Arcobaleno Genk
ActiveSummary
The computed 12-month bankruptcy probability of Arcobaleno Genk is 1.6% (moderate). The 2025 annual accounts show equity of €143k and a net result of €25k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 8048 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-2
Solvency57▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.16 in 2024; short-term debt: 68.3% and cash: 26% of total assets), and 68.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
13 d late
2024
17 d early
2023
21 d late
2022
30 d late
2021
3 d early
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€143k▲ 20.8%
2024 · €118k
2019: €86k
2020: €86k▲ +0.3% vs 2019
2021: €99k▲ +14.8% vs 2020
2022: €46k▼ -53.2% vs 2021lowest in 7 years
2023: €78k▲ +67.4% vs 2022
2024: €118k▲ +52.6% vs 2023
2025: €143k▲ +20.8% vs 2024highest in 7 years
2019 → 2025
Total assets
€451k▼ 20.8%
2024 · €570k
2019: €453k
2020: €344k▼ -24.0% vs 2019lowest in 7 years
2021: €460k▲ +33.7% vs 2020
2022: €448k▼ -2.6% vs 2021
2023: €548k▲ +22.3% vs 2022
2024: €570k▲ +3.9% vs 2023highest in 7 years
2025: €451k▼ -20.8% vs 2024
2019 → 2025
Net result
€25k▼ 39.8%
2024 · €41k
2019: €66khighest in 7 years
2020: €298▼ -99.5% vs 2019
2021: €14k▲ +4454% vs 2020
2022: €-53k▼ -488% vs 2021lowest in 7 years
2023: €31k▲ +159% vs 2022
2024: €41k▲ +30.7% vs 2023
2025: €25k▼ -39.8% vs 2024
2019 → 2025
Working capital
€101k▲ 43.7%
2024 · €70k
2019: €53k
2020: €39k▼ -25.9% vs 2019
2021: €48k▲ +22.9% vs 2020
2022: €-28k▼ -157% vs 2021lowest in 7 years
2023: €19k▲ +170% vs 2022
2024: €70k▲ +264% vs 2023
2025: €101k▲ +43.7% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€46k▼ 53.2%€78k▲ 67.4%€118k▲ 52.6%€143k▲ 20.8%
2021: €99k
2022: €46k▼ -53.2% vs 2021lowest in 5 years
2023: €78k▲ +67.4% vs 2022
2024: €118k▲ +52.6% vs 2023
2025: €143k▲ +20.8% vs 2024highest in 5 years
Operating result€17k-€-52k€37k€46k▲ 22.1%€34k▼ 24.7%
2021: €17k
2022: €-52k▼ -396% vs 2021lowest in 5 years
2023: €37k▲ +172% vs 2022
2024: €46k▲ +22.1% vs 2023highest in 5 years
2025: €34k▼ -24.7% vs 2024
Net result€14k-€-53k€31k€41k▲ 30.7%€25k▼ 39.8%
2021: €14k
2022: €-53k▼ -488% vs 2021lowest in 5 years
2023: €31k▲ +159% vs 2022
2024: €41k▲ +30.7% vs 2023highest in 5 years
2025: €25k▼ -39.8% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€42k ▼ 22.7%
Current assets
€409k ▼ 20.6%
Equity and liabilities €451k
Equity
€143k ▲ 20.8%
Debt
€308k ▼ 31.7%
Debt's share of the balance-sheet total falls from 79.2% to 68.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €64k
Cash flow
€40k▼
2024 · €59k
Current ratio
1.33▲
2024 · 1.16
Quick ratio
0.72▼
2024 · 0.79
Debt to equity
2.16▼
2024 · 3.81
ROE
17.2%▼
2024 · 34.5%
ROA
5.4%▼
2024 · 7.2%
Interest coverage
30.19▲
2024 · 12.80
Debt ≤ 1 year
€308k▼
2024 · €445k
Income taxes
€10k▲
2024 · €10k
Staff costs
€340k▲
2024 · €313k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€570k€451k▼
Fixed assets21/28€54k€42k▼
Tangible fixed assets22/27€52k€39k▼
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€13k€8k▼
Furniture and vehicles24€6k€2k▼
Other tangible fixed assets26€24k€21k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€515k€409k▼
Stocks and contracts in progress3€165k€187k▲
Stocks30/36€165k€187k▲
Amounts receivable within one year40/41€125k€102k▼
Trade receivables40€119k€94k▼
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€222k€117k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€570k€451k▼
Equity10/15€118k€143k▲
Contributions10/11€20k€20k=
Reserves13€98k€123k▲
Distributable reserves133€98k€123k▲
Amounts payable17/49€451k€308k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€445k€308k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€3k€3k=
Credit institutions430/8€3k€3k=
Trade debts44€218k€140k▼
Suppliers440/4€218k€140k▼
Taxes, remuneration and social security45€115k€123k▲
Taxes450/3€56k€52k▼
Remuneration and social security454/9€59k€71k▲
Other amounts payable47/48€103k€36k▼
Accrued charges and deferred income492/3€240€290▲
Income statement
Code20242025
Remuneration, social security and pensions62€313k€340k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€15k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€21k-
Other operating charges640/8€5k€6k▲
Gross operating margin9900€403k€395k▼
Operating profit (loss)9901€46k€34k▼
Financial income75/76B€10k€2k▼
Recurring financial income75€4k€555▼
Non-recurring financial income76B€6k€1k▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€51k€34k▼
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€41k€25k▼
Profit (loss) for the period to be appropriated9905€41k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€25k▼
Transfer to equity691/2€41k€25k▼
To other reserves6921€41k€25k▼
Social balance
Average headcount (FTE)90878.98.6▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3k | €14k | - | - | - | - |
| Remuneration, social security and pensions62 | €288k | €328k | €350k | €313k | €340k | ▲ 8.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €21k | €22k | €19k | €15k | ▼ 17.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €21k | - | - |
| Other operating charges640/8 | €3k | €2k | €5k | €5k | €6k | ▲ 12.5% |
| Gross operating margin9900 | €327k | €300k | €414k | €403k | €395k | ▼ 1.9% |
| Operating profit (loss)9901 | €17k | €-52k | €37k | €46k | €34k | ▼ 24.7% |
| Financial income75/76B | €6k | €289 | €711 | €10k | €2k | ▼ 83.3% |
| Recurring financial income75 | €1k | €288 | €711 | €4k | €555 | ▼ 87.5% |
| Non-recurring financial income76B | €5k | €1 | - | €6k | €1k | ▼ 80.0% |
| Financial charges65/66B | €8k | €1k | €4k | €5k | €2k | ▼ 67.2% |
| Recurring financial charges65 | €2k | €1k | €4k | €5k | €2k | ▼ 67.2% |
| Non-recurring financial charges66B | €6k | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €16k | €-52k | €34k | €51k | €34k | ▼ 32.0% |
| Income taxes67/77 | €2k | €184 | €3k | €10k | €10k | ▲ 0.8% |
| Profit (loss) for the period9904 | €14k | €-53k | €31k | €41k | €25k | ▼ 39.8% |
| Profit (loss) for the period to be appropriated9905 | €14k | €-53k | €31k | €41k | €25k | ▼ 39.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €460k | €448k | €548k | €570k | €451k | ▼ 20.8% |
| Fixed assets21/28 | €76k | €92k | €70k | €54k | €42k | ▼ 22.7% |
| Tangible fixed assets22/27 | €76k | €92k | €70k | €52k | €39k | ▼ 24.2% |
| Land and buildings22 | €11k | €10k | €10k | €9k | €8k | ▼ 8.6% |
| Plant, machinery and equipment23 | €22k | €27k | €20k | €13k | €8k | ▼ 35.2% |
| Furniture and vehicles24 | €27k | €24k | €14k | €6k | €2k | ▼ 67.6% |
| Other tangible fixed assets26 | €572 | €30k | €27k | €24k | €21k | ▼ 12.7% |
| Assets under construction and advance payments27 | €14k | - | - | - | - | - |
| Financial fixed assets28 | - | - | - | €3k | €3k | ▲ 8.0% |
| Current assets29/58 | €385k | €356k | €478k | €515k | €409k | ▼ 20.6% |
| Stocks and contracts in progress3 | €190k | €154k | €163k | €165k | €187k | ▲ 13.0% |
| Stocks30/36 | €190k | €154k | €163k | €165k | €187k | ▲ 13.0% |
| Amounts receivable within one year40/41 | €84k | €100k | €139k | €125k | €102k | ▼ 18.3% |
| Trade receivables40 | €71k | €85k | €124k | €119k | €94k | ▼ 21.4% |
| Other amounts receivable41 | €13k | €15k | €15k | €6k | €9k | ▲ 39.8% |
| Cash at bank and in hand54/58 | €109k | €100k | €175k | €222k | €117k | ▼ 47.2% |
| Deferred charges and accrued income490/1 | €2k | €2k | €1k | €3k | €3k | ▼ 2.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €460k | €448k | €548k | €570k | €451k | ▼ 20.8% |
| Equity10/15 | €99k | €46k | €78k | €118k | €143k | ▲ 20.8% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €79k | €26k | €58k | €98k | €123k | ▲ 25.0% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €77k | €24k | €56k | €98k | €123k | ▲ 25.0% |
| Amounts payable17/49 | €361k | €402k | €471k | €451k | €308k | ▼ 31.7% |
| Amounts payable after more than one year17 | €24k | €18k | €12k | €6k | - | - |
| Financial debts170/4 | €24k | €18k | €12k | €6k | - | - |
| Amounts payable within one year42/48 | €336k | €384k | €458k | €445k | €308k | ▼ 30.8% |
| Current portion of amounts payable after more than one year42 | €6k | €6k | €6k | €6k | €6k | ▲ 1.4% |
| Financial debts43 | €3k | €3k | €3k | €3k | €3k | = |
| Credit institutions430/8 | €3k | €3k | €3k | €3k | €3k | = |
| Trade debts44 | €178k | €229k | €226k | €218k | €140k | ▼ 35.7% |
| Suppliers440/4 | €178k | €229k | €226k | €218k | €140k | ▼ 35.7% |
| Taxes, remuneration and social security45 | €102k | €105k | €119k | €115k | €123k | ▲ 6.9% |
| Taxes450/3 | €30k | €35k | €43k | €56k | €52k | ▼ 6.3% |
| Remuneration and social security454/9 | €72k | €71k | €76k | €59k | €71k | ▲ 19.4% |
| Other amounts payable47/48 | €47k | €41k | €105k | €103k | €36k | ▼ 65.0% |
| Accrued charges and deferred income492/3 | €1k | - | - | €240 | €290 | ▲ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €-53k | €31k | €41k | €25k | ▼ 39.8% |
| + Depreciation and write-downs630 | €17k | €21k | €22k | €19k | €15k | ▼ 17.8% |
| Operating cash flow (approximation) | €31k | €-32k | €53k | €59k | €40k | ▼ 32.9% |
| Investment in fixed assets (approximation) | - | €-37k | €0 | €-3k | €-3k | ▼ 17.8% |
| Change in cash | - | €-9k | €75k | €47k | €-105k | ▼ 323% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
General meeting · Registered-office movePower of attorney3 facts ▸
State Gazette act
General meeting · Registered-office move
Power of attorney3 facts ▸
- General meeting, 01-08-2026
- Registered-office move, Woudstraat 13A, 3600 Genk
- Power of attorney, NV Finfisco
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €118k ▲52.6%
2 profitable years in a row build equity to €118k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 2 establishment units since 2018
Ground area
2.4 ha
Building footprint
5,213 m²
Volume, LiDAR
27,577 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Arcobaleno Genk
since 20182.281.667.256
Arcobaleno Genk
since 20182.281.667.355
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0002/00K031 | Flanders | 2.4 ha | 2 · 5,053 m² | 7.2 m · 2 fl. |
| 71302A0411/00A003 | Flanders | 551 m² | 1 · 161 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other provisions of the articles (1)
- Other statement
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 885 EUR awarded · 885 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 885 EUR | 885 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.281.667.355
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Of 1,423 companies in sector 46389 we hold annual accounts for 853. 585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
47279Other retail sale of food
46170Agents in the wholesale of food, beverages and tobacco
46180Agents specialised in the wholesale of other particular products
46392Non-specialised wholesale
Scores and ratios are computed by Checked and are not a credit decision.