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Complete company report
Generated 30-07-2026
Active BE 0675.442.672Private limited company

FAPALCO

Chemin de Gomerée(HSH) 200 ·6120 Ham-sur-Heure-Nalinnes, Belgium· 9 yrs active
Sector: NACE 87301 (87301)
Conclusion Checked

The computed 12-month bankruptcy probability of FAPALCO is 0.2% (very low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 29-07-2025 2025-00326341
31-12-2023 volledig 25-06-2024 2024-00172311
31-12-2022 micro 13-07-2023 2023-00238795
31-12-2021 micro 28-06-2022 2022-20147510
31-12-2020 micro 28-07-2021 2021-42000147
31-12-2019 micro 08-10-2020 2020-60000058
31-12-2018 micro 28-08-2019 2019-54100548
Legal Structure
NACE primary 87301
Legal form Private limited company(610)
Incorporation05-05-2017
StatusActive
Postal code6120
Establishment units 1 location
FAPALCO
Chemin de Gomerée(HSH) 200, 6120 Ham-sur-Heure-NalinnesServiceflats voor ouderen
since 20172.341.807.256
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56034C0705/00A006 Wallonia 8,613 m² 1 · 192 m² 11.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
09-04-2025
State Gazette act Director changes
2024
25-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
13-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
28-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
08-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
09-04-2025 1 director appointed, 3 resigning Director changes
  • Bénédicte VALLERY, Bestuurder
  • Patricia FRANS, Bestuurder
  • Antoine DESCAMPS, Bestuurder
  • François DESCAMPS, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Patricia FRANS",
        "address": "6120 Ham-sur-Heure-Nalinnes, Rue de Marbaix 33",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-28",
      "evidence_quote": "l\u0027assembl\u00E9e accepte les d\u00E9missions de (i) Madame Patricia FRANS, ayant son domicile \u00E0 6120 Ham-sur-Heure-Nalinnes, Rue de Marbaix 33",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Antoine DESCAMPS",
        "address": "6120 Nalinnes, Rue Praile 54",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-28",
      "evidence_quote": "l\u0027assembl\u00E9e accepte les d\u00E9missions de (ii) Monsieur Antoine DESCAMPS, ayant son domicile \u00E0 6120 Nalinnes, Rue Praile 54",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7ois DESCAMPS",
        "address": "6120 Ham-sur-Heure-Nalinnes, Chemin de la Malaise 27",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-03-28",
      "evidence_quote": "l\u0027assembl\u00E9e accepte les d\u00E9missions de (iii) Monsieur Fran\u00E7ois DESCAMPS, ayant son domicile \u00E0 6120 Ham-sur-Heure-Nalinnes, Chemin de la Malaise 27",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "B\u00E9n\u00E9dicte VALLERY",
        "address": "6540 Lobbes, Rue des Crochets 13",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-03-28",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9signe en remplacement comme administrateur, qui accepte, Madame B\u00E9n\u00E9dicte VALLERY, ayant son domicile \u00E0 6540 Lobbes, Rue des Crochets 13.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-04-09",
    "filing_date": "2025-03-28",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-03-28",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0675.442.672",
    "name_full": "FAPALCO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "B\u00E9n\u00E9dicte VALLERY",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Rusthuizen voor ouderen (ROB)87301Serviceflats voor ouderen87302Serviceflats voor ouderen87302
Primary activity highlighted.
Names & trade names
Legal nameFR FAPALCO
Registered office
Chemin de Gomerée(HSH) 200
6120 Ham-sur-Heure-Nalinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative