ZENGA
ActiveZENGA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €39k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 1986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+44
Solvency91▼-9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 4.14 in 2024; short-term debt: 34.3% and cash: 54.7% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
24.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-01-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 d early
2024
57 d early
2023
261 d late
2022
38 d early
2021
46 d early
2020
30 d early
2019
140 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€106k▲ 3.9%
2024 · €102k
2018: €87k
2019: €89k
2020: €101k
2021: €105k
2022: €111k
2023: €104k
2024: €102k
2018 → 2025
Total assets
€161k▲ 22.5%
2024 · €132k
2018: €171k
2019: €182k
2020: €170k
2021: €179k
2022: €194k
2023: €150k
2024: €132k
2018 → 2025
Net result
€39k
2024 · €-2k
2018: €28k
2019: €52k
2020: €52k
2021: €54k
2022: €56k
2023: €-7k
2024: €-2k
2018 → 2025
Working capital
€99k▲ 5.8%
2024 · €93k
2018: €82k
2019: €92k
2020: €85k
2021: €86k
2022: €96k
2023: €93k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€111k▲ 5.7%€104k▼ 6.5%€102k▼ 1.7%€106k▲ 3.9%
Operating result€72k-€80k▲ 10.6%€-2k€4k€58k▲ 1,290%
Net result€54k-€56k▲ 3.6%€-7k€-2k▲ 75.0%€39k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,290% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€7k▼ 16.4%
Current assets
€154k▲ 25.2%
Equity and liabilities €161k
Equity
€106k▲ 3.9%
Debt
€55k▲ 86.1%
The debt ratio rises from 22.6% to 34.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €7k
Cash flow
€41k▲
2024 · €575
Solvency
65.7%▼
2024 · 77.4%
Current ratio
2.79▼
2024 · 4.14
Quick ratio
2.79▼
2024 · 4.14
Debt / equity
0.52▲
2024 · 0.29
ROE
36.7%▲
2024 · -1.8%
ROA
24.1%▲
2024 · -1.4%
Interest coverage
20.92▲
2024 · 4.54
Debt
€55k▲
2024 · €30k
Debt ≤ 1 year
€55k▲
2024 · €30k
Income taxes
€16k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€161k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Land and buildings22€8k€6k▼
Furniture and vehicles24€523€1k▲
Current assets29/58€123k€154k▲
Amounts receivable within one year40/41€60k€54k▼
Trade receivables40€56k€53k▼
Other amounts receivable41€4k€1k▼
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€51k€88k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€132k€161k▲
Equity10/15€102k€106k▲
Contributions10/11€19k€19k=
Reserves13€83k€87k▲
Distributable reserves133€83k€87k▲
Amounts payable17/49€30k€55k▲
Amounts payable within one year42/48€30k€55k▲
Trade debts44€26k€17k▼
Suppliers440/4€26k€17k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€20€35k▲
Accrued charges and deferred income492/3-€60
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€59k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€67k€62k▼
Operating profit (loss)9901€4k€58k▲
Financial income75/76B€5€5▲
Recurring financial income75€5€5▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€3k€55k▲
Income taxes67/77€5k€16k▲
Profit (loss) for the period9904€-2k€39k▲
Profit (loss) for the period to be appropriated9905€-2k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€39k▲
Transfer from equity791/2€2k€35k▲
Transfer to equity691/2-€39k
To other reserves6921-€39k
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
16-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 261 days late
2023
30-09
Financial
Weakest financial yearnet €-7k ▼113%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €56k ▲3.6%
Net result €56k, the highest in the series.
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €101k ▲13.1%
3 profitable years in a row build equity to €101k.
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekhoek 412440 GeelGround area
1,511 m²
Building footprint
328 m²
Volume, LiDAR
1,747 m³
Parcel 13372A0391/00G002, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZENGA
since 20032.126.559.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13372A0391/00G002 | Flanders | 1,511 m² | 1 · 328 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,305 EUR awarded · 2,305 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 512 EUR | 512 EUR |
| 2024 | 1 | 426 EUR | 426 EUR |
| 2023 | 1 | 482 EUR | 482 EUR |
| 2022 | 1 | 885 EUR | 885 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,555. 5,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2003
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.