Farine
Open bankruptcyA bankruptcy procedure is open for Farine according to publications in the Belgian State Gazette; curator: Mr. Greeve.
Summary
The 2025 annual accounts show equity of €644,449 and a net result of €87,254.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Commercial Court of Antwerp
- Declared bankrupt
- 30 September 2004
- Official Gazette
- 06-10-2004 (pdf) ↗search the document for 2004/032173
Deadlines
- Provisional date payments stopped
- 30 September 2004A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 21 October 2004Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- First verification report
- passed on 24 November 2004Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 30 September 2005Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Mr. GreeveErik, Tolstraat 83, 2000 Antwerpen-1
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
57 d late
2022
67 d late
2021
85 d late
2020
89 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Retail sale of bread and pastry (bakery outlets) sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€644,449▲ 15.7%
2024 · €557,195
Total assets
€743,250▲ 13.7%
2024 · €653,917
Net result
€87,254▼ 32.6%
2024 · €129,415
Working capital
€614,705▲ 17.3%
2024 · €523,874
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€48,575▲ 7.6%€52,184▲ 7.4%€103,114▲ 97.6%€157,587▲ 52.8%€86,542▼ 45.1%
Net result€40,201above the sector's middle half▼ 6.7%€46,452above the sector's middle half▲ 15.5%€86,101above the sector's middle half▲ 85.4%€129,415above the sector's middle half▲ 50.3%€87,254above the sector's middle half▼ 32.6%
Equity€295,227above the sector's middle half▲ 15.8%€341,678above the sector's middle half▲ 15.7%€427,779above the sector's middle half▲ 25.2%€557,195above the sector's middle half▲ 30.3%€644,449above the sector's middle half▲ 15.7%
Total assets€863,131above the sector's middle half▲ 37.8%€608,988above the sector's middle half▼ 29.4%€489,190above the sector's middle half▼ 19.7%€653,917above the sector's middle half▲ 33.7%€743,250above the sector's middle half▲ 13.7%
Debt€567,905▲ 53.0%€267,309▼ 52.9%€61,411▼ 77.0%€96,722▲ 57.5%€98,801▲ 2.1%
Working capital€251,408above the sector's middle half▲ 25.2%€306,252above the sector's middle half▲ 21.8%€386,267above the sector's middle half▲ 26.1%€523,874above the sector's middle half▲ 35.6%€614,705above the sector's middle half▲ 17.3%
Solvency34.2%within the sector's middle half▼ 6.5pp56.1%within the sector's middle half▲ 21.9pp87.4%above the sector's middle half▲ 31.3pp85.2%above the sector's middle half▼ 2.2pp86.7%above the sector's middle half▲ 1.5pp
Current ratio1.44within the sector's middle half▼ 0.102.15within the sector's middle half▲ 0.707.29above the sector's middle half▲ 5.156.42above the sector's middle half▼ 0.887.22above the sector's middle half▲ 0.80
Return on assets (ROA)4.7%within the sector's middle half▼ 2.2pp7.6%within the sector's middle half▲ 3.0pp17.6%above the sector's middle half▲ 10.0pp19.8%above the sector's middle half▲ 2.2pp11.7%within the sector's middle half▼ 8.1pp
Staff (FTE)1▲ 100%1=1.5▲ 50.0%1.3▼ 13.3%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €743,250
Fixed assets
€29,744 ▼ 10.8%
Current assets
€713,506 ▲ 15.0%
Equity and liabilities €743,250
Equity
€644,449 ▲ 15.7%
Debt
€98,801 ▲ 2.1%
Debt's share of the balance-sheet total falls from 14.8% to 13.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93,174▼
2024 · €169,833
Cash flow
€93,886▼
2024 · €141,661
Quick ratio
7.13▲
2024 · 6.33
Debt to equity
0.15▼
2024 · 0.17
ROE
13.5%▼
2024 · 23.2%
Interest coverage
-396.37▼
2024 · 32.29
Debt ≤ 1 year
€98,801▲
2024 · €96,709
Income taxes
€0▼
2024 · €41,902
Staff costs
€49,978▲
2024 · €49,626
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €16,171 | €32,322 | €50,244 | €49,626 | €49,978 | ▲ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,339 | €8,387 | €10,514 | €12,246 | €6,632 | ▼ 45.8% |
| Other operating charges640/8 | €5,112 | €19,426 | €12,255 | €11,798 | €4,708 | ▼ 60.1% |
| Gross operating margin9900 | €80,197 | €112,320 | €176,127 | €231,257 | €147,860 | ▼ 36.1% |
| Operating profit (loss)9901 | €48,575 | €52,184 | €103,114 | €157,587 | €86,542 | ▼ 45.1% |
| Financial income75/76B | €11,697 | €12,553 | €13,445 | €18,991 | €477 | ▼ 97.5% |
| Recurring financial income75 | €11,697 | €12,553 | €13,445 | €18,991 | €477 | ▼ 97.5% |
| Financial charges65/66B | €5,802 | €3,753 | €4,430 | €5,260 | -€235 | ▼ 104% |
| Recurring financial charges65 | €5,802 | €3,753 | €4,430 | €5,260 | -€235 | ▼ 104% |
| Profit (loss) for the period before taxes9903 | €54,471 | €60,985 | €112,129 | €171,318 | €87,254 | ▼ 49.1% |
| Income taxes67/77 | €14,270 | €14,533 | €26,028 | €41,902 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €40,201 | €46,452 | €86,101 | €129,415 | €87,254 | ▼ 32.6% |
| Profit (loss) for the period to be appropriated9905 | €40,201 | €46,452 | €86,101 | €129,415 | €87,254 | ▼ 32.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €863,131 | €608,988 | €489,190 | €653,917 | €743,250 | ▲ 13.7% |
| Formation expenses20 | - | - | - | €0 | - | - |
| Fixed assets21/28 | €43,818 | €35,431 | €41,535 | €33,334 | €29,744 | ▼ 10.8% |
| Tangible fixed assets22/27 | €43,568 | €35,181 | €41,285 | €33,084 | €29,494 | ▼ 10.9% |
| Plant, machinery and equipment23 | €17,879 | €15,460 | €13,842 | €15,578 | €16,296 | ▲ 4.6% |
| Furniture and vehicles24 | - | - | €13,690 | €9,718 | €6,739 | ▼ 30.7% |
| Leasing and similar rights25 | - | - | - | €0 | - | - |
| Other tangible fixed assets26 | €25,690 | €19,721 | €13,753 | €7,788 | €6,460 | ▼ 17.1% |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €819,313 | €573,556 | €447,655 | €620,583 | €713,506 | ▲ 15.0% |
| Stocks and contracts in progress3 | €11,266 | €12,200 | €8,950 | €8,710 | €8,710 | = |
| Stocks30/36 | €11,266 | €12,200 | €8,950 | €8,710 | €8,710 | = |
| Amounts receivable within one year40/41 | €662,981 | €396,223 | €267,799 | €348,956 | €353,180 | ▲ 1.2% |
| Trade receivables40 | €468,911 | €195,646 | €9,083 | €1,855 | €402 | ▼ 78.3% |
| Other amounts receivable41 | €194,070 | €200,576 | €258,715 | €347,101 | €352,778 | ▲ 1.6% |
| Cash at bank and in hand54/58 | €143,025 | €163,261 | €169,168 | €260,081 | €349,641 | ▲ 34.4% |
| Deferred charges and accrued income490/1 | €2,040 | €1,872 | €1,738 | €2,837 | €1,975 | ▼ 30.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €863,131 | €608,988 | €489,190 | €653,917 | €743,250 | ▲ 13.7% |
| Equity10/15 | €295,227 | €341,678 | €427,779 | €557,195 | €644,449 | ▲ 15.7% |
| Contributions10/11 | €37,184 | €37,184 | €37,184 | €37,184 | €37,184 | = |
| Reserves13 | €258,043 | €304,494 | €390,595 | €520,011 | €520,011 | = |
| Non-distributable reserves130/1 | €3,718 | €3,718 | €3,718 | €3,718 | €3,718 | = |
| Reserves not available under the articles1311 | €3,718 | €3,718 | €3,718 | €3,718 | €3,718 | = |
| Distributable reserves133 | €254,325 | €300,776 | €386,877 | €516,293 | €516,293 | = |
| Profit (loss) carried forward14 | - | - | - | - | €87,254 | - |
| Amounts payable17/49 | €567,905 | €267,309 | €61,411 | €96,722 | €98,801 | ▲ 2.1% |
| Amounts payable within one year42/48 | €567,905 | €267,304 | €61,388 | €96,709 | €98,801 | ▲ 2.2% |
| Trade debts44 | €546,469 | €229,027 | €21,889 | €39,736 | €41,943 | ▲ 5.6% |
| Suppliers440/4 | €546,469 | €229,027 | €21,889 | €39,736 | €41,943 | ▲ 5.6% |
| Taxes, remuneration and social security45 | €21,436 | €38,277 | €39,500 | €56,972 | €56,858 | ▼ 0.2% |
| Taxes450/3 | €14,270 | €28,995 | €26,445 | €42,643 | €41,902 | ▼ 1.7% |
| Remuneration and social security454/9 | €7,166 | €9,282 | €13,054 | €14,329 | €14,956 | ▲ 4.4% |
| Accrued charges and deferred income492/3 | - | €5 | €23 | €14 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,201 | €46,452 | €86,101 | €129,415 | €87,254 | ▼ 32.6% |
| + Depreciation and write-downs630 | €10,339 | €8,387 | €10,514 | €12,246 | €6,632 | ▼ 45.8% |
| Operating cash flow (approximation) | €50,540 | €54,839 | €96,615 | €141,661 | €93,886 | ▼ 33.7% |
| Investment in fixed assets (approximation) | - | €0 | -€16,618 | -€4,045 | -€3,042 | ▲ 24.8% |
| Change in cash | - | €20,236 | €5,907 | €90,913 | €89,560 | ▼ 1.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €129,415 ▲50.3%
Operating result €157,587, net result €129,415, both a record.
31-12
Financial
Equity above €500,000Eq €557,195 ▲30.3%
7 profitable years in a row build equity to €557,195.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 7.29
Current ratio from 2.15 to 7.29; short-term debt falls from €267,304 to €61,388.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200,000Eq €211,946 ▲18.2%
2 profitable years in a row build equity to €211,946.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2004
06-10
Bankruptcy
Opening
Rechtbank van koophandel te Antwerpen · event 30-09-2004
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Ground area
191 m²
Building footprint
191 m²
Volume, LiDAR
1,767 m³
Parcel 11006A0632/00C002, Flanders · tallest building 26.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FARINE
since 19992.090.244.585
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0632/00C002 | Flanders | 191 m² | 1 · 190 m² | 26.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Mr. Greeve Erik, Tolstraat 83, 2000 Antwerpen-1 |
30-09-2004 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.090.244.585
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Of 2,403 companies in sector 47241 we hold annual accounts for 1,101. 528 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464948813
Also
9925:BE0464948813
Registered
28-02-2026
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.