Checked.be
Active
BE 0442.297.828Public limited company
FARNIENTE
Rue Bourie 14 ·5300 Andenne, Belgium· 35 yrs active
Sector: Manufacture of food products
(10111)
Conclusion
FARNIENTE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.18M and a net result of €522k. Its solvency ranks better than 37% of 122 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €1.18M |
| Net result | €522k |
| Staff (FTE) | 45 |
| Better than sector | 37% |
Financial profile
67
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
78
Profitability
63
Solvency
29
Growth
63
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · full schema
Sector comparison
Fiscal year 2024 · NACE 10, Manufacture of food products · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 17.5% | 27.6% | |
| Net result | €522k | €25k | |
| Equity | €1.18M | €396k | |
| Staff costs | €2.63M | €506k | |
| Employees (FTE) | 45.0 | 13.7 |
€14.00M
+0.3%
23-24
€1.23M
+103.4%
23-24
€522k
+2195.2%
23-24
€840k
+168.3%
23-24
€6.74M
+32.5%
23-24
€1.18M
+78.2%
23-24
€1.18M
+97.6%
23-24
45
+3.9%
23-24
€2.63M
+9.4%
23-24
€250k
+189.1%
23-24
€5.29M
+27.4%
23-24
€4.17M
+18.0%
23-24
€973k
+60.3%
23-24
1.28
+9.7%
23-24
1.16
+12.7%
23-24
17.5%
+34.5%
23-24
4.49
-28.5%
23-24
44.4%
+1187.7%
23-24
7.7%
+1632.1%
23-24
3.7%
+2188.2%
23-24
8.8%
+102.8%
23-24
10.16
+200.9%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | full schema |
| Revenue | €14.00M |
| EBITDA | €1.23M |
| Net profit | €522k |
| Cash flow | €840k |
| Staff costs | €2.63M |
| Income taxes | €250k |
| Dividends | - |
| Total assets | €6.74M |
| Equity | €1.18M |
| Debt | €5.29M |
| of which ≤ 1y | €4.17M |
| of which > 1y | €973k |
| Working capital | €1.18M |
| Employees (FTE) | 45.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.28 |
| Quick ratio | 1.16 |
| Working capital ratio | 17.4% |
| Solvency | 17.5% |
| Debt / equity | 4.49 |
| Long-term debt ratio | 0.83 |
| Interest coverage | 10.16 |
| Gross margin | 45.8% |
| Net margin | 3.7% |
| ROA | 7.7% |
| ROE | 44.4% |
| EBITDA margin | 8.8% |
| Days sales outstanding | 40d |
| Days payable outstanding | 85d |
| Inventory turnover | 15.52 |
| Days inventory (DSI) | 24d |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6.74M |
| Fixed assets | 21/28 | €1.39M |
| Tangible fixed assets | 22/27 | €1.37M |
| Financial fixed assets | 28 | €20k |
| Current assets | 29/58 | €5.35M |
| Stocks & contracts in progress | 3 | €489k |
| Amounts receivable within one year | 40/41 | €4.21M |
| Cash & bank | 54/58 | €597k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6.74M |
| Equity | 10/15 | €1.18M |
| Contributions / capital | 10/11 | €500k |
| Reserves | 13 | €54k |
| Accumulated profits (losses) | 14 | €494k |
| Provisions & deferred taxes | 16 | €273k |
| Amounts payable | 17/49 | €5.29M |
| Amounts payable after one year | 17 | €973k |
| Amounts payable within one year | 42/48 | €4.17M |
| Trade debts payable within one year | 44 | €1.77M |
| Income statement | ||
| Turnover | 70 | €14.00M |
| Operating result | 9901 | €916k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €150k |
| Result before taxes | 9903 | €772k |
| Income taxes | 67/77 | €250k |
| Net result for the period | 9904 | €522k |
| Result to be appropriated | 9905 | €522k |
Directors & mandates
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
SCS BEDEL HOLDINGLegal entityDirector· perm. rep.: Bernard DELFOSSEState Gazette act 20007568 (13-01-2020)Not recently confirmedlast confirmed in an act from 2020
3 events
- 13-01-2020 Mandate renewed· Director
- 13-01-2020 Appointed· Managing director
- 02-01-2017 Appointed· Director
Former directors (4)
-
Former22-09-2014 → 27-11-2020
3 events
- 27-11-2020 Resigned· Director
- 13-01-2020 Mandate renewed· Director
- 22-09-2014 Mandate renewed· Director
-
Former22-09-2014 → 10-12-2019
2 events
- 10-12-2019 Resigned· Director
- 22-09-2014 Mandate renewed· Director
-
Former22-09-2014 → 02-01-2017
3 events
- 02-01-2017 Resigned· Director
- 22-09-2014 Mandate renewed· Director
- 22-09-2014 Appointed· Managing director
-
Former22-09-2014 → 21-12-2015
2 events
- 21-12-2015 Resigned· Director
- 22-09-2014 Appointed· Director
Statutory auditor
| REWISE AD REVISEUR D'ENTREPRISES SRLCurrent Statutory auditor · represented by Axel DUMONT | 11-12-2025 → present |
Legal Structure
| NACE primary | Manufacture of food products(10111) |
| Legal form | Public limited company(014) |
| Incorporation | 21-12-1990 |
| Status | Active |
| Postal code | 5300 |
Establishment units
Rue Bourie 14, 5300 Andenne
since 20022.102.802.325
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92411E0021/00M002 | Wallonia | 9,167 m² | 1 · 895 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
11-12
State Gazette act
Director changes
v3.2
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Equity above €1MEq €1.18M ▲78.2%
2 profitable years in a row build equity to €1.18M.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 57 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
08-12
State Gazette act
Director changes
v3.2
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
13-01
State Gazette act
Director changes
v3.2
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
12-05
State Gazette act
Director changes
v3.2
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
21-12
State Gazette act
Director changes
v3.2
2014
22-09
State Gazette act
Director changes
v3.2
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 6
updated 8 months ago
2025
11-12-2025 Axel DUMONT appointed as statutory auditor
- Axel DUMONT, Commissaris
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "commissaris_in",
"role": "commissaris",
"person": {
"rrn": null,
"name": "Axel DUMONT",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": null,
"name": "SRL \u00AB REWISE AD REVISEUR D\u0027ENTREPRISES \u00BB",
"address": null,
"country": null,
"legal_form": null
},
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe la SRL \u00AB REWISE AD REVISEUR D\u0027ENTREPRISES \u00BB (membre IRE n\u00B0B00911), avec pour repr\u00E9sentant permanent Axel DUMONT (membre IRE A02081), comme commissaire pour les exercices cl\u00F4tur\u00E9s au 31 d\u00E9cembre 2025, 2026 et 2027."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0442.297.828",
"name_full": "FARNIENTE",
"legal_form": "SA"
}
}2020
08-12-2020 DELFOSSE Roland resigns as director
- DELFOSSE Roland, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DELFOSSE Roland",
"address": null,
"birth_date": null
},
"effective_date": "2020-11-27",
"evidence_quote": "L\u0027Assembl\u00E9e approuve \u00E0 l\u0027unan\u00EDmit\u00E9 la d\u00E9m\u00EDssion de Monsieur DELFOSSE Roland de son mandat d\u0027administrateur \u00E0 dater de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0442.297.828",
"name_full": "FARNIENTE",
"legal_form": "SA"
}
}13-01-2020 1 director appointed, 1 resigning, 2 reappointed
- Bernard DELFOSSE, Gedelegeerd bestuurder
- Géraldine DELFOSSE, Bestuurder
- Bernard DELFOSSE, Bestuurder
- Roland DELFOSSE, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bernard DELFOSSE",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": null,
"name": "SCS BEDEL HOLDING",
"address": null,
"country": null,
"legal_form": null
},
"evidence_quote": "Les mandats d\u0027administrateurs de Monsieur Roland DELFOSSE, de Madame G\u00E9raldine DELFOSSE et de la SCS BEDEL HOLDING, repr\u00E9sent\u00E9e par Bernard DELFOSSE sont renouvel\u00E9s pour une dur\u00E9e de 6 ans."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Bernard DELFOSSE",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": null,
"name": "SCS BEDEL HOLDING",
"address": null,
"country": null,
"legal_form": null
},
"evidence_quote": "La SCS BEDEL HOLDING est nomm\u00E9e administrateur d\u00E9l\u00E9gu\u00E9."
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Roland DELFOSSE",
"address": null,
"birth_date": null
},
"evidence_quote": "Les mandats d\u0027administrateurs de Monsieur Roland DELFOSSE, de Madame G\u00E9raldine DELFOSSE et de la SCS BEDEL HOLDING, repr\u00E9sent\u00E9e par Bernard DELFOSSE sont renouvel\u00E9s pour une dur\u00E9e de 6 ans."
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00E9raldine DELFOSSE",
"address": null,
"birth_date": null
},
"effective_date": "2019-12-10",
"evidence_quote": "L\u0027assembl\u00E9e adopte \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de Madame G\u00E9raldine DELFOSSE de son mandat d\u0027administrateur \u00E0 dater de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0442.297.828",
"name_full": "FARNIENTE",
"legal_form": "SA"
}
}2017
12-05-2017 1 director appointed, 1 resigning
- Bernard DELFOSSE, Bestuurder
- Bernard DELFOSSE, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bernard DELFOSSE",
"address": null,
"birth_date": null
},
"effective_date": "2017-01-02",
"evidence_quote": "L\u0027assembl\u00E9e prend acte de la d\u00E9mission de Monsieur Bernard DELFOSSE avec effet ce jour."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bernard DELFOSSE",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": null,
"name": "SCS BEDEL HOLDING",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2017-01-02",
"evidence_quote": "L\u0027assembl\u00E9e nomme la SCS BEDEL HOLDING (num\u00E9ro d\u0027entreprise BE 0827.846.437) dont le si\u00E8ge social est situ\u00E9 Rue du Double Ecot, 32 \u00E0 1380 Couture-Saint-Germain, repr\u00E9sent\u00E9e par Monsieur Bernard DELFOSSE, pour un mandat d\u0027une dur\u00E9e de 30 mois, qui se terminera \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de juin 2019."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0442.297.828",
"name_full": "FARNIENTE",
"legal_form": "SA"
}
}2015
21-12-2015 Guillaume Delfosse resigns as director
- Guillaume Delfosse, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Guillaume Delfosse",
"address": null,
"birth_date": null
},
"evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire du 22 juin 2015, la d\u00E9mission de Monsieur Guillaume Delfosse son poste d\u0027administrateur a \u00E9t\u00E9 accept\u00E9e."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0442.297.828",
"name_full": "FARNIENTE",
"legal_form": "SA"
}
}2014
22-09-2014 2 directors appointed, 3 reappointed
- Guillaume DELFOSSE, Bestuurder
- Bernard DELFOSSE, Gedelegeerd bestuurder
- Bernard DELFOSSE, Bestuurder
- Roland DELFOSSE, Bestuurder
- Géraldine DELFOSSE, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bernard DELFOSSE",
"address": null,
"birth_date": null
},
"evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire du 4 juin 2013, il a \u00E9t\u00E9 d\u00E9cid\u00E9 de renouveler les mandats d\u0027administrateurs de Monsieur Bernard DELFOSSE, de Monsieur Roland DELFOSSE et de Madame G\u00E9raldine DELFOSSE pour une dur\u00E9e de 6 ans."
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Roland DELFOSSE",
"address": null,
"birth_date": null
},
"evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire du 4 juin 2013, il a \u00E9t\u00E9 d\u00E9cid\u00E9 de renouveler les mandats d\u0027administrateurs de Monsieur Bernard DELFOSSE, de Monsieur Roland DELFOSSE et de Madame G\u00E9raldine DELFOSSE pour une dur\u00E9e de 6 ans."
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00E9raldine DELFOSSE",
"address": null,
"birth_date": null
},
"evidence_quote": "Lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire du 4 juin 2013, il a \u00E9t\u00E9 d\u00E9cid\u00E9 de renouveler les mandats d\u0027administrateurs de Monsieur Bernard DELFOSSE, de Monsieur Roland DELFOSSE et de Madame G\u00E9raldine DELFOSSE pour une dur\u00E9e de 6 ans."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Guillaume DELFOSSE",
"address": null,
"birth_date": null
},
"evidence_quote": "Monsieur Guillaume DELFOSSE (NN 88110219521)est \u00E9galement nomm\u00E9 administrateur."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Bernard DELFOSSE",
"address": null,
"birth_date": null
},
"evidence_quote": "Monsieur Bernard DELFOSSE est nomm\u00E9 administrateur d\u00E9l\u00E9gu\u00E9."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0442.297.828",
"name_full": "FARNIENTE",
"legal_form": "SA"
}
}Credit advice
Company registry (CBE)
Activities
Manufacture of food products10110Manufacture of food products10111Manufacture of food products1085015111
Names & trade names
| Legal nameFR | FARNIENTE |
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