FAMMO
ActiveSummary
FAMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,007 and a net result of €3,612. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▲+23
Solvency26▲+2
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7098 sector peers (2025).
NBB · sector comparisonPosition among 7098 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
28 d late
2022
30 d late
2021
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€2,007
2024 · -€1,605
Total assets
€359,138▲ 57.5%
2024 · €228,019
Net result
€3,612
2024 · -€4,246
Working capital
-€91,418▼ 2.7%
2024 · -€89,022
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,201--€353▲ 70.6%€6,020-€1,250€6,615
Net result-€2,348below the sector's middle half--€1,485below the sector's middle half▲ 36.8%€3,474within the sector's middle half-€4,246below the sector's middle half€3,612within the sector's middle half
Equity€652below the sector's middle half--€833below the sector's middle half€2,641below the sector's middle half-€1,605below the sector's middle half€2,007below the sector's middle half
Total assets€150,902within the sector's middle half-€179,417within the sector's middle half▲ 18.9%€197,891within the sector's middle half▲ 10.3%€228,019within the sector's middle half▲ 15.2%€359,138above the sector's middle half▲ 57.5%
Debt€150,250-€180,250▲ 20.0%€195,250▲ 8.3%€229,624▲ 17.6%€357,131▲ 55.5%
Working capital-€40,037below the sector's middle half--€78,848below the sector's middle half▼ 96.9%-€86,450below the sector's middle half▼ 9.6%-€89,022below the sector's middle half▼ 3.0%-€91,418below the sector's middle half▼ 2.7%
Solvency0.4%below the sector's middle half--0.5%below the sector's middle half▼ 0.9pp1.3%below the sector's middle half▲ 1.8pp-0.7%below the sector's middle half▼ 2.0pp0.6%below the sector's middle half▲ 1.3pp
Current ratio0.20below the sector's middle half-0.02below the sector's middle half▼ 0.190.09below the sector's middle half▲ 0.070.01below the sector's middle half▼ 0.090.15below the sector's middle half▲ 0.14
Return on assets (ROA)-1.6%below the sector's middle half--0.8%below the sector's middle half▲ 0.7pp1.8%within the sector's middle half▲ 2.6pp-1.9%below the sector's middle half▼ 3.6pp1.0%within the sector's middle half▲ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,615 after a loss of €1,250 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359,138
Fixed assets
€343,425 ▲ 51.1%
Current assets
€15,713 ▲ 2,510%
Equity and liabilities €359,138
Equity
€2,007
Debt
€357,131
Debt finances 99.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€6,782▲
2024 · -€1,076
Cash flow
€3,779▲
2024 · -€4,072
ROE
180.0%
Interest coverage
2.26▲
2024 · -0.36
Debt ≤ 1 year
€107,131▲
2024 · €89,624
Debt > 1 year
€250,000▲
2024 · €140,000
A ratio outside any meaningful range has been withheld (balance sheet total €359,138, equity €2,007).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €1,020 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €181 | €174 | €174 | €174 | €167 | ▼ 4.0% |
| Other operating charges640/8 | - | €122 | €516 | €528 | €144 | ▼ 72.7% |
| Gross operating margin9900 | -€1,020 | -€57 | €6,710 | -€548 | €6,926 | ▲ 1,364% |
| Operating profit (loss)9901 | -€1,201 | -€353 | €6,020 | -€1,250 | €6,615 | ▲ 629% |
| Financial charges65/66B | €1,147 | €1,132 | €2,546 | €2,996 | €3,003 | ▲ 0.2% |
| Recurring financial charges65 | €1,147 | €1,132 | €2,546 | €2,996 | €3,003 | ▲ 0.2% |
| Profit (loss) for the period before taxes9903 | -€2,348 | -€1,485 | €3,474 | -€4,246 | €3,612 | ▲ 185% |
| Profit (loss) for the period9904 | -€2,348 | -€1,485 | €3,474 | -€4,246 | €3,612 | ▲ 185% |
| Profit (loss) for the period to be appropriated9905 | -€2,348 | -€1,485 | €3,474 | -€4,246 | €3,612 | ▲ 185% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €150,902 | €179,417 | €197,891 | €228,019 | €359,138 | ▲ 57.5% |
| Formation expenses20 | €689 | €515 | €341 | €167 | - | - |
| Fixed assets21/28 | €140,000 | €177,500 | €188,750 | €227,250 | €343,425 | ▲ 51.1% |
| Financial fixed assets28 | €140,000 | €177,500 | €188,750 | €227,250 | €343,425 | ▲ 51.1% |
| Current assets29/58 | €10,213 | €1,402 | €8,800 | €602 | €15,713 | ▲ 2,510% |
| Amounts receivable within one year40/41 | - | - | €7,500 | - | €7,500 | - |
| Trade receivables40 | - | - | €7,500 | - | €7,500 | - |
| Cash at bank and in hand54/58 | €10,213 | €1,402 | €1,300 | €602 | €8,213 | ▲ 1,264% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €150,902 | €179,417 | €197,891 | €228,019 | €359,138 | ▲ 57.5% |
| Equity10/15 | €652 | -€833 | €2,641 | -€1,605 | €2,007 | ▲ 225% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€2,348 | -€3,833 | -€359 | -€4,605 | -€993 | ▲ 78.4% |
| Amounts payable17/49 | €150,250 | €180,250 | €195,250 | €229,624 | €357,131 | ▲ 55.5% |
| Amounts payable after more than one year17 | €100,000 | €100,000 | €100,000 | €140,000 | €250,000 | ▲ 78.6% |
| Financial debts170/4 | €100,000 | €100,000 | €100,000 | €140,000 | €250,000 | ▲ 78.6% |
| Amounts payable within one year42/48 | €50,250 | €80,250 | €95,250 | €89,624 | €107,131 | ▲ 19.5% |
| Trade debts44 | - | - | - | - | €508 | - |
| Suppliers440/4 | - | - | - | - | €508 | - |
| Other amounts payable47/48 | €50,250 | €80,250 | €95,250 | €89,624 | €106,623 | ▲ 19.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,348 | -€1,485 | €3,474 | -€4,246 | €3,612 | ▲ 185% |
| + Depreciation and write-downs630 | €181 | €174 | €174 | €174 | €167 | ▼ 4.0% |
| Operating cash flow (approximation) | -€2,167 | -€1,311 | €3,648 | -€4,072 | €3,779 | ▲ 193% |
| Investment in fixed assets (approximation) | - | -€37,674 | -€11,424 | -€38,674 | -€116,342 | ▼ 201% |
| Change in cash | - | -€8,811 | -€102 | -€698 | €7,611 | ▲ 1,190% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3,612
Net result €3,612 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€4,246
Net result drops to -€4,246, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €3,474
Net result €3,474 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2020
Ground area
1,294 m²
Building footprint
139 m²
Volume, LiDAR
44 m³
Parcel 41010B0038/00V000, Flanders · tallest building 2.7 m. Linked by address, not a title deed.
1 establishment unit
FAMMO
since 20202.311.019.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010B0038/00V000 | Flanders | 1,294 m² | 1 · 139 m² | 2.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bine
BE 0695.653.811
Arendonk · Eq €2,000
Nathalie Parent
BE 0727.974.409
Wavre · Eq €2,000
W'nder Women
BE 0735.560.304
Aarschot · Eq €2,000
Talent Boost
BE 0736.531.985
Brasschaat · Eq €2,000
Audim
BE 0739.735.856
Leuven · Eq €2,000
Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 1,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
FAMMO@outlook.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759988466
Also
9925:BE0759988466
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.