FC&V

Active

Private limited companyfounded 1998active for 28 yearsBevel-Dorp 140, 2560 Nijlen, BelgiumKBO/BCE: BE 0463.422.745

Summary

FC&V has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,925 and a net result of -€17,689. Equity is shrinking by about 15% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 48% of 16,816 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

FC&VActiveChecked score 63/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111

5th oldest company in Nijlen, Accommodation and food service sector1 site

Size

€172,894total assets 2025

Equity: €47,925
Loss: -€17,689

Turnover not published (abbreviated or micro format)

Financial health

63 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

VAN MENSEL FrederickDirector

Accounts filed 27 days late2 of 7 deeds read

Why 63raises riskSector: Food and beverage service activities (NACE 56)Loss of €17,689, the second in a row (financial year 2025)Liquidity: current ratio 0.10, cash €9,290, halvedlowers riskFounded in 1998Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 34% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 53+1

equity 27.7% of total assets

Liquidity 30-11

short-term debt 52.2% · cash 5.4%

Profitability 56+1

return on assets -10.2%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)

Last 24 months 11-2024: 8.9% 12-2024: 8.9%● unchanged vs 11-2024 01-2025: 8.9%● unchanged vs 12-2024 02-2025: 8.9%● unchanged vs 01-2025 03-2025: 8.9%● unchanged vs 02-2025 04-2025: 9.0%▲ +0.1 percentage points vs 03-2025 05-2025: 8.9%▼ -0.1 percentage points vs 04-2025 06-2025: 8.7%▼ -0.2 percentage points vs 05-2025 07-2025: 8.8%▲ +0.1 percentage points vs 06-2025 08-2025: 9.5%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 4.7%▼ -4.8 percentage points vs 08-2025 10-2025: 4.7%● unchanged vs 09-2025 11-2025: 4.7%● unchanged vs 10-2025 12-2025: 4.7%● unchanged vs 11-2025 01-2026: 2.0%▼ -2.7 percentage points vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.2 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.5%▲ +0.2 percentage points vs 06-2026 08-2026: 3.1%▲ +0.6 percentage points vs 07-2026 09-2026: 2.6%▼ -0.5 percentage points vs 08-2026 10-2026: 1.4%▼ -1.2 percentage points vs 09-2026lowest value

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.1, compared with 0.23 in 2024, below 1; short-term debt: 52.2% and cash: 5.4% of total assets), and 72.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 49% on solvency, 25% on liquidity, 39% on profitability and 22% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Loss of €17,689, the second in a row (financial year 2025)

NBB · annual accounts

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.10, cash €9,290, halved

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€17,689

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

27 days late

2024

1 day early

2023

27 days late

2022

29 days late

2021

31 days late

2020

30 days late

2019

91 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-08-2026 Annual accounts filedfinancial year 2025 · micro…
30-07-2025 Annual accounts filedfinancial year 2024 · micro…
17-10-2024 Resignation: Van Den Eynde Marianne (director)Registered-office move

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€17,689 View
Caution: Among the weakest 14% on net resultsector median €4,889 · 16,794 companies -€17,689 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €172,894
Loss: -€17,689
Solvency: 27.7%

Go to Financials

Board & ownership

Board: 1 member

VAN MENSEL FrederickDirector

Go to Board & ownership

Timeline

Events: 32
Since: 2000
Next accounts: by 31-07-2027

27-08-2024Annual accounts filed
31-12-2023Weakest financial year
27-12-2023Resignation: VAN MENSEL Frederick (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Full-service restaurantsNACE 56111
Founded: 22-05-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 17

Who signs: Each director alone
Annual meeting: Second Monday of May at 19:00
Purpose: “De uitbating van frituur,restaurant,koffiehuis,taverne,traiteurdienst,aan- en verkoop…” (deed in Dutch)

Go to Articles of association

Key facts about FC&V

What is the company number of FC&V?: 0463.422.745. In Belgium the VAT number is the company number with BE in front: BE 0463.422.745.
Where is FC&V based?: The registered office is at Bevel-Dorp 140, 2560 Nijlen.Company details
What does FC&V do?: According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of FC&V?: Private limited company (BV).
When was FC&V founded?: On 22-05-1998.
Is FC&V still active?: Yes, FC&V is an active enterprise in the KBO register.
How many employees does FC&V have?: On average 1.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of FC&V?: €508,810 in financial year 2020, according to the filed annual accounts.
Is FC&V profitable?: In financial year 2025, FC&V made a loss of €17,689.
Where can I find the annual accounts of FC&V?: FC&V filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FC&V due?: By 31-07-2027, for financial year 2026.Timeline