Skip to content

FCS Mia

Active
Private limited companyfounded 20188 yrs activeVarendonk 8, 9940 Evergem, BelgiumKBO/BCE: BE 0696.926.192
Summary

The computed 12-month bankruptcy probability of FCS Mia is 1.8% (moderate). The 2024 annual accounts show equity of €8,980 and a net result of €1,695. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 6718 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability72▼-6
Solvency39▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.92 against 0.23 in 2023; short-term debt: 25.2% and cash: 3.3% of total assets), and 86.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13.5%
Return on assets
2.6%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €8,980
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-03-2026, 215 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
215 d late
2023
61 d late
2022
4 d early
2021
5 d early
2020
54 d early
2019
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 May 2018, FCS Mia was incorporated.1 Total assets went from EUR 12,009 in 2018 to EUR 66,465 in 2024 and headcount from 0.2 full-time equivalents in 2020 to 0.3 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2024

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€8,980▲ 23.3%
2023 · €7,285
Total assets
€66,465▼ 12.9%
2023 · €76,287
Net result
€1,695▼ 71.3%
2023 · €5,898
Working capital
-€1,408▲ 93.7%
2023 · -€22,293
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€20,599▲ 286%-€13,010-€8,067▲ 38.0%€1,954€2,139▲ 9.4%
Net result€18,542above the sector's middle half▲ 263%-€16,539below the sector's middle half-€11,145below the sector's middle half▲ 32.6%€5,898within the sector's middle half€1,695within the sector's middle half▼ 71.3%
Equity€29,071within the sector's middle half▲ 176%€12,532within the sector's middle half▼ 56.9%€1,387below the sector's middle half▼ 88.9%€7,285below the sector's middle half▲ 425%€8,980within the sector's middle half▲ 23.3%
Total assets€82,101within the sector's middle half▲ 66.9%€137,783within the sector's middle half▲ 67.8%€119,612within the sector's middle half▼ 13.2%€76,287within the sector's middle half▼ 36.2%€66,465within the sector's middle half▼ 12.9%
Debt€53,030▲ 37.2%€125,251▲ 136%€118,225▼ 5.6%€69,002▼ 41.6%€57,485▼ 16.7%
Working capital€11,937within the sector's middle half▼ 51.5%€10,680within the sector's middle half▼ 10.5%-€8,931below the sector's middle half-€22,293below the sector's middle half▼ 150%-€1,408within the sector's middle half▲ 93.7%
Solvency35.4%within the sector's middle half▲ 14.0pp9.1%below the sector's middle half▼ 26.3pp1.2%below the sector's middle half▼ 7.9pp9.5%below the sector's middle half▲ 8.4pp13.5%within the sector's middle half▲ 4.0pp
Current ratio1.94within the sector's middle half▼ 5.161.20within the sector's middle half▼ 0.740.77below the sector's middle half▼ 0.440.23below the sector's middle half▼ 0.540.92within the sector's middle half▲ 0.69
Return on assets (ROA)22.6%above the sector's middle half▲ 12.2pp-12.0%below the sector's middle half▼ 34.6pp-9.3%below the sector's middle half▲ 2.7pp7.7%within the sector's middle half▲ 17.0pp2.6%within the sector's middle half▼ 5.2pp
Staff (FTE)0.2below the sector's middle half2.3▲ 1,050%4.2▲ 82.6%1.7▼ 59.5%0.3▼ 82.4%
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2020: €20,599€20,599Net result 2020: €18,542€18,542Operating result 2021: -€13,010-€13,010Net result 2021: -€16,539-€16,539Operating result 2022: -€8,067-€8,067Net result 2022: -€11,145-€11,145Operating result 2023: €1,954€1,954Net result 2023: €5,898€5,898Operating result 2024: €2,139€2,139Net result 2024: €1,695€1,69520202021202220232024-€15,000-€10,000-€5,000€0€5,000Operating result 2022: -€8,067-€8,070Net result 2022: -€11,145-€11,100Operating result 2023: €1,954€1,950Net result 2023: €5,898€5,900Operating result 2024: €2,139€2,140Net result 2024: €1,695€1,700202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 9% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €66,465
Fixed assets €51,147 ▼ 26.5%
Current assets €15,318 ▲ 130%
Equity and liabilities €66,465
Equity €8,980 ▲ 23.3%
Debt €57,485 ▼ 16.7%
Debt's share of the balance-sheet total falls from 90.5% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€23,308▲
2023 · €22,750
Cash flow
€22,865▼
2023 · €26,693
Debt to equity
6.40▼
2023 · 9.47
ROE
18.9%▼
2023 · 81.0%
Interest coverage
52.56▲
2023 · 8.63
Debt ≤ 1 year
€16,726▼
2023 · €28,945
Debt > 1 year
€40,000=
2023 · €40,000
Staff costs
€10,018▼
2023 · €29,090
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,275 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.5% went bankrupt
2.5% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€76,287€66,465▼
Fixed assets21/28€69,635€51,147▼
Tangible fixed assets22/27€58,215€39,727▼
Plant, machinery and equipment23€6,687€5,476▼
Furniture and vehicles24€51,527€34,251▼
Financial fixed assets28€11,420€11,420=
Current assets29/58€6,652€15,318▲
Amounts receivable within one year40/41€5,101€10,923▲
Trade receivables40€1,224€3,226▲
Other amounts receivable41€3,877€7,697▲
Cash at bank and in hand54/58€793€2,180▲
Deferred charges and accrued income490/1€757€2,215▲
Equity and liabilities
Total equity and liabilities10/49€76,287€66,465▼
Equity10/15€7,285€8,980▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€11,315-€9,620▲
Amounts payable17/49€69,002€57,485▼
Amounts payable after more than one year17€40,000€40,000=
Other amounts payable178/9€40,000€40,000=
Amounts payable within one year42/48€28,945€16,726▼
Trade debts44€17,321€9,398▼
Suppliers440/4€17,321€9,398▼
Taxes, remuneration and social security45€11,131€5,992▼
Taxes450/3€8,821€5,354▼
Remuneration and social security454/9€2,310€638▼
Other amounts payable47/48€493€1,336▲
Accrued charges and deferred income492/3€57€759▲
Income statement Code20232024
Non-recurring operating income76A€12,941-
Remuneration, social security and pensions62€29,090€10,018▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,795€21,170▲
Other operating charges640/8€1,497€4,645▲
Non-recurring operating charges66A€769€2,169▲
Gross operating margin9900€54,106€40,141▼
Operating profit (loss)9901€1,954€2,139▲
Financial income75/76B€6,579-
Recurring financial income75€6,579-
Financial charges65/66B€2,636€443▼
Recurring financial charges65€2,636€443▼
Profit (loss) for the period before taxes9903€5,898€1,695▼
Profit (loss) for the period9904€5,898€1,695▼
Profit (loss) for the period to be appropriated9905€5,898€1,695▼
Appropriation of the result
Profit (loss) to be appropriated9906-€11,315-€9,620▲
Profit (loss) brought forward from the previous period14P-€17,213-€11,315▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A---€12,941--
Remuneration, social security and pensions62-€52,101€100,205€29,090€10,018▼ 65.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,984€21,394€22,292€20,795€21,170▲ 1.8%
Other operating charges640/8-€12,680€2,643€1,497€4,645▲ 210%
Non-recurring operating charges66A-€3,780€1,211€769€2,169▲ 182%
Gross operating margin9900€45,761€76,946€118,284€54,106€40,141▼ 25.8%
Operating profit (loss)9901€20,599-€13,010-€8,067€1,954€2,139▲ 9.4%
Financial income75/76B--€0€6,579--
Recurring financial income75--€0€6,579--
Financial charges65/66B-€1,140€689€2,636€443▼ 83.2%
Recurring financial charges65-€1,140€689€2,636€443▼ 83.2%
Non-recurring financial charges66B-€1,140----
Profit (loss) for the period before taxes9903€18,542-€14,149-€8,755€5,898€1,695▼ 71.3%
Income taxes67/77-€2,390€2,390---
Profit (loss) for the period9904€18,542-€16,539-€11,145€5,898€1,695▼ 71.3%
Profit (loss) for the period to be appropriated9905€18,542-€16,539-€11,145€5,898€1,695▼ 71.3%
Line20202021202220232024Change
Assets
Total assets20/58€82,101€137,783€119,612€76,287€66,465▼ 12.9%
Formation expenses20€546€273€0---
Fixed assets21/28€56,910€74,149€90,318€69,635€51,147▼ 26.5%
Tangible fixed assets22/27€56,910€74,149€69,918€58,215€39,727▼ 31.8%
Plant, machinery and equipment23-€9,111€7,899€6,687€5,476▼ 18.1%
Furniture and vehicles24-€65,037€62,019€51,527€34,251▼ 33.5%
Financial fixed assets28--€20,400€11,420€11,420=
Current assets29/58€24,645€63,361€29,294€6,652€15,318▲ 130%
Amounts receivable within one year40/41€13,992€60,818€22,933€5,101€10,923▲ 114%
Trade receivables40-€40,418€22,933€1,224€3,226▲ 163%
Other amounts receivable41-€20,400-€3,877€7,697▲ 98.5%
Cash at bank and in hand54/58€10,653€2,543€3,723€793€2,180▲ 175%
Deferred charges and accrued income490/1--€2,638€757€2,215▲ 193%
Equity and liabilities
Total equity and liabilities10/49€82,101€137,783€119,612€76,287€66,465▼ 12.9%
Equity10/15€29,071€12,532€1,387€7,285€8,980▲ 23.3%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14€10,471-€6,068-€17,213-€11,315-€9,620▲ 15.0%
Amounts payable17/49€53,030€125,251€118,225€69,002€57,485▼ 16.7%
Amounts payable after more than one year17€40,322€72,569€80,000€40,000€40,000=
Financial debts170/4-€72,569----
Other amounts payable178/9--€80,000€40,000€40,000=
Amounts payable within one year42/48€12,708€52,682€38,225€28,945€16,726▼ 42.2%
Financial debts43-€608----
Credit institutions430/8-€13----
Other loans439-€595----
Trade debts44€5,259€41,010€23,024€17,321€9,398▼ 45.7%
Suppliers440/4-€41,010€23,024€17,321€9,398▼ 45.7%
Advances received on contracts in progress46--€800---
Taxes, remuneration and social security45-€11,064€14,345€11,131€5,992▼ 46.2%
Taxes450/3-€6,879€9,040€8,821€5,354▼ 39.3%
Remuneration and social security454/9-€4,185€5,305€2,310€638▼ 72.4%
Other amounts payable47/48--€57€493€1,336▲ 171%
Accrued charges and deferred income492/3---€57€759▲ 1,237%
Line20202021202220232024Change
Profit (loss) for the period9904€18,542-€16,539-€11,145€5,898€1,695▼ 71.3%
+ Depreciation and write-downs630€9,984€21,394€22,292€20,795€21,170▲ 1.8%
Operating cash flow (approximation)€28,526€4,855€11,147€26,693€22,865▼ 14.3%
Investment in fixed assets (approximation)--€38,633-€38,462-€112-€2,682▼ 2,295%
Change in cash--€8,109€1,180-€2,930€1,387▲ 147%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
03-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 215 days late
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial Back to profitnet €5,898
Net result €5,898 after 2 loss-making years.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€16,539
Net result drops to -€16,539, the lowest in the series; recovery starts the following year.
07-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €18,542 ▲263%
Operating result €20,599, net result €18,542, both a record.
06-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €5,101
Net result €5,101 after one loss-making year.
31-12
Financial Liquidity times 20current ratio 7.10
Current ratio from 0.36 to 7.10; short-term debt falls from €4,625 to €4,031.
19-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
766 m²
Building footprint
182 m²
Volume, LiDAR
715 m³
Parcel 44066D0359/00F000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
First Class-Service
Varendonk 8, 9940 EvergemDemolition
since 20182.276.405.403
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44066D0359/00F000 Flanders 766 m² 1 · 182 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,680 companies in this sector we hold annual accounts for 2,305. 1,947 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded30-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
43310Plastering work
43331Floor and wall tiling
43990Other specialised construction activities
53200Other postal and courier activities
74130Interior design
82990Other business support services
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0696926192
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.