FDG MANAGEMENT
ActiveSummary
FDG MANAGEMENT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €4k. Equity is shrinking by ~106.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 63% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency91▲+62
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.92 against 0.28 in 2024; short-term debt: 34.2% and cash: 86.8% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
34.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
60 d early
2024
87 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2023 · €0
2023: €0
2023 → 2024
Total assets
€12k▼ 88.8%
2024 · €109k
2023: €118k
2024: €109k
2023 → 2025
Net result
€4k
2024 · €-21k
2023: €22k
2024: €-21k
2023 → 2025
Working capital
€8k
2024 · €-76k
2023: €-55k
2024: €-76k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€0-€0
Equity€25k-€4k▼ 84.6%€8k▲ 107%
Operating result€30k-€-20k€-5k▲ 73.8%
Net result€22k-€-21k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12k
Equity
€8k ▲ 107%
Debt
€4k ▼ 96.0%
Debt's share of the balance-sheet total falls from 96.4% to 34.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.92▲
2024 · 0.28
Debt to equity
0.52▼
2024 · 27.05
ROE
51.8%▲
2024 · -548.2%
ROA
34.1%▲
2024 · -19.5%
Debt ≤ 1 year
€4k▼
2024 · €106k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€12k▼
Formation expenses20€0€0=
Fixed assets21/28€80k€0▼
Financial fixed assets28€80k€0▼
Current assets29/58€29k€12k▼
Amounts receivable within one year40/41€20k€2k▼
Trade receivables40€20k€0▼
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€9k€11k▲
Equity and liabilities
Total equity and liabilities10/49€109k€12k▼
Equity10/15€4k€8k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€902€5k▲
Amounts payable17/49€106k€4k▼
Amounts payable within one year42/48€106k€4k▼
Trade debts44€3k€303▼
Suppliers440/4€3k€303▼
Taxes, remuneration and social security45€20k€4k▼
Taxes450/3€10k€4k▼
Remuneration and social security454/9€10k€0▼
Other amounts payable47/48€82k€0▼
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€415-
Other operating charges640/8€13k€783▼
Gross operating margin9900€-7k€-5k▲
Operating profit (loss)9901€-20k€-5k▲
Financial income75/76B-€20k
Recurring financial income75-€20k
Non-recurring financial income76B-€20k
Financial charges65/66B€99€8k▲
Recurring financial charges65€99€240▲
Non-recurring financial charges66B-€8k
Profit (loss) for the period before taxes9903€-20k€7k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€-21k€4k▲
Profit (loss) for the period to be appropriated9905€-21k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€902€5k▲
Profit (loss) brought forward from the previous period14P€22k€902▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 2.92
Current ratio from 0.28 to 2.92; short-term debt falls from €106k to €4k.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-21k ▼196%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 1173700 Tongeren-BorgloonGround area
359 m²
Building footprint
289 m²
Volume, LiDAR
1,571 m³
Parcel 73083D0360/00E002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FDG MANAGEMENT
since 20232.346.216.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0360/00E002 | Flanders | 359 m² | 1 · 288 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0879.824.741
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DAMACON
BE 0537.937.056
Menen · Eq €8,115
JL CONSEIL
BE 0654.770.487
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BPA CONSULTING
BE 0768.824.473
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,114 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.