Summary
FCIB is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €310,971 and a net result of €99,265. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 40% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 22-12-2000 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
- Establishment unit
- 2.098.065.458 7520 Tournai, since 14-05-2001
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €99,265
- ▲ 4.9%
- Equity
- €310,971
- ▲ 46.9%
- Total assets
- €813,749
- ▲ 2.1%
- Employees on 31-12-2025
- 4
- =
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €310,971
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 days early
2024
97 days early
2023
93 days early
2022
111 days early
2021
88 days early
2020
116 days early
2019
108 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 97 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 26-05-2026 PDF all 25 filings
Equity
€310,971▲ 46.9%
2024 · €211,706
Net result
€99,265▲ 4.9%
2024 · €94,661
Total assets
€813,749▲ 2.1%
2024 · €796,736
Solvency
38.2%▲ 11.6pp
2024 · 26.6%
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€145,358
▲ 0.8%
2025
20182025
Net result
€99,265
▲ 4.9%
2025
highest quarter of the sector
20182025
Equity
€310,971
▲ 46.9%
2025
middle half of the sector
20182025
Total assets
€813,749
▲ 2.1%
2025
highest quarter of the sector
20182025
Debt
€502,778
▼ 14.1%
2025
20182025
Working capital
-€257,261
▲ 16.3%
2025
lowest quarter of the sector
20182025
Solvency
38.2%
▲ 11.6pp
2025
middle half of the sector
20182025
Current ratio
0.47
▲ 0.08
2025
lowest quarter of the sector
20182025
Return on assets (ROA)
12.2%
▲ 0.3pp
2025
middle half of the sector
20182025
Staff (FTE)
3.8
=
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.06m-€0.03m▼ 51.8%€0.02m▼ 44.3%€0.004m▼ 76.4%€0.05m▲ 12×€0.1m▲ 140%€0.1m▲ 30.5%€0.1m▲ 0.8%
Net result€0.03m-€0.002m▼ 91.4%-€0.007mbelow the sector's middle half-€0.01mbelow the sector's middle half▼ 127%€0.02mwithin the sector's middle half€0.07mabove the sector's middle half▲ 241%€0.09mabove the sector's middle half▲ 36.6%€0.1mabove the sector's middle half▲ 4.9%
Equity€0.05m-€0.05m▲ 4.8%€0.04mwithin the sector's middle half▼ 13.4%€0.03mbelow the sector's middle half▼ 35.3%€0.05mwithin the sector's middle half▲ 74.0%€0.1mwithin the sector's middle half▲ 145%€0.2mwithin the sector's middle half▲ 80.9%€0.3mwithin the sector's middle half▲ 46.9%
Total assets€1.0m-€1.0m▼ 6.9%€0.8mabove the sector's middle half▼ 13.0%€0.8mabove the sector's middle half▼ 10.5%€0.7mabove the sector's middle half▼ 8.0%€0.8mabove the sector's middle half▲ 10.2%€0.8mabove the sector's middle half▲ 3.4%€0.8mabove the sector's middle half▲ 2.1%
Debt€1.0m-€0.9m▼ 7.5%€0.8m▼ 12.9%€0.7m▼ 9.2%€0.7m▼ 11.1%€0.7m▲ 0.3%€0.6m▼ 10.5%€0.5m▼ 14.1%
Working capital-€0.2m--€0.2m▼ 1.6%-€0.2mbelow the sector's middle half▼ 15.3%-€0.3mbelow the sector's middle half▼ 31.9%-€0.3mbelow the sector's middle half▼ 6.9%-€0.4mbelow the sector's middle half▼ 22.7%-€0.3mbelow the sector's middle half▲ 12.9%-€0.3mbelow the sector's middle half▲ 16.3%
Solvency4.5%-5.0%▲ 0.6pp5.0%below the sector's middle half=3.6%below the sector's middle half▼ 1.4pp6.8%below the sector's middle half▲ 3.2pp15.2%below the sector's middle half▲ 8.4pp26.6%within the sector's middle half▲ 11.4pp38.2%within the sector's middle half▲ 11.6pp
Current ratio0.62-0.62=0.53below the sector's middle half▼ 0.090.39below the sector's middle half▼ 0.140.35below the sector's middle half▼ 0.040.27below the sector's middle half▼ 0.080.39below the sector's middle half▲ 0.120.47below the sector's middle half▲ 0.08
Return on assets (ROA)2.5%-0.2%▼ 2.2pp-0.8%below the sector's middle half▼ 1.0pp-2.0%below the sector's middle half▼ 1.2pp2.9%within the sector's middle half▲ 4.9pp9.0%within the sector's middle half▲ 6.1pp11.9%within the sector's middle half▲ 2.9pp12.2%within the sector's middle half▲ 0.3pp
Staff (FTE)4.8-4.8=5.1above the sector's middle half▲ 6.3%5.7▲ 11.8%5.2▼ 8.8%3.9▼ 25.0%3.8▼ 2.6%3.8=
above
within
below
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 1% higher than in 2024 and the highest since 2021. It is the fourth rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €813,749
Fixed assets
€584,493 ▼ 2.8%
Current assets
€229,256 ▲ 17.2%
Equity and liabilities €813,749
Equity
€310,971 ▲ 46.9%
Debt
€502,778 ▼ 14.1%
Debt's share of the balance-sheet total falls from 73.4% to 61.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
31.9%▼
2024 · 44.7%
Debt ≤ 1 year
€486,517▼
2024 · €502,743
Debt > 1 year
€16,262▼
2024 · €74,658
Income taxes
€42,185▲
2024 · €41,188
Staff costs
€226,701▼
2024 · €233,510
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 7 | 5 | 4 | 4 | 4 |
| full-time | 4 | 3 | 3 | 3 | 3 |
| part-time | 3 | 2 | 1 | 1 | 1 |
| in full-time equivalents | 5.7 | 4.2 | 3.8 | 3.8 | 3.8 |
| Average over the year, in full-time equivalents | 5.7 | 5.2 | 3.9 | 3.8 | 3.8 |
| On a permanent contract | 7 | 5 | 4 | 4 | 4 |
| Joined | 1 | 0 | 1 | - | - |
| Left | 0 | 2 | 2 | - | - |
| Training hours | - | 7 | 35 | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 |
| Carrying value of the mortgaged assets | €524,771 | €507,781 | €490,791 | €473,801 | €457,483 |
| Pledge on the business | €600,000 | €600,000 | €600,000 | €600,000 | €600,000 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €18,419 | €6,822 | €38,343 | - | €24,351 |
| Intangible fixed assets | - | - | €93,747 | - | - |
| Financial fixed assets | €4 | €4 | €17 | €25 | €30 |
| Depreciation and write-downs of the year | €50,332 | €47,827 | €35,879 | €41,410 | €41,068 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €236,761 | €219,720 | €216,547 | €233,510 | €226,701 | ▼ 2.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,321 | €80,014 | €79,346 | €50,332 | €47,827 | €35,879 | €41,410 | €41,068 | ▼ 0.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€880 | €0 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €5,483 | €4,866 | €7,764 | €5,491 | €5,728 | ▲ 4.3% |
| Gross operating margin9900 | €350,568 | €328,364 | €314,321 | €295,593 | €318,416 | €370,645 | €424,586 | €418,856 | ▼ 1.3% |
| Operating profit (loss)9901 | €61,628 | €29,693 | €16,530 | €3,897 | €46,003 | €110,456 | €144,175 | €145,358 | ▲ 0.8% |
| Financial income75/76B | - | - | - | €434 | €292 | €308 | €1,032 | €1,645 | ▲ 59.3% |
| Recurring financial income75 | €825 | €712 | €593 | €434 | €292 | €308 | €1,032 | €1,645 | ▲ 59.3% |
| Financial charges65/66B | - | - | - | €17,182 | €13,955 | €11,783 | €9,358 | €5,552 | ▼ 40.7% |
| Recurring financial charges65 | €25,874 | €23,267 | €20,267 | €17,182 | €13,955 | €11,783 | €9,358 | €5,552 | ▼ 40.7% |
| Profit (loss) for the period before taxes9903 | €36,579 | €7,138 | -€3,144 | -€12,850 | €32,340 | €98,981 | €135,850 | €141,450 | ▲ 4.1% |
| Income taxes67/77 | €10,871 | €4,915 | €3,442 | €2,129 | €12,039 | €29,668 | €41,188 | €42,185 | ▲ 2.4% |
| Profit (loss) for the period9904 | €25,709 | €2,223 | -€6,586 | -€14,980 | €20,301 | €69,313 | €94,661 | €99,265 | ▲ 4.9% |
| Profit (loss) for the period to be appropriated9905 | €25,709 | €2,223 | -€6,586 | -€14,980 | €20,301 | €69,313 | €94,661 | €99,265 | ▲ 4.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.0m | €1.0m | €0.8m | €0.8m | €0.7m | €0.8m | €0.8m | €0.8m | ▲ 2.1% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €0.8m | €0.7m | €0.6m | €0.6m | €0.5m | €0.6m | €0.6m | €0.6m | ▼ 2.8% |
| Intangible fixed assets21 | €0.001m | €0 | - | - | - | €0.08m | €0.07m | €0.06m | ▼ 13.4% |
| Tangible fixed assets22/27 | €0.8m | €0.7m | €0.6m | €0.6m | €0.5m | €0.6m | €0.5m | €0.5m | ▼ 1.3% |
| Land and buildings22 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 3.4% |
| Plant, machinery and equipment23 | - | - | - | €0.008m | €0.01m | €0.008m | €0.005m | €0.02m | ▲ 449% |
| Furniture and vehicles24 | - | - | - | €0.04m | €0.008m | €0.06m | €0.04m | €0.03m | ▼ 24.4% |
| Assets under construction and advance payments27 | - | - | - | €0.02m | €0.02m | €0 | - | - | - |
| Financial fixed assets28 | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | €0.004m | ▲ 0.7% |
| Current assets29/58 | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | €0.1m | €0.2m | €0.2m | ▲ 17.2% |
| Amounts receivable after more than one year29 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Other amounts receivable291 | - | - | - | €0.005m | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.1m | €0.1m | €0.08m | €0.08m | €0.07m | €0.08m | €0.07m | €0.07m | ▼ 4.8% |
| Trade receivables40 | - | - | - | €0.07m | €0.06m | €0.08m | €0.07m | €0.06m | ▼ 5.3% |
| Other amounts receivable41 | - | - | - | €0.005m | €0.004m | €0.004m | €0.005m | €0.005m | ▲ 2.0% |
| Current investments50/53 | €0 | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.1m | €0.09m | €0.07m | €0.04m | €0.1m | €0.2m | ▲ 27.5% |
| Deferred charges and accrued income490/1 | - | - | - | €0.003m | €0.004m | €0.002m | €0.001m | €0.005m | ▲ 610% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.0m | €1.0m | €0.8m | €0.8m | €0.7m | €0.8m | €0.8m | €0.8m | ▲ 2.1% |
| Equity10/15 | €0.05m | €0.05m | €0.04m | €0.03m | €0.05m | €0.1m | €0.2m | €0.3m | ▲ 46.9% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.06m | €0.03m | €0.02m | €0.02m | €0.03m | €0.1m | €0.2m | €0.3m | ▲ 51.4% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Distributable reserves133 | - | - | - | €0 | €0.006m | €0.08m | €0.2m | €0.3m | ▲ 57.7% |
| Profit (loss) carried forward14 | -€0.03m | €0 | - | -€0.01m | €0 | - | - | - | - |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €1.0m | €0.9m | €0.8m | €0.7m | €0.7m | €0.7m | €0.6m | €0.5m | ▼ 14.1% |
| Amounts payable after more than one year17 | €0.5m | €0.5m | €0.4m | €0.3m | €0.2m | €0.2m | €0.07m | €0.02m | ▼ 78.2% |
| Financial debts170/4 | - | - | - | €0.3m | €0.2m | €0.2m | €0.07m | €0.02m | ▼ 78.2% |
| Amounts payable within one year42/48 | €0.5m | €0.5m | €0.4m | €0.4m | €0.4m | €0.5m | €0.5m | €0.5m | ▼ 3.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.09m | €0.08m | €0.09m | €0.09m | €0.06m | ▼ 34.8% |
| Trade debts44 | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | ▲ 2.0% |
| Suppliers440/4 | - | - | - | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | ▲ 2.0% |
| Taxes, remuneration and social security45 | - | - | - | €0.03m | €0.03m | €0.05m | €0.04m | €0.05m | ▲ 19.6% |
| Taxes450/3 | - | - | - | - | €0.008m | €0.02m | €0.009m | €0.02m | ▲ 87.9% |
| Remuneration and social security454/9 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | ▼ 1.5% |
| Accrued charges and deferred income492/3 | - | - | - | €0.007m | €0.007m | €0.009m | €0.008m | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,709 | €2,223 | -€6,586 | -€14,980 | €20,301 | €69,313 | €94,661 | €99,265 | ▲ 4.9% |
| + Depreciation and write-downs630 | €80,321 | €80,014 | €79,346 | €50,332 | €47,827 | €35,879 | €41,410 | €41,068 | ▼ 0.8% |
| Operating cash flow (approximation) | €106,029 | €82,237 | €72,760 | €35,352 | €68,128 | €105,191 | €136,071 | €140,333 | ▲ 3.1% |
| Investment in fixed assets (approximation) | - | -€1,786 | -€15,635 | -€18,423 | -€6,826 | -€132,107 | -€25 | -€24,381 | ▼ 99,051% |
| Change in cash | - | €4,465 | -€22,615 | -€51,138 | -€11,734 | -€32,901 | €76,539 | €32,461 | ▼ 57.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 26-05-2026 | 2026-00119943 | |
| 31-12-2024 | micro format | 25-04-2025 | 2025-00075267 | |
| 31-12-2023 | micro format | 29-04-2024 | 2024-00072526 | |
| 31-12-2022 | micro format | 11-04-2023 | 2023-00056334 | |
| 31-12-2021 | micro format | 04-05-2022 | 2022-20019450 | |
| 31-12-2020 | micro format | 06-04-2021 | 2021-09600566 | |
| 31-12-2019 | micro format | 14-04-2020 | 2020-09000548 | |
| 31-12-2018 | micro format | 17-07-2019 | 2019-34100409 | |
| 31-12-2017 | micro format | 09-05-2018 | 2018-12400430 | |
| 31-12-2016 | micro format | 15-06-2017 | 2017-17800004 |
Board & ownership
Directors
Directors
2 directors, no change since 2026
Frédéric CLAEYSSENS
Current
Director (not named in the articles) · appointed in the act of 13-07-2023 · earlier manager, until 13-07-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 26-05-2026
Victor Claeyssens
Current
Director · appointed in the act of 13-07-2023 · term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 12 - Administration A/ Nomination La société est administrée par un ou plusieurs administrateurs, personnes physiques ou morales…”
deed of 13-07-2023Owners and capital
Capital transactions
Capital over time
- 13-07-2023 Converted to unavailable equity
Mandate history
2 people, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Frédéric CLAEYSSENS |
|
| Victor Claeyssens |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, 12”
Articles of association, deed of 13-07-2023 (in French)
Network & group
FCIB shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of FCIB. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
05-06
Gazette deed
Appointment: Victor Claeyssens (director)7 points ▸
Gazette deed
Appointment: Victor Claeyssens (director)
7 points ▸
- General meeting, 30-03-2026
- Director appointment, Victor Claeyssens (director)
- Board composition, Frédéric Claeyssens (director)
- Board composition, Victor Claeyssens (director)
- Board composition, “administrateur”, 30-03-2026 (deed in French)
- Director in office, Frédéric Claeyssens (director)
- Director in office, Victor Claeyssens (director)
26-05
micro format · 66 days before the deadline
2025
31-12
Financial
Highest result from 2018 to 2025net €99,265 ▲4.9%
The operating result of €145,358 and the net result of €99,265 are both a record.
25-04
micro format · 97 days before the deadline
2024
31-12
Financial
Equity above €200,000equity €211,706 ▲80.9%
After 3 profitable years in a row, equity reaches €211,706.
29-04
micro format · 93 days before the deadline
2023
31-12
Financial
Equity above €100,000equity €117,044 ▲145%
After 2 profitable years in a row, equity reaches €117,044.
13-07
Gazette deed
Change of role: Frédéric CLAEYSSENS, from manager to directorAppointment: Victor CLAEYSSENS (alternate director) · Amendment of the articles · Legal form clause11 points ▸
Gazette deed
Change of role: Frédéric CLAEYSSENS, from manager to director
Appointment: Victor CLAEYSSENS (alternate director) · Amendment of the articles · Legal form clause11 points ▸
- General meeting, 07-07-2023
- Amendment of the articles, mentioned 3 times in the deed
- Legal form clause, “société à responsabilité limitée” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Registered office clause, “Le siège est établi en Région wallonne.” (deed in French)
- Capital
- Director resignation, Frédéric CLAEYSSENS (manager)
- Director appointment, Frédéric CLAEYSSENS (director (not named in the articles))
- Director discharge, Frédéric CLAEYSSENS
- Director appointment, Victor CLAEYSSENS (alternate director)
- Registered office clause, “adoptée à l'unanimité, 7520 Tournai (Templeuve), rue de Tournai”, 32 (deed in French)
11-04
micro format · 111 days before the deadline
2022
31-12
Financial
Back to profitnet €20,301
The net result is €20,301, after 2 loss-making years.
04-05
micro format · 88 days before the deadline
2021
31-12
Financial
Weakest financial yearnet -€14,980
The net result drops to -€14,980, the lowest from 2018 to 2025. It recovers the following year.
Show earlier events
06-04
micro format · 116 days before the deadline
2020
14-04
micro format · 108 days before the deadline
2019
17-07
micro format · 14 days before the deadline
2018
09-05
micro format · 83 days before the deadline
2017
15-06
micro format · 46 days before the deadline
2001
04-01
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
FCIB in French
Enterprise number
0473.606.062
Legal form
Private limited company
Status
Active, normale toestand
Founded
22-12-2000
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-07-2023 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, 3”
deed of 13-07-2023 (in French)Registered office and establishments
Registered office
Rue de Tournai(TEM) 32, 7520 Tournai, Belgium
Establishment unit
Rue de Tournai(TEM) 32, 7520 Tournai since 14-05-2001 · unit number 2.098.065.458
Activities
NACEBEL 202566220
Insurance agents and brokers main activity
Codes under NACEBEL 2008
66220
Activities auxiliary to financial services and insurance activities main activity
Codes under NACEBEL 2003
67201
main activity
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen annual accounts 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 13-07-2023 (in French)
“L’accomplissement de toutes prestations de services administratifs au sens large,au profit des particuliers,des commerçants,des titulaires…”
4 activities
- L’accomplissement de toutes prestations de services administratifs au sens large,au profit des particuliers,des commerçants,des titulaires de professions libérales et des sociétés civiles ou commerciales.
- Le courtage en assurances,la gestion de portefeuille d’assurance ainsi que la fonction d’intermédiaire en matière de prêts et placements,et d’affaires immobilières.
- Toutes opérations commerciales,industrielles,financières,mobilières ou immobilières se rapportant directement ou indirectement à son objet social ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement,la réalisation.
- S’intéresser,par voie d’apport,de fusion,de scission,de participation,de souscription et par tout autre moyen,dans toutes sociétés,entreprises ou associations ayant un objet similaires ou connexe au sien,ou de nature à favoriser la réalisation de son objet,à lui procurer des matières premières ou faciliter l’écoulement de ses produits et services.
Invoicing and payment
VAT number
BE 0473.606.062
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“Article 15 - Assemblées générales L'assemblée générale annuelle se réunit chaque année le TRENTE MARS de chaque année à QUATORZE HEURES. Si…”
deed of 13-07-2023 (in French)Sites & property
Location
Buildings and parcels at the address
Ground area
275 m²
Building footprint
276 m²
Building volume
2,499 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 57078D1062/00B009 | Wallonia | 275 m² | 1 · 276 m² | 11.3 m · 3 |