FD EXPERTISES
FD EXPERTISES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €274k and a net result of €144k. Equity is growing by ~86.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 99 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €274k |
| Net result | €144k |
| Staff (FTE) | 2 |
| Better than sector | 66% |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 37.2% | 24.0% | |
| Net result | €144k | €128k | |
| Equity | €274k | €158k | |
| Gross operating margin | €339k | €354k | |
| Staff costs | €104k | €237k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €144k |
| Cash flow | n/a |
| Staff costs | €104k |
| Income taxes | €50k |
| Dividends | - |
| Total assets | €737k |
| Equity | €274k |
| Debt | €463k |
| of which ≤ 1y | €424k |
| of which > 1y | €37k |
| Working capital | n/a |
| Employees (FTE) | 2.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 37.2% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 19.5% |
| ROE | 52.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €737k |
| Fixed assets | 21/28 | €65k |
| Intangible fixed assets | 21 | €61k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €673k |
| Stocks & contracts in progress | 3 | €373k |
| Amounts receivable within one year | 40/41 | €119k |
| Cash & bank | 54/58 | €181k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €737k |
| Equity | 10/15 | €274k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €263k |
| Accumulated profits (losses) | 14 | €968 |
| Amounts payable | 17/49 | €463k |
| Amounts payable after one year | 17 | €37k |
| Amounts payable within one year | 42/48 | €424k |
| Trade debts payable within one year | 44 | €133k |
| Income statement | ||
| Gross operating margin | 9900 | €339k |
| Operating result | 9901 | €214k |
| Financial income | 75 | €41 |
| Financial charges | 65 | €20k |
| Result before taxes | 9903 | €194k |
| Income taxes | 67/77 | €50k |
| Net result for the period | 9904 | €144k |
| Result to be appropriated | 9905 | €144k |
-
Current10-12-2024 → present
Former directors (1)
-
Former- → 10-12-2024
| NACE primary | 66210 |
| Legal form | Private limited company(610) |
| Incorporation | 28-09-2021 |
| Status | Active |
| Postal code | 4960 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049D0023/00Z000 | Wallonia | 457 m² | 1 · 100 m² | 12.1 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
20-11-2025 Registered office moved from Verviers to Malmedy
- Chemin de la Bruyère 45, 4801 Verviers → Avenue Monbijou 14, 4960 Malmedy
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Malmedy",
"region": null,
"street": "Avenue Monbijou",
"country": "BE",
"postcode": "4960",
"box_number": null,
"street_number": "14"
},
"old_address": {
"city": "Verviers",
"region": null,
"street": "Chemin de la Bruy\u00E8re",
"country": "BE",
"postcode": "4801",
"box_number": null,
"street_number": "45"
},
"effective_date": "2025-10-23",
"evidence_quote": "Les administrateurs d\u00E9cident de transf\u00E9rer, avec effet imm\u00E9diat, le si\u00E8ge social de la Soci\u00E9t\u00E9 de Chemin de la Bruy\u00E8re 45, 4801 Verviers \u00E0 Avenue Monbijou 14, 4960 Malmedy."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0774.668.229",
"name_full": "FD EXPERTISES",
"legal_form": "SRL"
}
}05-09-2025 1 director appointed, 1 resigning
- Eric DELANGE, Bestuurder
- Aline Mathy, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Aline Mathy",
"address": null,
"birth_date": null
},
"effective_date": "2024-12-10",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire prend connaissance de la d\u00E9mission du mandat de l\u0027administrateur soumise par Aline Mathy. Cette d\u00E9mission prendra effet le 10/12/2024."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Eric DELANGE",
"address": null,
"birth_date": null
},
"effective_date": "2024-12-10",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire d\u00E9cide de d\u00E9signer comme nouvel administrateur: Eric DELANGE. Son mandat prendra effet le 10/12/2024 et aura une dur\u00E9e ind\u00E9termin\u00E9e."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0774.668.229",
"name_full": "FD EXPERTISES",
"legal_form": "SRL"
}
}30-09-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "4801 Stembert, Chemin de la Bruy\u00E8re 45",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1975-03-31",
"name": "Eric Pierre Luc DELANGE",
"niss": null,
"address": "4920 Aywaille, Sur le Bois, 20"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "Eric Pierre Luc DELANGE",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0896.566.248",
"name": "PIERRE FRANCHIMONT ENGINEERING"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0896.566.248",
"holder_org_name": "PIERRE FRANCHIMONT ENGINEERING",
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": null,
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 10000,
"subject_company": {
"kbo": "0774.668.229",
"name_full": "FD EXPERTISES",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-09-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FD EXPERTISES |