F-1
ActiveThe computed 12-month bankruptcy probability of F-1 is 4.3% (elevated). The 2025 annual accounts show equity of €29k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 4575 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency79▲+39
Growth80▲+27
Track record100
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.71 against 0.85 in 2024; short-term debt: 46.4% and cash: 44.1% of total assets), and 46.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.6%
Return on assets
41.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
31 d late
2022
31 d late
2021
156 d late
2020
520 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€73k▲ 84.9%
2024 · €40k
2022: €48k
2023: €45k
2024: €40k
2022 → 2025
EBIT margin
38.7%▼ 37.1pp
2024 · 75.8%
2022: 61.8%
2023: 1.0%
2024: 75.8%
2022 → 2025
Net result
€23k▼ 21.4%
2024 · €29k
2020: €-11k
2021: €-42k
2022: €29k
2023: €211
2024: €29k
2020 → 2025
Working capital
€18k
2024 · €-6k
2020: €-29k
2021: €-75k
2022: €-39k
2023: €-41k
2024: €-6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€48k€45k▼ 5.2%€40k▼ 11.9%€73k▲ 84.9%
Equity€-51k-€-22k▲ 56.5%€-22k▲ 0.9%€7k€29k▲ 340%
Operating result€-42k-€29k€462▼ 98.4%€30k▲ 6,410%€28k▼ 5.6%
Net result€-42k-€29k€211▼ 99.3%€29k▲ 13,527%€23k▼ 21.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€11k▼ 10.6%
Current assets
€43k▲ 33.7%
Equity and liabilities €55k
Equity
€29k▲ 340%
Debt
€25k▼ 33.9%
The debt ratio falls from 85.2% to 46.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €30k
Cash flow
€25k▼
2024 · €29k
Solvency
53.6%▲
2024 · 14.8%
Current ratio
1.71▲
2024 · 0.85
Quick ratio
1.71▲
2024 · 0.85
Debt / equity
0.87▼
2024 · 5.77
ROE
77.3%▼
2024 · 432.9%
ROA
41.4%▼
2024 · 64.0%
Interest coverage
203.22▲
2024 · 187.70
Debt
€25k▼
2024 · €38k
Debt ≤ 1 year
€25k▼
2024 · €38k
Income taxes
€6k▲
2024 · €1k
Staff costs
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€55k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€12k€11k▼
Furniture and vehicles24€12k€11k▼
Financial fixed assets28€434€434=
Current assets29/58€32k€43k▲
Amounts receivable within one year40/41€10k€19k▲
Trade receivables40€5k€13k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€23k€24k▲
Equity and liabilities
Total equity and liabilities10/49€45k€55k▲
Equity10/15€7k€29k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€5k€27k▲
Amounts payable17/49€38k€25k▼
Amounts payable within one year42/48€38k€25k▼
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€1k€7k▲
Remuneration and social security454/9€8k€2k▼
Other amounts payable47/48€23k€7k▼
Income statement
Code20242025
Turnover70€40k€73k▲
Non-recurring operating income76A€9k-
Goods, raw materials, services and sundry goods60/61€26k€47k▲
Remuneration, social security and pensions62€6k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€332€3k▲
Other operating charges640/8€347€6k▲
Non-recurring operating charges66A€16k-
Gross operating margin9900€53k€42k▼
Operating profit (loss)9901€30k€28k▼
Financial charges65/66B€162€152▼
Recurring financial charges65€162€152▼
Profit (loss) for the period before taxes9903€30k€28k▼
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€29k€23k▼
Profit (loss) for the period to be appropriated9905€29k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€27k▲
Profit (loss) brought forward from the previous period14P€-24k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.71
Current ratio from 0.85 to 1.71; short-term debt falls from €38k to €25k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 156 days late
02-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 520 days late
2022
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
2021
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goede Herderstraat 541140 EvereGround area
8,644 m²
Building footprint
824 m²
Volume, LiDAR
14,322 m³
2 parcels, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Ransfortstraat 96, 1080 Sint-Jans-Molenbeek
since 20192.294.859.949
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0199/00T007 | Brussels | 8,547 m² | 1 · 735 m² | 22.9 m · 7 fl. |
| 21522B0468/00Z013 | Brussels | 97 m² | 1 · 90 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENTREPRISE FLAS
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BI-LIMOUSINES
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ROYAL DRIVER
BE 1007.427.746
Sint-Gillis (bij-Brussel) · Eq €29k
"KING'S ENTREPRISE
BE 0689.600.120
Ternat · Eq €29k
CAMILLIA TRANSPORT
BE 1000.148.093
Dilbeek · Eq €29k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,973 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2019
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.