FC CONCEPT
BankruptcySummary
The KBO register records for FC CONCEPT the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2024 annual accounts show negative equity (€-139k) and a net result of €-208k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-139k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
29 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€158k▼ 59.7%
2023 · €393k
EBIT margin
-54.9%▼ 61.4pp
2023 · 6.5%
Net result
€-208k
2023 · €232
Working capital
€-126k
2023 · €130k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€2k▼ 80.8%€3k▲ 38.2%€318k▲ 9,707%€393k▲ 23.4%€158k▼ 59.7%
Operating result€-9k€6k€50k▲ 717%€25k▼ 49.7%€-87k
Net result€-9k€4k€49k▲ 1,006%€232▼ 99.5%€-208k
EBIT margin-376.9%▼ 466.9pp190.2%▲ 567.1pp15.8%▼ 174.4pp6.5%▼ 9.4pp-54.9%▼ 61.4pp
Equity€-1k€19k€68k▲ 259%€69k▲ 0.3%€-139k
Total assets€2k▼ 85.8%€25k▲ 1,536%€226k▲ 801%€352k▲ 56.0%€165k▼ 53.0%
Debt€3k▼ 11.3%€6k▲ 101%€157k▲ 2,521%€283k▲ 80.2%€305k▲ 7.4%
Working capital€-1k€19k€97k▲ 409%€130k▲ 34.6%€-126k
Staff (FTE)0
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €87k after €25k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€55k ▼ 14.7%
Current assets
€110k ▼ 61.7%
Key figures and ratios
EBITDA
€-77k▼
2023 · €30k
Cash flow
€-198k▼
2023 · €5k
Solvency
-84.2%▼
2023 · 19.5%
Current ratio
0.47▼
2023 · 1.83
Debt to equity
-2.19▼
2023 · 4.13
ROA
-125.7%▼
2023 · 0.1%
Interest coverage
-20.56▼
2023 · 2.75
Debt ≤ 1 year
€236k▲
2023 · €157k
Debt > 1 year
€68k▼
2023 · €126k
Income taxes
€171▼
2023 · €14k
Staff costs
€92k▼
2023 · €212k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €2k | €3k | €318k | €393k | €158k | ▼ 59.7% |
| Non-recurring operating income76A | - | €0 | €322 | €7k | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €6k | €217k | €198k | €99k | ▼ 50.0% |
| Remuneration, social security and pensions62 | - | - | €55k | €212k | €92k | ▼ 56.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €3k | €5k | €10k | ▲ 108% |
| Other operating charges640/8 | - | - | €645 | €7k | €6k | ▼ 16.6% |
| Non-recurring operating charges66A | - | - | - | €1k | €58k | ▲ 4,080% |
| Gross operating margin9900 | €-8k | €6k | €108k | €250k | €79k | ▼ 68.4% |
| Operating profit (loss)9901 | €-9k | €6k | €50k | €25k | €-87k | ▼ 443% |
| Financial income75/76B | - | - | €1 | €0 | €295 | ▲ 590,240% |
| Recurring financial income75 | €10 | - | €1 | €0 | €295 | ▲ 590,240% |
| Financial charges65/66B | - | €28 | €1k | €11k | €121k | ▲ 999% |
| Recurring financial charges65 | €45 | €28 | €1k | €11k | €4k | ▼ 66.1% |
| Non-recurring financial charges66B | - | - | - | - | €117k | - |
| Profit (loss) for the period before taxes9903 | €-9k | €6k | €49k | €14k | €-208k | ▼ 1,546% |
| Income taxes67/77 | - | €2k | - | €14k | €171 | ▼ 98.8% |
| Profit (loss) for the period9904 | €-9k | €4k | €49k | €232 | €-208k | ▼ 89,534% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €4k | €49k | €232 | €-208k | ▼ 89,534% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2k | €25k | €226k | €352k | €165k | ▼ 53.0% |
| Fixed assets21/28 | - | - | €38k | €65k | €55k | ▼ 14.7% |
| Intangible fixed assets21 | - | - | €37k | €34k | €31k | ▼ 9.8% |
| Tangible fixed assets22/27 | - | - | €413 | €30k | €24k | ▼ 20.2% |
| Plant, machinery and equipment23 | - | - | - | - | €481 | - |
| Furniture and vehicles24 | - | - | €413 | €9k | €7k | ▼ 25.5% |
| Leasing and similar rights25 | - | - | - | €21k | €17k | ▼ 20.2% |
| Financial fixed assets28 | - | - | €300 | €300 | €300 | = |
| Current assets29/58 | €2k | €25k | €188k | €287k | €110k | ▼ 61.7% |
| Amounts receivable within one year40/41 | - | €25k | €163k | €276k | €100k | ▼ 63.7% |
| Trade receivables40 | - | €9k | €147k | €219k | €90k | ▼ 58.8% |
| Other amounts receivable41 | - | €16k | €16k | €57k | €10k | ▼ 82.4% |
| Cash at bank and in hand54/58 | €2k | - | €23k | €12k | €7k | ▼ 41.9% |
| Deferred charges and accrued income490/1 | - | - | €1k | €0 | €3k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2k | €25k | €226k | €352k | €165k | ▼ 53.0% |
| Equity10/15 | €-1k | €19k | €68k | €69k | €-139k | ▼ 303% |
| Contributions10/11 | €3k | €19k | €19k | €19k | €19k | = |
| Capital10 | - | €19k | €19k | - | - | - |
| Issued capital100 | - | €19k | €19k | - | - | - |
| Profit (loss) carried forward14 | €-4k | €498 | €50k | €50k | €-158k | ▼ 415% |
| Amounts payable17/49 | €3k | €6k | €157k | €283k | €305k | ▲ 7.4% |
| Amounts payable after more than one year17 | - | - | €67k | €126k | €68k | ▼ 46.1% |
| Other amounts payable178/9 | - | - | €67k | €126k | €68k | ▼ 46.1% |
| Amounts payable within one year42/48 | €3k | €6k | €91k | €157k | €236k | ▲ 50.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €12k | - | - |
| Financial debts43 | - | - | - | - | €60 | - |
| Credit institutions430/8 | - | - | - | - | €60 | - |
| Trade debts44 | - | - | €79k | €91k | €89k | ▼ 2.1% |
| Suppliers440/4 | - | - | €79k | €91k | €89k | ▼ 2.1% |
| Advances received on contracts in progress46 | - | - | €5k | €4k | - | - |
| Taxes, remuneration and social security45 | - | - | €7k | €49k | €88k | ▲ 77.3% |
| Taxes450/3 | - | - | €2k | €4k | €10k | ▲ 169% |
| Remuneration and social security454/9 | - | - | €5k | €46k | €77k | ▲ 69.6% |
| Other amounts payable47/48 | - | €6k | - | €273 | €59k | ▲ 21,566% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €4k | €49k | €232 | €-208k | ▼ 89,534% |
| + Depreciation and write-downs630 | - | - | €3k | €5k | €10k | ▲ 108% |
| Operating cash flow (approximation) | €-9k | €4k | €52k | €5k | €-198k | ▼ 3,934% |
| Investment in fixed assets (approximation) | - | - | - | €-31k | €-787 | ▲ 97.5% |
| Change in cash | - | - | - | €-11k | €-5k | ▲ 56.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
Judicial reorganisation
Extension
Tribunal de l’entreprise du Hainaut · collective agreement · event 23-10-2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
10-07
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collective agreement · event 26-06-2025
2024
31-12
Financial
Weakest financial yearnet €-208k
Net result drops to €-208k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €49k ▲1,006%
Operating result €50k, net result €49k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 4.17
Current ratio from 0.51 to 4.17.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Show earlier events
2019
31-12
Financial
Liquidity times 9current ratio 3.20
Current ratio from 0.37 to 3.20; short-term debt falls from €7k to €3k.
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 132 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2016
Ground area
6,405 m²
Building footprint
65 m²
Volume, LiDAR
732 m³
2 parcels, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
2 establishment units
Place du Ballon 24, 6040 Charleroi
since 20162.256.843.075
Constructeo
since 20232.345.547.892
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0311/00A000indicative | Wallonia | 5,290 m² | - | - |
| 52363E0228/00B005 | Wallonia | 1,115 m² | 1 · 65 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43130Specialised construction activities
43230Insulation installation
43350Other building finishing work
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.