FB EYE
ActiveSummary
FB EYE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €50k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+13
Solvency69▲+12
Growth85=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.11 in 2024; short-term debt: 44.8% and cash: 23.6% of total assets), and 55.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
20%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
36 d early
2023
29 d early
2022
61 d early
2021
53 d early
2020
165 d early
2019
92 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€585k▲ 14.7%
2021 · €510k
2019: €215klowest in 4 years
2020: €225k▲ +4.6% vs 2019
2021: €510k▲ +126% vs 2020
2022: €585k▲ +14.7% vs 2021highest in 4 years
2019 → 2022
EBIT margin
11.2%▲ 6.3pp
2021 · 5.0%
2019: 0.8%lowest in 4 years
2020: 6.3%▲ +662% vs 2019
2021: 5.0%▼ -21.7% vs 2020
2022: 11.2%▲ +126% vs 2021highest in 4 years
2019 → 2022
Net result
€50k▲ 77.5%
2024 · €28k
2019: €17lowest in 7 years
2020: €10k▲ +56310% vs 2019
2021: €16k▲ +64.5% vs 2020
2022: €47k▲ +196% vs 2021
2023: €8k▼ -83.9% vs 2022
2024: €28k▲ +277% vs 2023
2025: €50k▲ +77.5% vs 2024highest in 7 years
2019 → 2025
Working capital
€39k▲ 143%
2024 · €16k
2019: €30k
2020: €28k▼ -8.0% vs 2019
2021: €55k▲ +100% vs 2020
2022: €60k▲ +8.7% vs 2021highest in 7 years
2023: €54k▼ -9.3% vs 2022
2024: €16k▼ -70.3% vs 2023lowest in 7 years
2025: €39k▲ +143% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€510k-€585k▲ 14.7%
2021: €510k
2022: €585k▲ +14.7% vs 2021
Equity€53k-€100k▲ 88.0%€108k▲ 7.5%€91k▼ 16.0%€112k▲ 23.7%
2021: €53klowest in 5 years
2022: €100k▲ +88.0% vs 2021
2023: €108k▲ +7.5% vs 2022
2024: €91k▼ -16.0% vs 2023
2025: €112k▲ +23.7% vs 2024highest in 5 years
Operating result€25k-€66k▲ 160%€12k▼ 81.7%€41k▲ 240%€79k▲ 93.5%
2021: €25k
2022: €66k▲ +160% vs 2021
2023: €12k▼ -81.7% vs 2022lowest in 5 years
2024: €41k▲ +240% vs 2023
2025: €79k▲ +93.5% vs 2024highest in 5 years
Net result€16k-€47k▲ 196%€8k▼ 83.9%€28k▲ 277%€50k▲ 77.5%
2021: €16k
2022: €47k▲ +196% vs 2021
2023: €8k▼ -83.9% vs 2022lowest in 5 years
2024: €28k▲ +277% vs 2023
2025: €50k▲ +77.5% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252k
Fixed assets
€100k ▼ 16.2%
Current assets
€152k ▼ 9.2%
Equity and liabilities €252k
Equity
€112k ▲ 23.7%
Debt
€140k ▼ 28.7%
Debt's share of the balance-sheet total falls from 68.4% to 55.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€107k▲
2024 · €64k
Cash flow
€78k▲
2024 · €51k
Current ratio
1.35▲
2024 · 1.11
Quick ratio
0.77▲
2024 · 0.60
Debt to equity
1.25▼
2024 · 2.17
ROE
45.0%▲
2024 · 31.4%
ROA
20.0%▲
2024 · 9.9%
Interest coverage
47.77▲
2024 · 24.59
Debt ≤ 1 year
€113k▼
2024 · €152k
Debt > 1 year
€27k▼
2024 · €45k
Income taxes
€29k▲
2024 · €12k
Staff costs
€145k▲
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€287k€252k▼
Fixed assets21/28€119k€100k▼
Intangible fixed assets21€46k€39k▼
Tangible fixed assets22/27€73k€60k▼
Plant, machinery and equipment23€26k€23k▼
Furniture and vehicles24€28k€17k▼
Other tangible fixed assets26€19k€20k▲
Financial fixed assets28€620€620=
Current assets29/58€168k€152k▼
Stocks and contracts in progress3€77k€66k▼
Stocks30/36€77k€66k▼
Amounts receivable within one year40/41€35k€27k▼
Trade receivables40€35k€27k▼
Current investments50/53€25k-
Cash at bank and in hand54/58€24k€60k▲
Deferred charges and accrued income490/1€7k-
Equity and liabilities
Total equity and liabilities10/49€287k€252k▼
Equity10/15€91k€112k▲
Contributions10/11€1k€1k=
Capital10€1k€1k=
Issued capital100€1k€1k=
Reserves13€90k€111k▲
Non-distributable reserves130/1€90k€111k▲
Reserves not available under the articles1311€90k€111k▲
Profit (loss) carried forward14€55€93▲
Amounts payable17/49€196k€140k▼
Amounts payable after more than one year17€45k€27k▼
Financial debts170/4€45k€27k▼
Amounts payable within one year42/48€152k€113k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€85k€54k▼
Suppliers440/4€85k€54k▼
Taxes, remuneration and social security45€49k€41k▼
Taxes450/3€40k€32k▼
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€63€92▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€476k€462k▼
Remuneration, social security and pensions62€127k€145k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€27k▲
Other operating charges640/8€9k€2k▼
Gross operating margin9900€200k€253k▲
Operating profit (loss)9901€41k€79k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€41k€79k▲
Income taxes67/77€12k€29k▲
Profit (loss) for the period9904€28k€50k▲
Profit (loss) for the period to be appropriated9905€28k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€51k▲
Profit (loss) brought forward from the previous period14P€85€55▼
Transfer from equity791/2€27k€29k▲
Transfer to equity691/2€10k€50k▲
To other reserves6921€10k€50k▲
Profit to be distributed694/7€46k€29k▼
Return on contributions (dividend)694€46k€29k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €510k | €585k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €515k | €492k | €476k | €462k | ▼ 3.0% |
| Remuneration, social security and pensions62 | - | €63k | €130k | €127k | €145k | ▲ 14.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €10k | €16k | €23k | €27k | ▲ 21.0% |
| Other operating charges640/8 | - | €4k | €2k | €9k | €2k | ▼ 80.4% |
| Non-recurring operating charges66A | - | €37k | - | - | - | - |
| Gross operating margin9900 | €80k | €180k | €161k | €200k | €253k | ▲ 26.7% |
| Operating profit (loss)9901 | €25k | €66k | €12k | €41k | €79k | ▲ 93.5% |
| Financial income75/76B | - | €831 | €2k | €2k | €2k | ▼ 8.3% |
| Recurring financial income75 | €780 | €831 | €2k | €2k | €2k | ▼ 8.3% |
| Financial charges65/66B | - | €6k | €3k | €3k | €2k | ▼ 13.7% |
| Recurring financial charges65 | €4k | €6k | €3k | €3k | €2k | ▼ 13.7% |
| Profit (loss) for the period before taxes9903 | €22k | €61k | €10k | €41k | €79k | ▲ 95.1% |
| Income taxes67/77 | €6k | €14k | €3k | €12k | €29k | ▲ 136% |
| Profit (loss) for the period9904 | €16k | €47k | €8k | €28k | €50k | ▲ 77.5% |
| Profit (loss) for the period to be appropriated9905 | €16k | €47k | €8k | €28k | €50k | ▲ 77.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €284k | €374k | €316k | €287k | €252k | ▼ 12.1% |
| Fixed assets21/28 | €96k | €119k | €118k | €119k | €100k | ▼ 16.2% |
| Intangible fixed assets21 | €34k | €58k | €52k | €46k | €39k | ▼ 14.2% |
| Tangible fixed assets22/27 | €61k | €60k | €65k | €73k | €60k | ▼ 17.6% |
| Plant, machinery and equipment23 | - | €44k | €38k | €26k | €23k | ▼ 11.9% |
| Furniture and vehicles24 | - | - | €8k | €28k | €17k | ▼ 40.7% |
| Other tangible fixed assets26 | - | €16k | €20k | €19k | €20k | ▲ 9.6% |
| Financial fixed assets28 | €620 | €620 | €620 | €620 | €620 | = |
| Current assets29/58 | €188k | €254k | €199k | €168k | €152k | ▼ 9.2% |
| Stocks and contracts in progress3 | €52k | €53k | €78k | €77k | €66k | ▼ 14.6% |
| Stocks30/36 | - | €53k | €78k | €77k | €66k | ▼ 14.6% |
| Amounts receivable within one year40/41 | €81k | €44k | €42k | €35k | €27k | ▼ 23.5% |
| Trade receivables40 | - | €44k | €29k | €35k | €27k | ▼ 23.5% |
| Other amounts receivable41 | - | - | €13k | - | - | - |
| Current investments50/53 | - | - | €50k | €25k | - | - |
| Cash at bank and in hand54/58 | €53k | €158k | €26k | €24k | €60k | ▲ 148% |
| Deferred charges and accrued income490/1 | - | - | €3k | €7k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €284k | €374k | €316k | €287k | €252k | ▼ 12.1% |
| Equity10/15 | €53k | €100k | €108k | €91k | €112k | ▲ 23.7% |
| Contributions10/11 | €19k | €19k | €19k | €1k | €1k | = |
| Capital10 | - | €19k | €19k | €1k | €1k | = |
| Issued capital100 | - | €19k | €19k | €1k | €1k | = |
| Reserves13 | €35k | €82k | €89k | €90k | €111k | ▲ 23.9% |
| Non-distributable reserves130/1 | - | €77k | €84k | €90k | €111k | ▲ 23.9% |
| Legal reserve130 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €75k | €82k | €90k | €111k | ▲ 23.9% |
| Distributable reserves133 | - | €5k | €5k | - | - | - |
| Profit (loss) carried forward14 | €46 | €38 | €85 | €55 | €93 | ▲ 69.4% |
| Amounts payable17/49 | €231k | €273k | €209k | €196k | €140k | ▼ 28.7% |
| Amounts payable after more than one year17 | €96k | €79k | €62k | €45k | €27k | ▼ 39.5% |
| Financial debts170/4 | - | €79k | €62k | €45k | €27k | ▼ 39.5% |
| Amounts payable within one year42/48 | €133k | €194k | €144k | €152k | €113k | ▼ 25.5% |
| Current portion of amounts payable after more than one year42 | - | €17k | €17k | €17k | €18k | ▲ 1.7% |
| Trade debts44 | €73k | €123k | €75k | €85k | €54k | ▼ 35.9% |
| Suppliers440/4 | - | €123k | €75k | €85k | €54k | ▼ 35.9% |
| Taxes, remuneration and social security45 | - | €42k | €42k | €49k | €41k | ▼ 17.0% |
| Taxes450/3 | - | €35k | €26k | €40k | €32k | ▼ 20.1% |
| Remuneration and social security454/9 | - | €7k | €16k | €9k | €9k | ▼ 3.1% |
| Other amounts payable47/48 | - | €12k | €10k | €63 | €92 | ▲ 44.3% |
| Accrued charges and deferred income492/3 | - | - | €2k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €47k | €8k | €28k | €50k | ▲ 77.5% |
| + Depreciation and write-downs630 | €17k | €10k | €16k | €23k | €27k | ▲ 21.0% |
| Operating cash flow (approximation) | €33k | €57k | €24k | €51k | €78k | ▲ 52.5% |
| Investment in fixed assets (approximation) | - | €-34k | €-15k | €-24k | €-8k | ▲ 66.3% |
| Change in cash | - | €105k | €-132k | €-1k | €36k | ▲ 2,474% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €50k ▲77.5%
Operating result €79k, net result €50k, both a record.
30-06
Financial
Equity above €100kEq €112k ▲23.7%
7 profitable years in a row build equity to €112k.
2024
26-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100kEq €100k ▲88%
4 profitable years in a row build equity to €100k.
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 184 days late
2017
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 2 establishment units since 2007
Ground area
842 m²
Building footprint
167 m²
Volume, LiDAR
998 m³
2 parcels, Wallonia · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
FB Eye
since 20072.300.979.857
Place Verte 14, 4800 Verviers
since 20212.316.038.910
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108D0023/00F000 | Wallonia | 743 m² | 1 · 106 m² | - |
| 63079A0300/00D000 | Wallonia | 99 m² | 1 · 60 m² | 19.7 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 993 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-08-2007
Fiscal year end30-06
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
32500Manufacture of medical and dental instruments and supplies
33130Repair, maintenance and installation of machinery and equipment
46150Agents in the wholesale of furniture, household goods and hardware
Scores and ratios are computed by Checked and are not a credit decision.