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FC SACHEL

Active
Private limited companyfounded 201610 yrs activeRue de la Cascade (H.) 6, 7022 Mons, BelgiumKBO/BCE: BE 0649.782.214
Summary

FC SACHEL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €483,758 and a net result of €18,279. Equity is growing by ~13.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Activity not known1 site
Size
€1.3mtotal assets 2025
Equity
€483,758
Profit
€18,279
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Board
1 member
Accounts on time1 of 3 deeds read
Why 67- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 2 days late; 2 of the last 3 late+ Size: total assets €1.3m+ No main activity registeredShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 46% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 64+5
equity 38.6% of total assets
Liquidity 53+1
short-term debt 7.4% · cash 2.6%
Profitability 62-11
return on assets 1.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.2%▼ -30.7% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▼ -1.6% vs 02-2025 04-2025: 0.2%▲ +1.2% vs 03-2025 05-2025: 0.2%▼ -2.4% vs 04-2025 06-2025: 0.2%▼ -5.8% vs 05-2025 07-2025: 0.2%▲ +4.8% vs 06-2025 08-2025: 0.3%▲ +5.9% vs 07-2025 09-2025: 0.3%▲ +10.7% vs 08-2025 10-2025: 0.2%▼ -36.6% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +4.0% vs 03-2026 05-2026: 0.2%▲ +0.5% vs 04-2026 06-2026: 0.2%▼ -10.3% vs 05-2026lowest value 07-2026: 0.2%▲ +7.2% vs 06-2026 08-2026: 0.2%▲ +18.5% vs 07-2026 09-2026: 0.6%▲ +204% vs 08-2026 10-2026: 0.9%▲ +43.2% vs 09-2026highest value
  • Size: total assets €1.3m lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 2 days late; 2 of the last 3 late raises the probability
  • No main activity registered lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 2.26 in 2024; short-term debt: 7.4% and cash: 2.6% of total assets), but 61.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 38%, liquidity 48%, profitability 41%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 2 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 30-09-2025, 0 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
on the day
2024
30 d late
2023
31 d late
2022
31 d late
2021
29 d late
2020
29 d early
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 17 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignations: MASSELUS François (director) and PHAM…Appointment: MASSELUS Elodie (director) ·…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet €18,279 ▼62.2%

Key points

  • Caution: Board changedlatest change 29-06-2026 · 1 in office 1 joined · 2 left View
  • Positive: 7 profitable years in a rowprofit 2025: €18,279 7 years View
  • Total assets 20256 fiscal years filed €1.3m View

By topic

Financials

Fiscal year
2025
Total assets
€1.3m
Profit
€18,279
Solvency
38.6%
Total assets▼ 8.5%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2017
  1. 07-08-2026Resignations: MASSELUS François (director) and PHAM Céline…
  2. 30-09-2025Annual accounts filed
  3. 28-02-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
09-03-2016
Year ends
28-02
Peppol
Not found in the Peppol directory
Go to Company details

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