FB VISION is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55k and a net result of €64k. Equity is growing by ~324.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 2430 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
25 d late
2024
31 d early
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k
2024 · €-9k
2023: €-3k
2024: €-9k
2023 → 2025
Net result
€64k
2024 · €-6k
2023: €-8k
2024: €-6k
2023 → 2025
Total assets
€241k▲ 25,058%
2024 · €957
2023: €2k
2024: €957
2023 → 2025
Solvency
23.0%▲ 968.0pp
2024 · -945.1%
2023: -219.9%
2024: -945.1%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-3k-€-9k▼ 163%€55k
Operating result€-8k-€-6k▲ 33.7%€82k
Net result€-8k-€-6k▲ 33.6%€64k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €82k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €241k
Fixed assets
€231k
Current assets
€9k
Equity and liabilities €241k
Equity
€55k
Debt
€185k
Debt finances 77.0% of the balance-sheet total.
Key figures and ratios
Solvency
23.0%
ROE
116.3%
ROA
26.7%
Debt
€185k▲
2024 · €10k
Debt ≤ 1 year
€37k▲
2024 · €10k
Debt > 1 year
€149k
Income taxes
€17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€957€241k▲
Fixed assets21/28-€231k
Tangible fixed assets22/27-€70k
Furniture and vehicles24-€70k
Financial fixed assets28-€161k
Current assets29/58€957€9k▲
Cash at bank and in hand54/58€957€7k▲
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€957€241k▲
Equity10/15€-9k€55k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-14k€50k▲
Amounts payable17/49€10k€185k▲
Amounts payable after more than one year17-€149k
Financial debts170/4-€149k
Amounts payable within one year42/48€10k€37k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45-€21k
Taxes450/3-€21k
Other amounts payable47/48€10k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€503
Gross operating margin9900€-6k€82k▲
Operating profit (loss)9901€-6k€82k▲
Financial charges65/66B€51€63▲
Recurring financial charges65€51€63▲
Profit (loss) for the period before taxes9903€-6k€82k▲
Income taxes67/77-€17k
Profit (loss) for the period9904€-6k€64k▲
Profit (loss) for the period to be appropriated9905€-6k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€50k▲
Profit (loss) brought forward from the previous period14P€-8k€-14k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €64k
Net result €64k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Curé (MOX) 204280 HannutGround area
445 m²
Building footprint
88 m²
Volume, LiDAR
685 m³
Parcel 64051A0734/00H000, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FB VISION
since 20232.348.418.993
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64051A0734/00H000 | Wallonia | 445 m² | 1 · 88 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,681 companies in sector 66191 we hold annual accounts for 1,230. 911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2023
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.