KEFKI
ActiveThe computed 12-month bankruptcy probability of KEFKI is 4.7% (elevated). The 2024 annual accounts show equity of €38k and a net result of €-577. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 18942 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▼-7
Solvency44▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.92 against 0.73 in 2023; short-term debt: 46.5% and cash: 18.3% of total assets), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.8%
Return on assets
-0.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
26 d late
2022
24 d late
2021
5 d late
2020
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€38k▼ 1.5%
2023 · €38k
2020: €9k
2021: €111
2022: €26k
2023: €38k
2020 → 2024
Total assets
€201k▼ 12.1%
2023 · €228k
2020: €39k
2021: €170k
2022: €242k
2023: €228k
2020 → 2024
Net result
€-577
2023 · €12k
2020: €4k
2021: €-9k
2022: €26k
2023: €12k
2020 → 2024
Working capital
€-8k▲ 73.1%
2023 · €-28k
2020: €-6k
2021: €-3k
2022: €-32k
2023: €-28k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€111▼ 98.8%€26k▲ 23,838%€38k▲ 44.4%€38k▼ 1.5%
Operating result€6k-€-7k€29k€20k▼ 32.1%€624▼ 96.8%
Net result€4k-€-9k€26k€12k▼ 55.4%€-577
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 97% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €201k
Fixed assets
€115k▼ 23.9%
Current assets
€86k▲ 11.1%
Equity and liabilities €201k
Equity
€38k▼ 1.5%
Debt
€163k▼ 14.2%
The debt ratio falls from 83.2% to 81.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€40k▼
2023 · €55k
Cash flow
€39k▼
2023 · €47k
Solvency
18.8%▲
2023 · 16.8%
Current ratio
0.92▲
2023 · 0.73
Quick ratio
0.49▲
2023 · 0.36
Debt / equity
4.33▼
2023 · 4.97
ROE
-1.5%▼
2023 · 30.7%
ROA
-0.3%▼
2023 · 5.1%
Interest coverage
10.95▼
2023 · 20.53
Debt
€163k▼
2023 · €190k
Debt ≤ 1 year
€93k▼
2023 · €105k
Debt > 1 year
€70k▼
2023 · €85k
Income taxes
€3k▼
2023 · €5k
Staff costs
€30k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€228k€201k▼
Fixed assets21/28€151k€115k▼
Tangible fixed assets22/27€151k€115k▼
Land and buildings22€90k€70k▼
Plant, machinery and equipment23€35k€28k▼
Furniture and vehicles24€26k€17k▼
Current assets29/58€77k€86k▲
Stocks and contracts in progress3€39k€40k▲
Stocks30/36€39k€40k▲
Amounts receivable within one year40/41€2k€9k▲
Trade receivables40€2k€9k▲
Cash at bank and in hand54/58€36k€37k▲
Equity and liabilities
Total equity and liabilities10/49€228k€201k▼
Equity10/15€38k€38k▼
Contributions10/11€2k€2k=
Reserves13€36k€36k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€33k€33k▼
Amounts payable17/49€190k€163k▼
Amounts payable after more than one year17€85k€70k▼
Financial debts170/4€85k€70k▼
Amounts payable within one year42/48€105k€93k▼
Current portion of amounts payable after more than one year42€22k€15k▼
Trade debts44€41k€45k▲
Suppliers440/4€41k€45k▲
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€11k€14k▲
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€29k€14k▼
Income statement
Code20232024
Remuneration, social security and pensions62€20k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€39k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€79k€72k▼
Operating profit (loss)9901€20k€624▼
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€17k€2k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€12k€-577▼
Profit (loss) for the period to be appropriated9905€12k€-577▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-577▼
Transfer from equity791/2-€577
Transfer to equity691/2€12k-
To other reserves6921€12k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Weakest financial yearnet €-9k ▼315%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wiekevorst-Dorp(WIE) 422222 Heist-op-den-BergGround area
201 m²
Building footprint
98 m²
Volume, LiDAR
985 m³
Parcel 12039A0546/00W003, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KEFKI
since 20202.298.408.367
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039A0546/00W003 | Flanders | 201 m² | 1 · 98 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.298.408.367
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@bistrobaptist.be