Checked.be
Active
BE 0876.866.637Private limited company
FDO Services
Rue Saint-Lambert 63 ·4040 Herstal, Belgium· 20 yrs active
Sector: Other postal and courier activities
(53200)
Conclusion
The computed 12-month bankruptcy probability of FDO Services is 1.8% (moderate). The 2024 annual accounts show equity of €369k and a net result of €102k. Its solvency ranks better than 66% of 293 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €369k |
| Net result | €102k |
| Staff (FTE) | 2.7 |
| Better than sector | 66% |
Financial profile
92
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
100
Solvency
90
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 20-12-2025 with the NBB · fiscal year 2024 · full schema
Sector comparison
Fiscal year 2024 · NACE 53, Postal and courier activities · compared across all schema types (micro, abbreviated and full combined)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 44.9% | 28.9% | |
| Net result | €102k | €9k | |
| Equity | €369k | €24k | |
| Gross operating margin | €274k | €41k | |
| Staff costs | €103k | €77k |
€167k
+90.0%
23-24
€102k
+232.6%
23-24
€135k
+113.2%
23-24
€821k
+41.0%
23-24
€369k
+38.4%
23-24
€239k
+31.4%
23-24
3
-10.0%
23-24
€103k
-18.6%
23-24
€25k
+56.2%
23-24
€452k
+43.1%
23-24
€229k
+57.5%
23-24
€222k
+30.2%
23-24
2.04
-9.2%
23-24
2.04
-9.2%
23-24
44.9%
-1.8%
23-24
1.23
+3.4%
23-24
27.8%
+140.3%
23-24
12.5%
+135.9%
23-24
24.46
+136.7%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | €167k |
| Net profit | €102k |
| Cash flow | €135k |
| Staff costs | €103k |
| Income taxes | €25k |
| Dividends | - |
| Total assets | €821k |
| Equity | €369k |
| Debt | €452k |
| of which ≤ 1y | €229k |
| of which > 1y | €222k |
| Working capital | €239k |
| Employees (FTE) | 2.7 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.04 |
| Quick ratio | 2.04 |
| Working capital ratio | 29.1% |
| Solvency | 44.9% |
| Debt / equity | 1.23 |
| Long-term debt ratio | 0.60 |
| Interest coverage | 24.46 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.5% |
| ROE | 27.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €821k |
| Fixed assets | 21/28 | €354k |
| Intangible fixed assets | 21 | €197 |
| Tangible fixed assets | 22/27 | €342k |
| Financial fixed assets | 28 | €12k |
| Current assets | 29/58 | €467k |
| Amounts receivable within one year | 40/41 | €342k |
| Cash & bank | 54/58 | €119k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €821k |
| Equity | 10/15 | €369k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €147k |
| Accumulated profits (losses) | 14 | €203k |
| Amounts payable | 17/49 | €452k |
| Amounts payable after one year | 17 | €222k |
| Amounts payable within one year | 42/48 | €229k |
| Trade debts payable within one year | 44 | €131k |
| Income statement | ||
| Gross operating margin | 9900 | €274k |
| Operating result | 9901 | €134k |
| Financial income | 75 | €225 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €128k |
| Income taxes | 67/77 | €25k |
| Net result for the period | 9904 | €102k |
| Result to be appropriated | 9905 | €102k |
Directors & mandates
Current directors & mandates
-
Mimoun DIHIDirectorState Gazette act 24168518 (28-11-2024)Current29-07-2024 → present
Legal Structure
| NACE primary | Other postal and courier activities(53200) |
| Legal form | Private limited company(610) |
| Incorporation | 24-10-2005 |
| Status | Active |
| Postal code | 4040 |
Establishment units
FDO Transports
since 20112.219.183.618
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62051D1361/00W002 | Wallonia | 413 m² | 1 · 57 m² | 11.8 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 142 days late
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 110 days late
26-02
State Gazette act
Miscellaneous
other · Geoffrey GAUTHY
2024
28-11
State Gazette act
Director changes
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 110 days late
15-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 259 days late
03-01
State Gazette act
Miscellaneous
other · Olivier JACQUES
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 92 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 3
updated 1 year ago
2025
26-02-2025 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
otherNotary:
Geoffrey GAUTHY · Herstal
Technical details
{
"stage": null,
"notary": {
"name": "Geoffrey GAUTHY",
"firm_city": null,
"firm_name": null,
"office_city": "Herstal",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-02-26",
"filing_date": "2025-02-24",
"act_kind_objet": "DENOMINATION, DIVERS"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2025-02-13",
"unanimous": true
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": null,
"subject_company": {
"kbo": "0876.866.637",
"name_full": "FDO D\u00E9m\u00E9nagements",
"legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
},
"detected_kind_raw": "material_correction",
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"summary_narrative": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire des actionnaires de la soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u00AB FDO D\u00E9m\u00E9nagements \u00BB a pris les r\u00E9solutions suivantes \u00E0 l\u0027unanimit\u00E9 : I- MODIFICATION DE LA DENOMINATION",
"co_filed_documents": [],
"detected_real_type": "other",
"referenced_correction": {
"prior_pub_date": null,
"what_corrected": "Modification of the company name from \u0027FDO D\u00E9m\u00E9nagements\u0027 to \u0027FDO Services\u0027",
"prior_pub_number": null
},
"should_reroute_to_category": "statutes"
}2024
28-11-2024 Mimoun DIHI appointed as director
- Mimoun DIHI, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": "NN66.01.24-553.23",
"name": "Mimoun DIHI",
"address": "Rue Vivegnis 390 bo\u00EEte 0001 \u00E0 4000 Li\u00E8ge",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-07-29",
"evidence_quote": "l\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte et approuve \u00E0 l\u0027unanimit\u00E9 la nomination en qualit\u00E9 d\u0027administrateur avec effet au 29/07/2024 et de dur\u00E9e illimit\u00E9e de Monsieur Mimoun DIHI (NN66.01.24-553.23), domicili\u00E9 Rue Vivegnis 390 bo\u00EEte 0001 \u00E0 4000 Li\u00E8ge.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-11-28",
"filing_date": "2024-11-19",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-08-01",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0876.866.637",
"name_full": "FDO D\u00E9m\u00E9nagements",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Mimoun DIHI",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}03-01-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
otherNotary:
Olivier JACQUES · HerstalFirm:
GAUTHY, JACQUES & ROLANS – Société Notariale
Technical details
{
"stage": null,
"notary": {
"name": "Olivier JACQUES",
"firm_city": null,
"firm_name": "GAUTHY, JACQUES \u0026 ROLANS \u2013 Soci\u00E9t\u00E9 Notariale",
"office_city": "Herstal",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2024-01-03",
"filing_date": "2023-12-29",
"act_kind_objet": "DENOMINATION, DEMISSIONS, NOMINATIONS, STATUTS"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2023-12-19",
"unanimous": null
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0876.866.637",
"name": "FDO Transports",
"role": "contributor",
"address": "Rue Saint-Lambert 63, 4040 Herstal",
"is_foreign": false,
"legal_form": "SRL",
"is_new_company": false,
"jurisdiction_country": null
}
],
"exchange_ratio": null,
"legal_articles": [],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": null,
"equity_transferred_eur": null,
"accounting_effective_date": null
},
"subject_company": {
"kbo": "0876.866.637",
"name_full": "FDO Transports",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Olivier JACQUES",
"org_rep_person_name": null
},
"summary_narrative": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire des actionnaires de FDO Transports a pris des r\u00E9solutions pour modifier les statuts de la soci\u00E9t\u00E9. Les modifications incluent le transfert du compte de capitaux propres indisponible, la modification de la d\u00E9nomination en \u0022FDO D\u00E9m\u00E9nagements\u0022, et l\u0027adoption de nouveaux statuts conformes au Code des soci\u00E9t\u00E9s et des associations.",
"co_filed_documents": [
"exp\u00E9dition de l\u0027assembl\u00E9e",
"la coordination des statuts"
],
"detected_real_type": "other",
"referenced_correction": null,
"should_reroute_to_category": "statutes"
}Credit advice
Company registry (CBE)
Activities
Removal services49420Other postal and courier activities5320064120
Names & trade names
| Legal nameFR | FDO Services |
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