FAMIFLOR
ActiveFAMIFLOR has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.72M and a net result of €5.32M. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 2384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +43 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+64
Solvency100▲+41
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.2M at 30 days acceptable
Liquidity ample (current ratio 2.84 against 0.14 in 2024), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
42.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
13 d early
2023
16 d early
2022
10 d early
2021
12 d early
2020
10 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5.32M▲ 1,007%
2024 · €481k
2018: €56k
2019: €250k
2020: €54k
2021: €119k
2022: €1.55M
2023: €356k
2024: €481k
2018 → 2025
Working capital
€416k
2024 · €-6.10M
2018: €1.99M
2019: €2.35M
2020: €1.99M
2021: €2.03M
2022: €669k
2023: €549k
2024: €-6.10M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.57M-€6.12M▲ 33.8%€6.23M▲ 1.7%€6.71M▲ 7.7%€11.72M▲ 74.7%
Operating result€144k-€193k▲ 34.1%€211k▲ 9.5%€215k▲ 1.7%€182k▼ 15.5%
Net result€119k-€1.55M▲ 1,197%€356k▼ 77.0%€481k▲ 35.0%€5.32M▲ 1,007%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.41M
Fixed assets
€11.76M▼ 11.0%
Current assets
€642k▼ 33.0%
Equity and liabilities €12.41M
Equity
€11.72M▲ 74.7%
Debt
€686k▼ 90.8%
The debt ratio falls from 52.7% to 5.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€214k▼
2024 · €251k
Cash flow
€5.35M▲
2024 · €517k
Solvency
94.5%▲
2024 · 47.3%
Current ratio
2.84▲
2024 · 0.14
Quick ratio
2.84▲
2024 · 0.14
Debt / equity
0.06▼
2024 · 1.11
ROE
45.4%▲
2024 · 7.2%
ROA
42.9%▲
2024 · 3.4%
Interest coverage
14.49▲
2024 · 14.01
Debt
€686k▼
2024 · €7.47M
Debt ≤ 1 year
€226k▼
2024 · €7.06M
Debt > 1 year
€450k▲
2024 · €399k
Income taxes
€68k▼
2024 · €94k
Staff costs
€574k▼
2024 · €648k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14.17M€12.41M▼
Fixed assets21/28€13.22M€11.76M▼
Tangible fixed assets22/27€451k€421k▼
Land and buildings22€428k€411k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€14k€2k▼
Financial fixed assets28€12.77M€11.34M▼
Current assets29/58€958k€642k▼
Amounts receivable within one year40/41€509k€339k▼
Trade receivables40€147k€16k▼
Other amounts receivable41€362k€323k▼
Cash at bank and in hand54/58€445k€300k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€14.17M€12.41M▼
Equity10/15€6.71M€11.72M▲
Contributions10/11€127k€127k=
Capital10€127k€127k=
Issued capital100€127k€127k=
Reserves13€6.58M€11.59M▲
Non-distributable reserves130/1€283k€283k=
Legal reserve130€283k€283k=
Distributable reserves133€6.30M€11.31M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€7.47M€686k▼
Amounts payable after more than one year17€399k€450k▲
Financial debts170/4€399k€450k▲
Amounts payable within one year42/48€7.06M€226k▼
Current portion of amounts payable after more than one year42€67k€67k=
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Advances received on contracts in progress46-€58k
Taxes, remuneration and social security45€162k€92k▼
Taxes450/3€70k€36k▼
Remuneration and social security454/9€92k€55k▼
Other amounts payable47/48€6.81M€0▼
Accrued charges and deferred income492/3€12k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€648k€574k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€32k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€903k€791k▼
Operating profit (loss)9901€215k€182k▼
Financial income75/76B€378k€5.22M▲
Recurring financial income75€378k€5.22M▲
Financial charges65/66B€18k€15k▼
Recurring financial charges65€18k€15k▼
Profit (loss) for the period before taxes9903€575k€5.39M▲
Income taxes67/77€94k€68k▼
Profit (loss) for the period9904€481k€5.32M▲
Profit (loss) for the period to be appropriated9905€481k€5.32M▲
Appropriation of the result
Profit (loss) to be appropriated9906€481k€5.32M▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€307k
Transfer to equity691/2€481k€5.32M▲
To other reserves6921€481k€5.32M▲
Profit to be distributed694/7€0€307k▲
Return on contributions (dividend)694€0€307k▲
Social balance
Average headcount (FTE)90877.76.4▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €5.32M ▲1007%
Net result €5.32M, the highest in the series.
31-12
Financial
Liquidity times 21current ratio 2.84
Current ratio from 0.14 to 2.84; short-term debt falls from €7.06M to €226k.
31-12
Financial
Equity above €10MEq €11.72M ▲74.7%
8 profitable years in a row build equity to €11.72M.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-12
Financial
Equity above €5MEq €6.12M ▲33.8%
5 profitable years in a row build equity to €6.12M.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-12
Financial
Weakest financial yearnet €54k ▼78.5%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ledegemstraat 898890 MoorsledeGround area
4.1 ha
Building footprint
2.5 ha
Volume, LiDAR
1,719 m³
2 parcels, Flanders, Wallonia · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Ledegemsestraat 89, 8890 Moorslede
since 20012.095.399.344
Famiflor
since 20172.269.144.655
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003R1918/00B000 | Wallonia | 3.8 ha | 1 · 2.5 ha | - |
| 36003A0961/00B000 | Flanders | 3,936 m² | 1 · 334 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEMAGRI
BE 0862.720.473
Langemark-Poelkapelle · Eq €11.84M
TUINCENTRUM VAN UYTSEL
BE 0448.920.156
Kontich · Eq €12.10M
FLORALUX DDZ
BE 0450.915.188
Moorslede · Eq €13.71M
FLORALUX SPL
BE 0444.553.473
Moorslede · Eq €9.74M
GENKER PLANTENCENTRUM
BE 0468.614.621
Genk · Eq €9.08M
Of 3,375 companies in sector 47761 we hold annual accounts for 1,153. 117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-10-2001
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.