete company report
Generated 30-08-2026
Active BE 0410.534.781Non-profit association

FEBECOOP WALLONIE-BRUXELLES

Rue de l'Académie 53 ·4000 Liège, Belgium· 101 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of FEBECOOP WALLONIE-BRUXELLES is < 0.1% (very low). The company has been active since 1925 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 101 yrs
Board 4
Locations 2
Publications 10
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1925, 101 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 8 directors
Current directors & mandates
  • Joëlle De Waersegger
    Pouvoir de paiement conjoint
    State Gazette act 21087746 (22-07-2021)
    Current
    22-07-2021 → present
  • Hilde Vernaillen
    President
    State Gazette act 25122621 (26-09-2025)
    Current
    25-07-2017 → present
    3 events
    • 26-09-2025 Appointed· President
    • 22-07-2021 Appointed· President
    • 25-07-2017 Appointed· Director
  • Jacques Debry
    Managing director
    State Gazette act 25122621 (26-09-2025)
    Current
    25-07-2017 → present
    6 events
    • 26-09-2025 Appointed· Managing director
    • 26-09-2025 Appointed· Délégué aux comptes bancaires
    • 22-07-2021 Appointed· Managing director
    • 13-04-2021 Appointed· Director
    • 13-04-2021 Appointed· Managing director
    • 25-07-2017 Appointed· Director
  • Peter Bosmans
    Délégué aux comptes bancaires
    State Gazette act 25122621 (26-09-2025)
    Current
    25-07-2017 → present
    3 events
    • 26-09-2025 Appointed· Délégué aux comptes bancaires
    • 22-07-2021 Appointed· Gestionnaire journalière
    • 25-07-2017 Appointed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Joëlle De Waerssegger
    Signataire
    State Gazette act 17107905 (25-07-2017)
    Not recently confirmed
    last confirmed in an act from 2017
Former directors (3)
  • Stéphane Boulanger
    Director
    State Gazette act 19011951 (23-01-2019)
    Former
    27-07-2015 → 13-04-2021
    5 events
    • 13-04-2021 Resigned· Director
    • 23-01-2019 Appointed· Director
    • 23-01-2019 Appointed· Managing director
    • 25-07-2017 Appointed· Director
    • 27-07-2015 Appointed· Director
  • Febecoop Bruxelles asblLegal entity
    Director
    State Gazette act 19011951 (23-01-2019)
    Former
    - → 23-01-2019
  • Centre de communication de l'économie sociale
    Director
    State Gazette act 15108242 (27-07-2015)
    Former
    - → 27-07-2015
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Non-profit association(017)
Incorporation22-07-1925
StatusActive
Postal code4000
Establishment units 2 locations
FEBECOOP WALLONIE-BRUXELLES
Rue de l'Académie 53, 4000 LiègeActiviteiten van bedrijfs- en werkgeversorganisaties
since 20082.195.950.138
FEBECOOP WALLONIE-BRUXELLES
Timmerhoutkaai 4, 1000 BrusselOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20192.295.687.221
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21812N0199/00D000
ProtectedArchitectural ensembleGeheel van traditionele huizenSource ↗
 Brussels 173 m² 1 · 124 m² 16.2 m · 5 fl.
62802B0186/00T000 Wallonia 79 m² 1 · 68 m² 15.4 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-09-2025
State Gazette act Director changes
v3.2
2024
02-04-2024
State Gazette act Registered-office change
notary's full name (to be filled if available)
2021
22-07-2021
State Gazette act Director changes
v3.2
13-04-2021
State Gazette act Registered-office change
Notaire instrumentant non spécifié
2020
22-07-2020
State Gazette act Statutes amendment
v3.2
2019
23-01-2019
State Gazette act Director changes
v3.2
2018
01-08-2018
State Gazette act Statutes amendment
v3.2
2017
25-07-2017
State Gazette act Director changes
v3.2
2016
10-10-2016
State Gazette act Registered-office change
Stéphane Boulanger
2015
27-07-2015
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 15 acts read

We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 10 acts
Address history · 3
02-04-2024
Registered-office move
13-04-2021
Registered-office move
10-10-2016
Registered-office move
All acts · 10 updated 11 months ago
2025
26-09-2025 4 directors appointed Director changes
  • Hilde Vernaillen, President
  • Jacques Debry, Gedelegeerd bestuurder
  • Peter Bosmans, Délégué aux comptes bancaires
  • Jacques Debry, Délégué aux comptes bancaires
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "president",
      "person": {
        "rrn": null,
        "name": "Hilde Vernaillen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Jacques Debry",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "d\u00E9l\u00E9gu\u00E9 aux comptes bancaires",
      "person": {
        "rrn": null,
        "name": "Peter Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "d\u00E9l\u00E9gu\u00E9 aux comptes bancaires",
      "person": {
        "rrn": null,
        "name": "Jacques Debry",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "Febecoop Wallonie Bruxelles"
  }
}
2024
02-04-2024 Registered office moved within Liège Registered-office change·notary's full name (to be filled if available)
  • Clos Chanmurly, 13 à 4000 Liège → rue de l'Académie 53 à 4000 Liège
Notary: notary's full name (to be filled if available) · Liège
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "rue de l\u0027Acad\u00E9mie 53 \u00E0 4000 Li\u00E8ge",
        "city": "Li\u00E8ge",
        "region": "waals_gewest",
        "street": "rue de l\u0027Acad\u00E9mie",
        "country": "BE",
        "postcode": "4000",
        "box_number": null,
        "street_number": "53",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Clos Chanmurly, 13 \u00E0 4000 Li\u00E8ge",
        "city": "Li\u00E8ge",
        "region": "waals_gewest",
        "street": "Clos Chanmurly",
        "country": "BE",
        "postcode": "4000",
        "box_number": null,
        "street_number": "13",
        "locality_suffix": null
      },
      "effective_date": "2024-04-01",
      "evidence_quote": "Le conseil d\u0027administration approuve \u00E0 l\u0027unanimit\u00E9 le d\u00E9m\u00E9nagement des locaux et le d\u00E9placement du si\u00E8ge social \u00E0 dater du 1er avril 2024 dans le centre La Menuiserie \u00E0 l\u0027adresse suivante: rue de l\u0027Acad\u00E9mie 53 \u00E0 4000 Li\u00E8ge.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "notary\u0027s full name (to be filled if available)",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-04-02",
    "filing_date": "2024-02-27",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2024-02-27",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "Febecoop Wallonie-Bruxelles",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Extrait du proc\u00E8s-verbal du conseil d\u0027administration du 27 f\u00E9vrier 2024"
  ]
}
2021
22-07-2021 4 directors appointed Director changes
  • Hilde Vernaillen, President
  • Jacques Debry, Gedelegeerd bestuurder
  • Peter Bosmans, Gestionnaire journalière
  • Joëlle De Waersegger, Pouvoir de paiement conjoint
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "president",
      "person": {
        "rrn": null,
        "name": "Hilde Vernaillen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Jacques Debry",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gestionnaire journali\u00E8re",
      "person": {
        "rrn": null,
        "name": "Peter Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "pouvoir de paiement conjoint",
      "person": {
        "rrn": null,
        "name": "Jo\u00EBlle De Waersegger",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "Febecoop Wallonie-Bruxelles"
  }
}
13-04-2021 Registered office moved within Liège Registered-office change·Notaire instrumentant non spécifié
  • rue Paradis 78, 4000 Liège → Clos Chanmurly 13 à 4000 Liège
Notary: Notaire instrumentant non spécifié · Liège
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Clos Chanmurly 13 \u00E0 4000 Li\u00E8ge",
        "city": "Li\u00E8ge",
        "region": "waals_gewest",
        "street": "Clos Chanmurly",
        "country": "BE",
        "postcode": "4000",
        "box_number": null,
        "street_number": "13",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "rue Paradis 78, 4000 Li\u00E8ge",
        "city": "Li\u00E8ge",
        "region": "waals_gewest",
        "street": "rue Paradis",
        "country": "BE",
        "postcode": "4000",
        "box_number": null,
        "street_number": "78",
        "locality_suffix": null
      },
      "effective_date": "2021-04-01",
      "evidence_quote": "Le conseil d\u0027administrateur approuve \u00E0 l\u0027unanimit\u00E9 le d\u00E9m\u00E9nagement des locaux le 31 mars 2021 et le d\u00E9placement du si\u00E8ge social \u00E0 dater du 01.04.2021 \u00E0 l\u0027adresse suivante: Clos Chanmurly 13 \u00E0 4000 Li\u00E8ge.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Notaire instrumentant non sp\u00E9cifi\u00E9",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2021-04-13",
    "filing_date": "2021-01-12",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2021-03-04",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "Febecoop Wallonie-Bruxelles",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Extrait du proc\u00E8s-verbal du conseil d\u0027administration du 12 janvier 2021",
    "Extrait du proc\u00E8s-verbal du conseil d\u0027administration du 4 mars 2021"
  ]
}
2020
22-07-2020 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "FEBECOOP WALLONIE-BRUXELLES"
  },
  "legal_form_change": {
    "new": "",
    "old": "asbl",
    "changed": false
  }
}
2019
23-01-2019 2 directors appointed, 1 resigning Director changes
  • Stéphane Boulanger, Bestuurder
  • Stéphane Boulanger, Gedelegeerd bestuurder
  • Febecoop Bruxelles asbl, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Febecoop Bruxelles asbl",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane Boulanger",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane Boulanger",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "FEBECOOP WALLONIE BRUXELLES"
  }
}
2018
01-08-2018 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "Febecoop Wallonie-Bruxelles asbi",
    "old": "FEBECOOP AGENCE CONSEIL WALLONIE",
    "changed": true
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": true
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "FEBECOOP AGENCE CONSEIL WALLONIE"
  },
  "legal_form_change": {
    "new": "asbl",
    "old": "asbl",
    "changed": false
  }
}
2017
25-07-2017 5 directors appointed Director changes
  • Hilde Vernaillen, Bestuurder
  • Stéphane Boulanger, Bestuurder
  • Peter Bosmans, Bestuurder
  • Jacques Debry, Bestuurder
  • Joëlle De Waerssegger, Signataire
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Hilde Vernaillen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane Boulanger",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Peter Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jacques Debry",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "signataire",
      "person": {
        "rrn": null,
        "name": "Jo\u00EBlle De Waerssegger",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "FEBECOOP AGENCE CONSEIL WALLONIE"
  }
}
2016
10-10-2016 Registered office moved from Seraing to Liège Registered-office change·Stéphane Boulanger
  • Rue du Téris 45 à 4100 Seraing → rue Paradis 78 à 4000 Liège
Notary: Stéphane Boulanger · Liège
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "rue Paradis 78 \u00E0 4000 Li\u00E8ge",
        "city": "Li\u00E8ge",
        "region": "waals_gewest",
        "street": "rue Paradis",
        "country": "BE",
        "postcode": "4000",
        "box_number": null,
        "street_number": "78",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue du T\u00E9ris 45 \u00E0 4100 Seraing",
        "city": "Seraing",
        "region": "waals_gewest",
        "street": "Rue du T\u00E9ris",
        "country": "BE",
        "postcode": "4100",
        "box_number": null,
        "street_number": "45",
        "locality_suffix": null
      },
      "effective_date": "2016-09-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale du 1er septembre 2016 approuve le nouveau si\u00E8ge social situ\u00E9 rue Paradis 78 \u00E0 4000 Li\u00E8ge.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "St\u00E9phane Boulanger",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2016-09-28",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assemblee_generale",
    "date": "2016-09-01",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "FEBECOOP AGENCE CONSEIL WALLONIE",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "St\u00E9phane Boulanger",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur d\u00E9l\u00E9gu\u00E9"
  },
  "co_filed_documents": [
    "Extrait du PV de l\u0027assembl\u00E9e g\u00E9n\u00E9rale du 01/09/2016"
  ]
}
2015
27-07-2015 1 director appointed, 1 resigning Director changes
  • Stéphane Boulanger, Bestuurder
  • Centre de communication de l'économie sociale, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane Boulanger",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Centre de communication de l\u0027\u00E9conomie sociale",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0410.534.781",
    "name_full": "FEBECOOP AGENCE CONSEIL WALLONIE"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Activiteiten van bedrijfs- en werkgeversorganisaties94110Overige rechtskundige dienstverlening69109
Primary activity highlighted.
Names & trade names
Legal nameFR FEBECOOP WALLONIE-BRUXELLES
Registered office
Rue de l'Académie 53
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 15,458 of 82,198 with filed accounts
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative