Active BE 0683.853.661Private limited company (pre-2019)Open bankruptcy

FDB Construct

Kerkhovensesteenweg 285 ·3920 Lommel, Belgium· 8 yrs active

Sector: Specialised construction (43350)

Conclusion Checked

A bankruptcy procedure is open for FDB Construct according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-51k) and a net result of €-65k.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-51k
Net result	€-65k
Staff (FTE)	3.3
Better than sector	5%

Snowflake analysis 5 axes · computed by Checked

33 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 100

Solvency 33

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview7 NBB filings

Annual accounts filed on 22-05-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-139.1%	39.5%	better than 5% of 2269 sector peers
Net result	€-65k	€11k	better than 5% of 2262 sector peers
Equity	€-51k	€32k	better than 5% of 2270 sector peers
Gross operating margin	€16k	€33k	better than 30% of 2261 sector peers
Staff costs	€71k	€25k	higher than 79% of 782 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€175k

— 18–24

EBITDA

€-3k

— 18–24

Net profit

€-65k

-885.9% 18–24

Cash flow

€-430

— 18–24

Total assets

€36k

-9.7% 18–24

Equity

€-51k

— 18–24

Working capital

€-51k

— 18–24

Employees (FTE)

3

-17.5% 18–24

Staff costs

€71k

-32.1% 18–24

Income taxes

€1k

+112.3% 18–24

Debt

€87k

+236.6% 18–24

Debt ≤ 1y

€87k

+236.6% 18–24

Debt > 1y

€5k

-49.6% 18–24

Current ratio

0.42

-60.8% 18–24

Quick ratio

0.42

-28.5% 18–24

Solvency

-139.1%

— 18–24

Debt / equity

-1.72

— 18–24

ROE

128.6%

— 18–24

ROA

-178.8%

-991.7% 18–24

Net margin

4.0%

— 18–24

EBITDA margin

10.6%

— 18–24

Interest coverage

-6.99

— 18–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	—
Net profit	€-65k
Cash flow	—
Staff costs	€71k
Income taxes	—
Dividends	—
Total assets	€36k
Equity	€-51k
Debt	€87k
of which ≤ 1y	€87k
of which > 1y	—
Working capital	€-51k
Employees (FTE)	3.3

Ratios (computed)

	2024
Current ratio	0.42
Quick ratio	0.42
Working capital ratio	-139.1%
Solvency	-139.1%
Debt / equity	-1.72
Long-term debt ratio	—
Interest coverage	—
Gross margin	—
Net margin	—
ROA	-178.8%
ROE	128.6%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€36k
Current assets	29/58	€36k
Amounts receivable within one year	40/41	€34k
Cash & bank	54/58	€2k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€36k
Equity	10/15	€-51k
Contributions / capital	10/11	€19k
Reserves	13	€1k
Accumulated profits (losses)	14	€-70k
Amounts payable	17/49	€87k
Amounts payable within one year	42/48	€87k
Trade debts payable within one year	44	€45k
Income statement
Gross operating margin	9900	€16k
Operating result	9901	€-65k
Financial income	75	€266
Financial charges	65	€854
Result before taxes	9903	€-65k
Net result for the period	9904	€-65k
Result to be appropriated	9905	€-65k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates2 persons

Role	Name	Tenure	Source
Curator	VICTOR ENGELEN HEREBAAN-OOST 3/1, 3530 02 HOUTHALEN-HELCHTEREN	22-05-2025 → present	Belgian State Gazette
Curator	GODFREY LESIRE LIEVEHEREBOOMSTRAAT 118, 3720 HASSELT- ↔ Also on 92 other cases	22-05-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Specialised construction(43350)
Legal form	Private limited company (pre-2019)(015)
Incorporation	30-10-2017
Status	Active
Postal code	3920
First BS signal	30-05-2025
Latest BS signal	30-05-2025

Company structure — linked entities2 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

FDB Construct

Kerkhovensesteenweg 285, 3920 LommelIsolatiewerkzaamheden

since 20172.270.431.488

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72343E0996/00V002	Flanders	1,145 m²	1 · 243 m²	11.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-05-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Hasselt · FDB CONSTRUCT BV KERKHO- VENSESTEENWEG 285, 3920 LOMMEL · event 22-05-2025

22-05-2025