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FARIO

Active
Public limited companyfounded 1967active for 59 yearsLibramont,Avenue de Bouillon 78, 6800 Libramont-Chevigny, Belgium13 active companies are registered at this addressKBO/BCE: BE 0404.358.554
Summary

FARIO has been active since 1967 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,422 and a net result of €129,903. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 5,025 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
FARIOActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of beverages, general range
NACE 47252
Oldest company in Libramont-Chevigny, Wholesale and retail trade sector1 site
Size
≈ €800,000turnover 2025, estimated
Equity
€302,422
Profit
€129,903
Turnover estimated from the gross margin
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Holdings
3
2025 accounts filed 31 days late4 deeds in the Belgian Official Gazette
Why 66raises riskLiquidity: current ratio 0.11, cash €559, halvedLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: total assets €1.7mFounded in 1967Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 42+7
equity 17.3% of total assets
Liquidity 42+1
short-term debt 23.6% · cash 0.0%
Profitability 53+5
return on assets 7.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.4 percentage points vs 05-2025 07-2025: 0.3%▼ -0.6 percentage points vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.3 percentage points vs 05-2026 07-2026: 1.1%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.11, compared with 0.1 in 2024, below 1; short-term debt: 23.6% and cash: 0% of total assets), and 82.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 33% on solvency, 39% on liquidity, 38% on profitability and 90% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.11, cash €559, halved
NBB · annual accounts
lowers risk · Size: total assets €1.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 1967
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €302,422
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 31-07-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
10 days early
2023
9 days early
2022
86 days early
2021
on the day
2020
22 days late
2019
281 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today30-11-2026 year end30-06-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €129,903 ▲167%
  3. Equity above €200,000equity €302,422 ▲75.3%

Key points

  • Positive: Result rose in 2025from €48,666 to €129,903 ▲ 167% View
  • Positive: Oldest company in Libramont-Chevigny, Wholesale and retail trade sectorin the Checked rankings No. 1 View
  • Active since 1967founded 27-07-1967 59 years View
  • Positive: 5 profitable years in a rowprofit 2025: €129,903 5 years View

By topic

Financials

Financial year
2025
Total assets
€1.7m
Profit
€129,903
Solvency
17.3%
Total assets▼ 2.3%
Net result
20182025
Go to Financials

Timeline

Events
55
Since
1978
Next accounts
by 30-06-2027
  1. 20-06-2025Annual accounts filed
  2. 30-11-2024Equity above €150,000
  3. 21-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of beverages, general rangeNACE 47252
Founded
27-07-1967
Year ends
30-11
Peppol
Reachable for e-invoices
Go to Company details

Key facts about FARIO

What is the company number of FARIO?
0404.358.554. In Belgium the VAT number is the company number with BE in front: BE 0404.358.554.
Where is FARIO based?
The registered office is at Libramont,Avenue de Bouillon 78, 6800 Libramont-Chevigny.Company details
What does FARIO do?
According to the KBO register, the main activity is retail sale of beverages, general range (NACE 47252).
What is the legal form of FARIO?
Public limited company (NV).
When was FARIO founded?
On 27-07-1967.
Is FARIO still active?
Yes, FARIO is an active enterprise in the KBO register.
How many employees does FARIO have?
On average 3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of FARIO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FARIO profitable?
In financial year 2025, FARIO made a profit of €129,903.
Where can I find the annual accounts of FARIO?
FARIO filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FARIO due?
By 30-06-2027, for financial year 2026.Timeline

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