FCL ENGINEERING
ActiveFCL ENGINEERING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €22k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+58
Solvency62▲+35
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.94 in 2024), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
7.4%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
45 d early
2023
34 d early
2022
99 d early
2021
48 d early
2020
96 d early
2019
98 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 26.6%
2024 · €84k
2019: €48k
2020: €30k
2021: €34k
2022: €35k
2023: €77k
2024: €84k
2019 → 2025
Total assets
€301k▼ 22.9%
2024 · €391k
2019: €57k
2020: €85k
2021: €44k
2022: €45k
2023: €325k
2024: €391k
2019 → 2025
Net result
€22k▲ 213%
2024 · €7k
2019: €-6k
2020: €15k
2021: €4k
2022: €2k
2023: €41k
2024: €7k
2019 → 2025
Working capital
€32k
2024 · €-7k
2019: €45k
2020: €13k
2021: €21k
2022: €26k
2023: €724
2024: €-7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€35k▲ 4.5%€77k▲ 117%€84k▲ 9.3%€106k▲ 26.6%
Operating result€7k-€3k▼ 54.1%€-1k€22k€19k▼ 12.8%
Net result€4k-€2k▼ 61.1%€41k▲ 2,611%€7k▼ 82.8%€22k▲ 213%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€165k▼ 41.1%
Current assets
€136k▲ 23.2%
Equity and liabilities €301k
Equity
€106k▲ 26.6%
Debt
€195k▼ 36.4%
The debt ratio falls from 78.6% to 64.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€57k▲
2024 · €44k
Cash flow
€61k▲
2024 · €29k
Solvency
35.2%▲
2024 · 21.4%
Current ratio
1.31▲
2024 · 0.94
Quick ratio
1.31▲
2024 · 0.94
Debt / equity
1.84▼
2024 · 3.67
ROE
21.0%▲
2024 · 8.5%
ROA
7.4%▲
2024 · 1.8%
Interest coverage
7.13▲
2024 · 3.44
Debt
€195k▼
2024 · €307k
Debt ≤ 1 year
€104k▼
2024 · €117k
Debt > 1 year
€92k▼
2024 · €190k
Income taxes
€6k▲
2024 · €2k
Staff costs
€168k▲
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€391k€301k▼
Fixed assets21/28€281k€165k▼
Tangible fixed assets22/27€281k€165k▼
Land and buildings22€233k€127k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€45k€34k▼
Financial fixed assets28€121€121=
Current assets29/58€110k€136k▲
Amounts receivable within one year40/41€106k€45k▼
Trade receivables40€104k€41k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€1k€88k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€391k€301k▼
Equity10/15€84k€106k▲
Contributions10/11€14k€14k=
Reserves13€67k€89k▲
Distributable reserves133€67k€89k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€307k€195k▼
Amounts payable after more than one year17€190k€92k▼
Financial debts170/4€190k€92k▼
Amounts payable within one year42/48€117k€104k▼
Current portion of amounts payable after more than one year42€6k€8k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€37k€25k▼
Taxes450/3€15k€7k▼
Remuneration and social security454/9€21k€18k▼
Other amounts payable47/48€67k€70k▲
Income statement
Code20242025
Remuneration, social security and pensions62€106k€168k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€38k▲
Other operating charges640/8€4k€13k▲
Gross operating margin9900€154k€238k▲
Operating profit (loss)9901€22k€19k▼
Financial income75/76B€0€18k▲
Recurring financial income75€0€18k▲
Financial charges65/66B€13k€8k▼
Recurring financial charges65€13k€8k▼
Profit (loss) for the period before taxes9903€9k€28k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€7k€22k▲
Profit (loss) for the period to be appropriated9905€7k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€25k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€0-
Transfer to equity691/2€7k€22k▲
To the legal reserve6920€0-
To other reserves6921€7k€22k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €100kEq €106k ▲26.6%
6 profitable years in a row build equity to €106k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €41k ▲2611%
Net result €41k, the highest in the series.
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.99
Current ratio from 1.23 to 2.99; short-term debt falls from €55k to €10k.
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Haute Hourdenge 41460 IttreGround area
1,462 m²
Building footprint
102 m²
Volume, LiDAR
629 m³
Parcel 25044D0115/00W000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Haute Hourdenge 4, 1460 Ittre
since 20082.170.874.945
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044D0115/00W000 | Wallonia | 1,462 m² | 1 · 102 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAVERNA
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Ing-CT
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IPECO
BE 0677.879.550
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ZENGA
BE 0479.635.603
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IGIS-TECH
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Of 11,503 companies in sector 71121 we hold annual accounts for 6,523. 5,201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2008
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.