FDC CONSULT
ActiveFDC CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €53k. Equity is shrinking by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 6971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency16=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.99 in 2024), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
76.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 6971 sector peers (2025).
NBB · sector comparisonPosition among 6971 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
127 d early
2024
147 d early
2023
99 d early
2022
18 d early
2021
3 d late
2020
89 d early
2019
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 8.9%
2024 · €5k
2018: €77k
2019: €113k
2020: €31k
2021: €21k
2022: €14k
2023: €10k
2024: €5k
2018 → 2025
Total assets
€70k▼ 2.4%
2024 · €72k
2018: €87k
2019: €120k
2020: €155k
2021: €84k
2022: €82k
2023: €77k
2024: €72k
2018 → 2025
Net result
€53k▲ 18.9%
2024 · €45k
2018: €50k
2019: €36k
2020: €39k
2021: €30k
2022: €23k
2023: €36k
2024: €45k
2018 → 2025
Working capital
€1k
2024 · €-470
2018: €69k
2019: €107k
2020: €23k
2021: €2k
2022: €2k
2023: €4k
2024: €-470
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€14k▼ 30.2%€10k▼ 30.2%€5k▼ 50.3%€5k▲ 8.9%
Operating result€42k-€34k▼ 19.1%€50k▲ 46.0%€61k▲ 21.5%€69k▲ 13.9%
Net result€30k-€23k▼ 24.9%€36k▲ 56.8%€45k▲ 26.1%€53k▲ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€4k▼ 19.7%
Current assets
€66k▼ 0.9%
Equity and liabilities €70k
Equity
€5k▲ 8.9%
Debt
€65k▼ 3.2%
The debt ratio falls from 93.1% to 92.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€70k▲
2024 · €65k
Cash flow
€55k▲
2024 · €49k
Solvency
7.7%▲
2024 · 6.9%
Current ratio
1.02▲
2024 · 0.99
Quick ratio
1.02▲
2024 · 0.99
Debt / equity
11.92▼
2024 · 13.40
ROE
984.6%▲
2024 · 901.5%
ROA
76.2%▲
2024 · 62.6%
Interest coverage
397.21▲
2024 · 91.38
Debt
€65k▼
2024 · €67k
Debt ≤ 1 year
€65k▼
2024 · €67k
Income taxes
€16k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€70k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€66k€66k▼
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€18k€137▼
Other amounts receivable41-€18k
Current investments50/53€4k€9k▲
Cash at bank and in hand54/58€43k€37k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€72k€70k▼
Equity10/15€5k€5k▲
Contributions10/11€3k€3k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€126€568▲
Amounts payable17/49€67k€65k▼
Amounts payable within one year42/48€67k€65k▼
Current portion of amounts payable after more than one year42€1k-
Financial debts43€814€2k▲
Credit institutions430/8€814€2k▲
Trade debts44€384-
Suppliers440/4€384-
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€18k▼
Other amounts payable47/48€45k€46k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€181
Gross operating margin9900€67k€73k▲
Operating profit (loss)9901€61k€69k▲
Financial income75/76B-€532
Recurring financial income75-€532
Financial charges65/66B€708€177▼
Recurring financial charges65€708€177▼
Profit (loss) for the period before taxes9903€60k€70k▲
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€45k€53k▲
Profit (loss) for the period to be appropriated9905€45k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€54k▲
Profit (loss) brought forward from the previous period14P€5k€126▼
Profit to be distributed694/7€50k€53k▲
Return on contributions (dividend)694€50k€53k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲18.9%
Operating result €69k, net result €53k, both a record.
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €23k ▼24.9%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
31-12
Financial
Equity above €100kEq €113k ▲45.4%
2 profitable years in a row build equity to €113k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Libellules 131410 WaterlooGround area
1,174 m²
Building footprint
180 m²
Volume, LiDAR
597 m³
Parcel 25110S0026/02C007, Wallonia · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Avenue des Libellules 13, 1410 Waterloo
since 20172.266.945.329
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110S0026/02C007 | Wallonia | 1,174 m² | 1 · 180 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,900. 2,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.