Checked.be
Active
BE 0734.492.809Private limited company
FB TECHNIEKEN
Sint-Bernardusstraat 5 ·2500 Lier, Belgium· 6 yrs active
Sector: Plumbing work
(43221)
Conclusion
The computed 12-month bankruptcy probability of FB TECHNIEKEN is 4.9% (elevated). The 2025 annual accounts show negative equity (€-16k) and a net result of €-2k. Equity is shrinking by ~39.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 26547 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €-16k |
| Net result | €-2k |
| Better than sector | 5% |
| Active | 6 yrs |
Financial profile
56
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
25
Profitability
64
Solvency
33
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
25
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
25
2020
15
2021
7
2022
15
2023
7
2024
25
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.10 (< 1.0)
-10
Quick ratio
Quick ratio 0.02 (< 0.6)
-5
Equity
Negative equity
-25
Profitability
ROE 13% (≥ 10%)
+10
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~39.3%/year over 6 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -872.5% | 47.4% | |
| Net result | €-2k | €10k | |
| Equity | €-16k | €60k | |
| Gross operating margin | €-1k | €39k | |
| Total assets | €2k | €141k |
€-4k
-52.5%
20-25
€-2k
+51.5%
20-25
€-4k
-50.5%
20-25
€2k
-11.7%
20-25
€-16k
-14.8%
20-25
€-16k
-14.8%
20-25
€18k
+11.3%
20-25
€18k
+11.3%
20-25
0.10
-20.7%
20-25
0.02
-49.3%
20-25
-872.5%
-30.0%
20-25
-1.11
+3.0%
20-25
12.9%
-57.7%
20-25
-112.3%
+45.1%
20-25
-54.28
-75.7%
20-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | - | €-4k | €-3k | €-4k | €-561 |
| Net profit | €-2k | €-4k | €-3k | €-5k | €-2k |
| Cash flow | - | €-4k | €-3k | €-4k | €-643 |
| Staff costs | - | - | - | - | - |
| Income taxes | - | - | - | - | - |
| Dividends | - | - | - | - | - |
| Total assets | €2k | €2k | €3k | €3k | €5k |
| Equity | €-16k | €-14k | €-10k | €-7k | €-2k |
| Debt | €18k | €16k | €12k | €10k | €7k |
| of which ≤ 1y | €18k | €16k | €12k | €10k | €7k |
| of which > 1y | - | - | - | - | - |
| Working capital | €-16k | €-14k | €-10k | €-7k | €-3k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.10 | 0.13 | 0.22 | 0.27 | 0.61 |
| Quick ratio | 0.02 | 0.03 | 0.10 | 0.12 | 0.40 |
| Working capital ratio | -872.5% | -671.1% | -335.4% | -227.5% | -53.7% |
| Solvency | -872.5% | -671.1% | -330.8% | -212.7% | -36.7% |
| Debt / equity | -1.11 | -1.15 | -1.30 | -1.47 | -3.72 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | - | -54.28 | -30.90 | -60.16 | -4.39 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -112.3% | -204.4% | -104.3% | -150.8% | -32.6% |
| ROE | 12.9% | 30.5% | 31.5% | 70.9% | 88.9% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €2k | €2k | €3k | €3k | €5k |
| Fixed assets | 21/28 | - | - | €134 | €454 | €884 |
| Tangible fixed assets | 22/27 | - | - | €134 | €454 | €884 |
| Current assets | 29/58 | €2k | €2k | €3k | €3k | €4k |
| Stocks & contracts in progress | 3 | €2k | €2k | €2k | €2k | €2k |
| Amounts receivable within one year | 40/41 | €212 | - | €262 | €926 | €2k |
| Cash & bank | 54/58 | €100 | €553 | €1,000 | €204 | €1k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2k | €2k | €3k | €3k | €5k |
| Equity | 10/15 | €-16k | €-14k | €-10k | €-7k | €-2k |
| Contributions / capital | 10/11 | €5k | €5k | €5k | €5k | €5k |
| Accumulated profits (losses) | 14 | €-21k | €-19k | €-15k | €-12k | €-7k |
| Amounts payable | 17/49 | €18k | €16k | €12k | €10k | €7k |
| Amounts payable within one year | 42/48 | €18k | €16k | €12k | €10k | €7k |
| Trade debts payable within one year | 44 | - | €397 | €173 | €822 | €287 |
| Income statement | ||||||
| Gross operating margin | 9900 | €-1k | €-3k | €-2k | €-4k | €-185 |
| Operating result | 9901 | €-2k | €-4k | €-3k | €-5k | €-2k |
| Financial income | 75 | - | - | - | - | €46 |
| Financial charges | 65 | €60 | €74 | €85 | €69 | €128 |
| Result before taxes | 9903 | €-2k | €-4k | €-3k | €-5k | €-2k |
| Net result for the period | 9904 | €-2k | €-4k | €-3k | €-5k | €-2k |
| Result to be appropriated | 9905 | €-2k | €-4k | €-3k | €-5k | €-2k |
Legal Structure
| NACE primary | Plumbing work(43221) |
| Legal form | Private limited company(610) |
| Incorporation | 16-09-2019 |
| Status | Active |
| Postal code | 2500 |
Establishment units
FB Technieken
since 20192.293.385.945
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0783/00X003 | Flanders | 325 m² | 1 · 85 m² | 10.3 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Plumbing work43221Installation of electric heating, air conditioning, cooling and ventilation43222
Names & trade names
| Legal nameNL | FB TECHNIEKEN |
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