FDS-Bouw
ActiveFDS-Bouw has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €-2k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 7330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency94▼-6
Growth85=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.81 in 2024), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
73 d early
2024
84 d early
2023
1 d early
2022
3 d early
2021
31 d late
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€566k▲ 47.3%
2019 · €385k
2019: €385k
2019 → 2020
EBIT margin
7.7%▲ 1.9pp
2019 · 5.9%
2019: 5.9%
2019 → 2020
Net result
€-2k
2024 · €39k
2018: €-3k
2019: €16k
2020: €28k
2021: €-30k
2022: €68k
2023: €-38k
2024: €39k
2018 → 2025
Working capital
€39k▼ 37.6%
2024 · €62k
2018: €28k
2019: €38k
2020: €58k
2021: €28k
2022: €47k
2023: €17k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€101k▲ 85.2%€63k▼ 37.6%€102k▲ 61.4%€100k▼ 1.7%
Operating result€-25k-€84k€-31k€46k€8k▼ 82.8%
Net result€-30k-€68k€-38k€39k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€106k▲ 167%
Current assets
€81k▼ 15.7%
Equity and liabilities €187k
Equity
€100k▼ 1.7%
Debt
€87k▲ 154%
The debt ratio rises from 25.2% to 46.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€36k▼
2024 · €65k
Cash flow
€26k▼
2024 · €58k
Solvency
53.4%▼
2024 · 74.8%
Current ratio
1.91▼
2024 · 2.81
Quick ratio
1.40▼
2024 · 2.32
Debt / equity
0.87▲
2024 · 0.34
ROE
-1.7%▼
2024 · 38.0%
ROA
-0.9%▼
2024 · 28.4%
Interest coverage
3.66▼
2024 · 8.68
Debt
€87k▲
2024 · €34k
Debt ≤ 1 year
€42k▲
2024 · €34k
Debt > 1 year
€45k▲
2024 · €0
Income taxes
€0▼
2024 · €386
Staff costs
€0▲
2024 · €-98
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€187k▲
Fixed assets21/28€40k€106k▲
Tangible fixed assets22/27€40k€106k▲
Plant, machinery and equipment23€19k€21k▲
Furniture and vehicles24€1k€3k▲
Leasing and similar rights25€19k€82k▲
Current assets29/58€96k€81k▼
Stocks and contracts in progress3€17k€22k▲
Stocks30/36€17k€22k▲
Amounts receivable within one year40/41€26k€22k▼
Trade receivables40€7k€1k▼
Other amounts receivable41€19k€20k▲
Cash at bank and in hand54/58€51k€35k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€136k€187k▲
Equity10/15€102k€100k▼
Contributions10/11€20k€20k=
Reserves13€81k€81k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€709€-1k▼
Amounts payable17/49€34k€87k▲
Amounts payable after more than one year17€0€45k▲
Financial debts170/4€0€45k▲
Amounts payable within one year42/48€34k€42k▲
Current portion of amounts payable after more than one year42€10k€16k▲
Trade debts44€21k€25k▲
Suppliers440/4€21k€25k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€-98€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€28k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€70k€41k▼
Operating profit (loss)9901€46k€8k▼
Financial income75/76B€446€247▼
Recurring financial income75€446€247▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€39k€-2k▼
Income taxes67/77€386€0▼
Profit (loss) for the period9904€39k€-2k▼
Profit (loss) for the period to be appropriated9905€39k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€709€-1k▼
Profit (loss) brought forward from the previous period14P€-38k€709▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲61.4%
Equity rises from €63k to €102k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-38k ▼156%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
31-12
Financial
Equity above €100kEq €101k ▲85.2%
Equity rises from €54k to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwalmlaan(Munk) 19630 ZwalmGround area
4,494 m²
Building footprint
227 m²
Volume, LiDAR
1,349 m³
Parcel 45027B0783/00A000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FDS-Bouw
since 20172.261.872.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45027B0783/00A000 | Flanders | 4,494 m² | 1 · 227 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PRAILLET Frères
BE 0862.448.675
Grâce-Hollogne · Eq €100k
TELE-IN SOLUTIONS
BE 0655.977.247
Antwerpen · Eq €100k
TH ENTREPRISE
BE 0668.615.456
Modave · Eq €100k
Bouwwerken Zegers
BE 0421.487.665
Temse · Eq €100k
VERTONGHEN NIC
BE 0750.589.859
Londerzeel · Eq €100k
Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 13,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-02-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.