färm.globe
ActiveThe computed 12-month bankruptcy probability of färm.globe is 4.5% (elevated). The 2025 annual accounts show negative equity (€-566k) and a net result of €-30k. Equity is shrinking by ~57.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 10242 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability26▼-74
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.24 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-116.5%
Return on assets
-6.1%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€566k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-30k▲ 79.4%
2024 · €-145k
2020: €-252k
2021: €-166k
2022: €-107k
2023: €-194k
2024: €-145k
2020 → 2025
Working capital
€-450k▲ 34.5%
2024 · €-687k
2020: €20k
2021: €-29k
2022: €-194k
2023: €-436k
2024: €-687k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-51k-€-168k▼ 232%€-372k▼ 121%€-526k▼ 41.6%€-566k▼ 7.6%
Operating result€-169k-€-116k▲ 31.5%€-188k▼ 62.3%€-137k▲ 27.3%€-29k▲ 78.7%
Net result€-166k-€-107k▲ 35.4%€-194k▼ 80.4%€-145k▲ 25.2%€-30k▲ 79.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2025 against €137k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €486k
Fixed assets
€192k▼ 27.4%
Current assets
€294k▲ 38.5%
Key figures and ratios
EBITDA
€45k▲
2024 · €-45k
Cash flow
€44k▲
2024 · €-54k
Solvency
-116.5%▼
2024 · -110.5%
Current ratio
0.40▲
2024 · 0.24
Quick ratio
0.22▲
2024 · 0.16
Debt / equity
-1.86▲
2024 · -1.90
ROE
5.3%▼
2024 · 27.5%
ROA
-6.1%▲
2024 · -30.4%
Interest coverage
4.03▲
2024 · -2.42
Debt
€1.05M▲
2024 · €1.00M
Debt ≤ 1 year
€744k▼
2024 · €899k
Debt > 1 year
€307k▲
2024 · €96k
Income taxes
€3▲
2024 · €2
Staff costs
€246k▲
2024 · €242k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€476k€486k▲
Fixed assets21/28€264k€192k▼
Intangible fixed assets21€6k€3k▼
Tangible fixed assets22/27€251k€182k▼
Plant, machinery and equipment23€11k€6k▼
Other tangible fixed assets26€240k€176k▼
Financial fixed assets28€6k€6k=
Current assets29/58€212k€294k▲
Stocks and contracts in progress3€69k€131k▲
Stocks30/36€69k€131k▲
Amounts receivable within one year40/41€108k€142k▲
Trade receivables40€95k€126k▲
Other amounts receivable41€13k€16k▲
Cash at bank and in hand54/58€34k€21k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€476k€486k▲
Equity10/15€-526k€-566k▼
Contributions10/11€300k€300k=
Profit (loss) carried forward14€-864k€-893k▼
Investment grants15€37k€27k▼
Amounts payable17/49€1.00M€1.05M▲
Amounts payable after more than one year17€96k€307k▲
Financial debts170/4€73k€307k▲
Other amounts payable178/9€22k-
Amounts payable within one year42/48€899k€744k▼
Current portion of amounts payable after more than one year42€104k€81k▼
Trade debts44€499k€605k▲
Suppliers440/4€499k€605k▲
Advances received on contracts in progress46€15k€6k▼
Taxes, remuneration and social security45€31k€41k▲
Taxes450/3€1k€7k▲
Remuneration and social security454/9€30k€33k▲
Other amounts payable47/48€251k€11k▼
Accrued charges and deferred income492/3€8k€528▼
Income statement
Code20242025
Remuneration, social security and pensions62€242k€246k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€74k▼
Other operating charges640/8€9k€1k▼
Gross operating margin9900€205k€292k▲
Operating profit (loss)9901€-137k€-29k▲
Financial income75/76B€11k€10k▼
Recurring financial income75€11k€10k▼
Financial charges65/66B€19k€11k▼
Recurring financial charges65€19k€11k▼
Profit (loss) for the period before taxes9903€-145k€-30k▲
Income taxes67/77€2€3▲
Profit (loss) for the period9904€-145k€-30k▲
Profit (loss) for the period to be appropriated9905€-145k€-30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-864k€-893k▼
Profit (loss) brought forward from the previous period14P€-719k€-864k▼
Social balance
Average headcount (FTE)90877.48.4▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
NBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-10-2022
färm.coop: Resigned as Managing director
05-10-2022
IKIGAÏ Management: Resigned as Managing director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stallestraat 15A1180 UkkelGround area
1,012 m²
Building footprint
149 m²
Volume, LiDAR
1,330 m³
Parcel 21616A0135/00K005, Brussels · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
färm.globe
since 20192.292.486.815
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0135/00K005 | Brussels | 1,012 m² | 1 · 149 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.292.486.815
Similar companies · same sector, comparable size
DELICATESSEN CHANTAL LAEVENS
BE 0471.899.060
Oosterzele · Eq €126k
AL-TERRE-NATIVE
BE 0842.474.989
Sombreffe · Eq €125k
ROUTAN
BE 0811.835.560
Sint-Pieters-Leeuw · Eq €125k
BELGIAN MOMENT
BE 0466.018.682
Kasterlee · Eq €124k
Cantata
BE 0664.715.165
Schilde · Eq €124k
Of 2,468 companies in sector 47279 we hold annual accounts for 942. 746 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2019
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.